Omega Owners Forum

Please login or register.

Login with username, password and session length
Advanced search  

News:

Please play nicely.  No one wants to listen/read a keyboard warriors rants....

Pages: [1] 2  All   Go Down

Author Topic: Dell, daylight robbery  (Read 1309 times)

0 Members and 1 Guest are viewing this topic.

Elite Pete

  • Omega Queen
  • *****
  • Offline Offline
  • Gender: Male
  • Chester
  • Posts: 19580
  • My spider senses are tingling
    • Audi SQ5 GSX1400
    • View Profile
Dell, daylight robbery
« on: 26 February 2009, 22:02:54 »
I bought a PC of Dell nearly a year ago on 12 month interest free agreement and i've just called to pay it off before I get charge interest and the thieving barstewards want a £49 Early Payment Fee. I will never buy from them again >:(
Logged
Retired

TheBoy

  • Administrator
  • *****
  • Offline Offline
  • Gender: Male
  • Brackley, Northants
  • Posts: 107147
  • I Like Lockdown
    • Whatever Starts
    • View Profile
Re: Dell, daylight robbery
« Reply #1 on: 26 February 2009, 22:04:11 »
Quote
I bought a PC of Dell nearly a year ago on 12 month interest free agreement and i've just called to pay it off before I get charge interest and the thieving barstewards want a £49 Early Payment Fee. I will never buy from them again >:(
Yup, a lot of companies are the same...
Logged
Grumpy old man

jjleonard

  • Senior Member
  • ****
  • Offline Offline
  • Gender: Male
  • stevenage
  • Posts: 772
    • View Profile
Re: Dell, daylight robbery
« Reply #2 on: 26 February 2009, 22:05:49 »
 :o :o

Cheeky barstewards. Mind you, how much extra would the interest be if you just left it on regular payments?

I agree though, if they offer an interest free payment period then charging an early payment fee is a bit of a cheek.
Logged

Elite Pete

  • Omega Queen
  • *****
  • Offline Offline
  • Gender: Male
  • Chester
  • Posts: 19580
  • My spider senses are tingling
    • Audi SQ5 GSX1400
    • View Profile
Re: Dell, daylight robbery
« Reply #3 on: 26 February 2009, 22:10:27 »
Quote
:o :o

Cheeky barstewards. Mind you, how much extra would the interest be if you just left it on regular payments?

I agree though, if they offer an interest free payment period then charging an early payment fee is a bit of a cheek.
29.5% which isn't an option :o

If i'd have know I would have paid with my credit card which does have a genuine interest free period not that im tight or anything but you should take advantage of the offers ::)
Logged
Retired

nick v6

  • Omega Baron
  • *****
  • Offline Offline
  • Gender: Male
  • walsall / west midlands
  • Posts: 4584
    • View Profile
Re: Dell, daylight robbery
« Reply #4 on: 26 February 2009, 22:10:46 »
the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it

they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement
Logged
just need to tax the tank now:)

Seth

  • Omega Lord
  • *****
  • Offline Offline
  • Gender: Male
  • South Wales Valleys
  • Posts: 6646
  • If there's a 'system' - play it ... !
    • '99 2.5TD GLS Estate
    • View Profile
Re: Dell, daylight robbery
« Reply #5 on: 26 February 2009, 22:16:56 »
Welcome to Credit Crunch Britain - robbing mothers!
I took the plunge and bought a Mac direct from their Applestore. Absolutely top-notch service, no problems whatsoever, and very happy with it. Finding it much faster all-round than a PC. Highly recommended.
« Last Edit: 26 February 2009, 22:18:25 by Reliance505 »
Logged
Gettin' seriously hacked-off by those who ignore the wisdom of proven experience ... and Forum guidelines.

Marks DTM Calib

  • Administrator
  • *****
  • Offline Offline
  • Gender: Male
  • West Bridgford
  • Posts: 34038
  • Git!
    • View Profile
Re: Dell, daylight robbery
« Reply #6 on: 26 February 2009, 22:18:20 »
Quote
Welcome to Credit Crunch Britain - robbing mothers!
I took the plunge and bought a Mac direct from them. Absolutely no problems, and very happy with it. Finding it much faster all-round than a PC. Highly recommended.


Your the first person in the last 2 years I have heard say that.....are you comparing like for like?

