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[Dusty]

I have just telephoned Bristol & West, and have asked them to give me their best rates for a mortgage fixed over the next three years.

Certainly Madam- 5.19% fixed for the next three years with an administration fee of £799 :-?

I asked them if they were aware that the current interest rate was 0.5%, - selling new mortgages at good rates of interest is not our priority was the reply. :-/

I'll stick to the 2.99% variable for now

[HolyCount]

No -- the priority is to do over the british taxpayer  

[Chopsdad]

I have just telephoned Bristol & West, and have asked them to give me their best rates for a mortgage fixed over the next three years.

Certainly Madam- 5.19% fixed for the next three years with an administration fee of £799 :-?

I asked them if they were aware that the current interest rate was 0.5%, - selling new mortgages at good rates of interest is not our priority was the reply. :-/

I'll stick to the 2.99% variable for now

Base rate predicted to be at 4% within 3 years, but even so it's not a good deal.

Natwest 3 year fixed 4.29% with £499 fee.
            5 year fixed 4.69% with £299 fee.  

I'm sure there are others out there if you look hard enough

[HolyCount]

The problem, of course, is qualifying for the mortgage in the first place -- not too bad if remortgaging -- but the first timers are still finding it impossible to get onto the ladder and, in the great conveyancing chain, they are the life blood !

[tunnie]

I have just telephoned Bristol & West, and have asked them to give me their best rates for a mortgage fixed over the next three years.

Certainly Madam- 5.19% fixed for the next three years with an administration fee of £799 :-?

I asked them if they were aware that the current interest rate was 0.5%, - selling new mortgages at good rates of interest is not our priority was the reply. :-/

I'll stick to the 2.99% variable for now

Base rate predicted to be at 4% within 3 years, but even so it's not a good deal.

Natwest 3 year fixed 4.29% with £499 fee.
            5 year fixed 4.69% with £299 fee.  

I'm sure there are others out there if you look hard enough

That for re-mortgage only?

What kind of % deposit would you need on a first buy?