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Please play nicely.  No one wants to listen/read a keyboard warriors rants....

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Author Topic: *%&* Alliance Leicester  (Read 1172 times)

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Martin_1962

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*%&* Alliance Leicester
« on: 19 February 2009, 11:01:59 »
Applied last week for a loan to replace my high interest rate consolidation loan. 5 years less and £50 a month less.

They refused because I am paying out too much >:( ::) ::)

Also say we are still high risk (I am mid scored)

I think Halifax will get a call now!
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mkaminski100

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Re: *%&* Alliance Leicester
« Reply #1 on: 19 February 2009, 12:37:16 »
Haha, thats why they offer £100 if you join them!
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waspy

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Re: *%&* Alliance Leicester
« Reply #2 on: 19 February 2009, 19:30:05 »
They keep sending me offers of loans of up to £10,000

"Imagine what you could do with £10,000" is their headline, yeh i'll being paying the bugger back for the next ?????? years, i think not. If i want something, i'll save up for it thanks :P :P
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Martin_1962

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Re: *%&* Alliance Leicester
« Reply #3 on: 19 February 2009, 20:43:22 »
Quote
They keep sending me offers of loans of up to £10,000

"Imagine what you could do with £10,000" is their headline, yeh i'll being paying the bugger back for the next ?????? years, i think not. If i want something, i'll save up for it thanks :P :P


I keep getting loads of these but all I want to do is shorten the term and lower the payments of my consolidation loan
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waspy

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Re: *%&* Alliance Leicester
« Reply #4 on: 19 February 2009, 20:49:24 »
Quote
Quote
They keep sending me offers of loans of up to £10,000

"Imagine what you could do with £10,000" is their headline, yeh i'll being paying the bugger back for the next ?????? years, i think not. If i want something, i'll save up for it thanks :P :P


I keep getting loads of these but all I want to do is shorten the term and lower the payments of my consolidation loan

They don't like you doing that, they don't make as much money that way >:( >:(
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stuart30

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Re: *%&* Alliance Leicester
« Reply #5 on: 19 February 2009, 20:54:42 »
Quote
They keep sending me offers of loans of up to £10,000

"Imagine what you could do with £10,000" is their headline, yeh i'll being paying the bugger back for the next ?????? years, i think not. If i want something, i'll save up for it thanks :P :P


Try an ""unofficial"" loan of 15k... :-X ;D ;D
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TheBoy

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Re: *%&* Alliance Leicester
« Reply #6 on: 19 February 2009, 20:59:01 »
I'm fed up with pouring over my finances, got a minor dilema that I can't decide on, all came to a head yesterday when I threw the toys out of the pram ::).  I'm now looking at a scattered pile of statements, bills, and mortgage statements cluttering up the floor....
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Grumpy old man

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Re: *%&* Alliance Leicester
« Reply #7 on: 19 February 2009, 21:03:37 »
My bank keep sending me Credit Card cheques.
I've never used them. Shred them straight away.  >:(
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Welung666

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Re: *%&* Alliance Leicester
« Reply #8 on: 19 February 2009, 21:04:01 »
Quote
I'm fed up with pouring over my finances, got a minor dilema that I can't decide on, all came to a head yesterday when I threw the toys out of the pram ::).  I'm now looking at a scattered pile of statements, bills, and mortgage statements cluttering up the floor....

 ;D ;D Sounds like my filing system!
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Entwood

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Re: *%&* Alliance Leicester
« Reply #9 on: 19 February 2009, 21:07:23 »
Quote
I'm fed up with pouring over my finances, got a minor dilema that I can't decide on, all came to a head yesterday when I threw the toys out of the pram ::).  I'm now looking at a scattered pile of statements, bills, and mortgage statements cluttering up the floor....


If it helps .. I'll give you £50 for the Tech2 .....   ;D ;D ;D ;D ;D
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tunnie

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Re: *%&* Alliance Leicester
« Reply #10 on: 19 February 2009, 21:11:27 »
never yet applied for a small (ish) loan, but I have done a mortgage application i was told i have an excellent credit rating. I wanted to see the max i could borrow if i wanted to get a house.

I have 1 credit card, which i use for all large bills, so train commute costs, fuel, any big payments.

Its always paid off in full every month, so the balance is clear for the next month, been that way for the past 4/5 years, so been told its good. I usually put on between 600-2,000 a month on it depending on events / holidays.

Keep on getting offers on loans but not interested!
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TheBoy

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Re: *%&* Alliance Leicester
« Reply #11 on: 19 February 2009, 21:40:10 »
Quote
Quote
I'm fed up with pouring over my finances, got a minor dilema that I can't decide on, all came to a head yesterday when I threw the toys out of the pram ::).  I'm now looking at a scattered pile of statements, bills, and mortgage statements cluttering up the floor....


If it helps .. I'll give you £50 for the Tech2 .....   ;D ;D ;D ;D ;D
Depending on what I decide, 3 Tech2s could be for sale... ...for the right price ;D
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Grumpy old man

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Re: *%&* Alliance Leicester
« Reply #12 on: 19 February 2009, 21:45:14 »
Quote
I'm fed up with pouring over my finances, got a minor dilema that I can't decide on, all came to a head yesterday when I threw the toys out of the pram ::).  I'm now looking at a scattered pile of statements, bills, and mortgage statements cluttering up the floor....

I know what you mean, I have just culled sky, may yet kill it off all together. :-/
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TheBoy

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Re: *%&* Alliance Leicester
« Reply #13 on: 19 February 2009, 21:50:10 »
Quote
Quote
I'm fed up with pouring over my finances, got a minor dilema that I can't decide on, all came to a head yesterday when I threw the toys out of the pram ::).  I'm now looking at a scattered pile of statements, bills, and mortgage statements cluttering up the floor....

I know what you mean, I have just culled sky, may yet kill it off all together. :-/
I'm not having to cut back fortunately, just considering some options.
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Grumpy old man

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Re: *%&* Alliance Leicester
« Reply #14 on: 19 February 2009, 22:17:32 »
most banks are trying to avoid lending best to head to one which isn't in dire sh*t, that only leaves HSBC though ::)
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No more Omega but still hangs around
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