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[Iain]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

[stuart30]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

So really joe public cant be expected too abide by a law if the police and insurance company both say yes its fine your allowed too drive it...

[Vamps]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

It's always been like that to stop you having one policy and a few cars, albeit more difficult to do nowadays with computers, but in the old days, well I knew loads of people who did it.....

[Iain]

Thats how driving other cars work......

[hotel21]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but instead of asking a desk jockey stuck up an orrifice, ask the chap in the wig in the big chair.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

[stuart30]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

[Iain]

If you buy a car for example,your Third party entitlement will only cover you if the previous owner still has a valid policy on it....if not then you will drive it home un-insured,which is 9 points and a heavy fine.
If you drive it on your own insurance and it doesnt have a policy on it it will flash up on a ANPR system as no valid insurance...
Your local Police station should know better to be honest mate

[Darth Loo-knee]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

Is there such a thing?  

[stuart30]

If you buy a car for example,yout Third party entitlement will only cover you if the previous owner still has a valid policy on it....if not then you will drive it home un-insured,which is 9 points and a heavy fine.
If you drive it on your own insurance and it doesnt have a policy on it it will flash up on a ANPR system as no valid insurance...
Your local Police station should know bwtter to be honest mate

Yeah we discussed that...apparently having a copy of Insurance on you is a must,as long as it states ""drive any other car with owners consent"" your coverd.

Point being its not OWNED by me....big difference.

Ive no idea what the actuall law states....just simply repeating what them that SHOULD know have told me.

Shame ive forgot the web addy of the police forum...was discussed in depth on there...including by a serving mag.

[hotel21]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

Use it and have a crash and a claim.  See who pays out and who ends up in court (and dept upto and beyond their ring paying out megadosh for a new wheelchair user) - or worse....

[hotel21]

Irrespective of whats read/spoken about elsewhere, put it this way....

Try the DOC thing without the car having insurance in its own right  round my neck of the woods and you will get nicked, convicted, fined and disqualified....  Many a case in this Sheriffdom (yep, we have Sheriffs up here...) to prove....

[stuart30]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

Use it and have a crash and a claim.  See who pays out and who ends up in court (and dept upto and beyond their ring paying out megadosh for a new wheelchair user) - or worse....

Too late my old son already am.

The point im trying too make Hotel is ive spoken too both Police and insurance company if neither know the law then how the hell can the police expect a driver too know whats the legal and what isnt.

[Iain]

Stuart im 99% sure mate that the vehicle must carry a valid policy..

If i come to your house,i can take your Mig for a run because it is road legal i.e Tax,MOT & insurance.My insurance will cover me to drive it Third party only,however if your policy expired say the day before my insurance wont cover me to drive it.

It is in the policy book,you know the booklet that nobody reads!

And that is exactly how they would wriggle out of it and leave you high and dry

[stuart30]

Irrespective of whats read/spoken about elsewhere, put it this way....

Try the DOC thing without the car having insurance in its own right  round my neck of the woods and you will get nicked, convicted, fined and disqualified....  Many a case in this Sheriffdom (yep, we have Sheriffs up here...) to prove....

But isnt there subtle differences in English and scottiish laws.

[Darth Loo-knee]

Irrespective of whats read/spoken about elsewhere, put it this way....

Try the DOC thing without the car having insurance in its own right  round my neck of the woods and you will get nicked, convicted, fined and disqualified....  Many a case in this Sheriffdom (yep, we have Sheriffs up here...) to prove....

Big Hairy Sheriffs with skirts on   ,
Got pulled up years ago coming back from Edinburgh, I thought the Big Buggar was gonna kill me