Logged

jjleonard

  • Senior Member
  • ****
  • Offline Offline
  • Gender: Male
  • stevenage
  • Posts: 772
    • View Profile
Re: Dell, daylight robbery
« Reply #7 on: 26 February 2009, 22:23:16 »
Quote
the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it

they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement

That's a bloody good idea... I never thought of that.  :y
Logged

Elite Pete

  • Omega Queen
  • *****
  • Offline Offline
  • Gender: Male
  • Chester
  • Posts: 19580
  • My spider senses are tingling
    • Audi SQ5 GSX1400
    • View Profile
Re: Dell, daylight robbery
« Reply #8 on: 26 February 2009, 22:24:48 »
Quote
the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it

they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement
Are you absolutely sure about this :)
Logged
Retired

Kevin Wood

  • Global Moderator
  • *****
  • Offline Offline
  • Gender: Male
  • Alton, Hampshire
  • Posts: 36432
    • Jaguar XE 25t, Westfield
    • View Profile
Re: Dell, daylight robbery
« Reply #9 on: 26 February 2009, 23:55:55 »
Quote
Quote
the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it

they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement
Are you absolutely sure about this :)

You'll probably find that the early repayment fee is invoked as soon as you pay more than the agreed installments. Have a look what the small print says. :-/

Kevin
Logged
Tech2 services currently available. See TheBoy's price list: http://theboy.omegaowners.com/

Mr Skrunts

  • Get A Life!!
  • *****
  • Online Online
  • Gender: Male
  • Skruntie Land.
  • Posts: 25692
  • 3.O Elite Saloon with all the toys,
    • 2003 CD 2.2 Auto
    • View Profile
Re: Dell, daylight robbery
« Reply #10 on: 27 February 2009, 00:32:32 »
All areements hve small print some where to rip you off, even the 0% and pay nothing for a year offers and then pay over 4 years.

Theyare all a con, have you ever managed to read the small print before signing.  Exactly. :-X
Logged
Ask yourself :  " WHY do I believe in what I believe?"

Remember that my opinions expressed here are not representative of the opinions of other members on the OOF Forum.

Gaffers

  • Omega Queen
  • *****
  • Offline Offline
  • Gender: Male
  • NE Hampshire/Surrey
  • Posts: 11322
    • Ford Ranger Wildtrak
    • View Profile
Re: Dell, daylight robbery
« Reply #11 on: 27 February 2009, 05:59:56 »
Why dont you pay all but 10p on the balance.  At 29% APR you're first payment would be around 13p  :y
Logged

nick v6

  • Omega Baron
  • *****
  • Offline Offline
  • Gender: Male
  • walsall / west midlands
  • Posts: 4584
    • View Profile
Re: Dell, daylight robbery
« Reply #12 on: 27 February 2009, 07:16:29 »
Quote
Quote
the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it

they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement
Are you absolutely sure about this :)

yes i'm sure
when i did sales for coldseal windows and safe style
i used to do alot of finace with the buy now pay later
and i used to get more commision if i sold finace so i used to tell all the people that wanted to pay cash to have the buy now pay later and its a loop hole in the finace to not pay the whole lot off leave a small amount it will then get paid off on the first instalment :y
Logged
just need to tax the tank now:)

nick v6

  • Omega Baron
  • *****
  • Offline Offline
  • Gender: Male
  • walsall / west midlands
  • Posts: 4584
    • View Profile
Re: Dell, daylight robbery
« Reply #13 on: 27 February 2009, 07:18:01 »
Quote
Why dont you pay all but 10p on the balance.  At 29% APR you're first payment would be around 13p  :y

don't quite work that way ;D

you have to leave about the amount of your instalments or a little bit less so its cleared on the first payment
the only interst you get is of what balance is remaining
Logged
just need to tax the tank now:)

Martin_1962

  • Guest
Re: Dell, daylight robbery
« Reply #14 on: 27 February 2009, 09:49:10 »
Quote
Quote
Quote
the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it

they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement
Are you absolutely sure about this :)

yes i'm sure
when i did sales for coldseal windows and safe style
i used to do alot of finace with the buy now pay later
and i used to get more commision if i sold finace so i used to tell all the people that wanted to pay cash to have the buy now pay later and its a loop hole in the finace to not pay the whole lot off leave a small amount it will then get paid off on the first instalment :y


Which era?
Logged
Pages: [1] 2  All   Go Up
« previous next »
 

Page created in 0.01 seconds with 17 queries.