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[hotel21]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

Use it and have a crash and a claim.  See who pays out and who ends up in court (and dept upto and beyond their ring paying out megadosh for a new wheelchair user) - or worse....

Too late my old son already am.

The point im trying too make Hotel is ive spoken too both Police and insurance company if neither know the law then how the hell can the police expect a driver too know whats the legal and what isnt.

Speak to an underwriter at your insurance company, not a drone on a phone.  They will give a de facto answer.  If it agrees with your version, ensure call is recorded and note time/date/name.  You will need it....

[hotel21]

Irrespective of whats read/spoken about elsewhere, put it this way....

Try the DOC thing without the car having insurance in its own right  round my neck of the woods and you will get nicked, convicted, fined and disqualified....  Many a case in this Sheriffdom (yep, we have Sheriffs up here...) to prove....

But isnt there subtle differences in English and scottiish laws.

Not for Road traffic.  Same legislation....  

[stuart30]

Stuart im 99% sure mate that the vehicle must carry a valid policy..

If i come to your house,i can take your Mig for a run because it is road legal i.e Tax,MOT & insurance.My insurance will cover me to drive it Third party only,however if your policy expired say the day before my insurance wont cover me to drive it.

It is in the policy book,you know the booklet that nobody reads!

And that is exactly how they would wriggle out of it and leave you high and dry

Nope already looked...hence phoning insurance.

States as ive previously said several times.....""3rd paty only with owners permission ect ect"".

[stuart30]

Irrespective of whats read/spoken about elsewhere, put it this way....

Try the DOC thing without the car having insurance in its own right  round my neck of the woods and you will get nicked, convicted, fined and disqualified....  Many a case in this Sheriffdom (yep, we have Sheriffs up here...) to prove....

But isnt there subtle differences in English and scottiish laws.

Not for Road traffic.  Same legislation....  

Superb.....

Remeber from a previous forum discussions on the differences between scotland and england....couldnt remeber if traffic or general.

[Darth Loo-knee]

Irrespective of whats read/spoken about elsewhere, put it this way....

Try the DOC thing without the car having insurance in its own right  round my neck of the woods and you will get nicked, convicted, fined and disqualified....  Many a case in this Sheriffdom (yep, we have Sheriffs up here...) to prove....

But isnt there subtle differences in English and scottiish laws.

Seriously mate, If The Highlander says you shouldn't do it, you shouldn't. He has been a Copper for years and probably nicked a tonne of folk doing the same. Go for it, but at your own risk..

[Vamps]

Just a thought, why ask a question and then tell everyone they are wrong just cos they don't agree with you...........

[Iain]

Well unless it has changed mate,

But the reason it was like that was because people were buying a Mini then insuring it and using this Third party entitlement to run about in all sorts,thats how the boy racers of the 80's managed to run about in the RS Turbo's etc etc....

[stuart30]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

Use it and have a crash and a claim.  See who pays out and who ends up in court (and dept upto and beyond their ring paying out megadosh for a new wheelchair user) - or worse....

Too late my old son already am.

The point im trying too make Hotel is ive spoken too both Police and insurance company if neither know the law then how the hell can the police expect a driver too know whats the legal and what isnt.

Speak to an underwriter at your insurance company, not a drone on a phone.  They will give a de facto answer.  If it agrees with your version, ensure call is recorded and note time/date/name.  You will need it....

Good idea...already done that with insurance and police.

Its not an issuse regards driving it now...if its risky i"ll wait for day insurance,what bothers me more is the fact it sounds like people (insurance and police) have given out incorrect information....like i said before if they dont know who the hell would.

And before you say a JP you cant really get a hold of one too ask now can you.

[Vamps]

Well unless it has changed mate,

But the reason it was like that was because people were buying a mini then insuring it and using this Third party entitlement to run about in all sorts,thats how the boy racers of the 80's managed to run about in the RS Turbo's etc etc....

Exactly.......

[stuart30]

Just a thought, why ask a question and then tell everyone they are wrong just cos they don't agree with you...........

You must have missed this and the other several times ive said it bothers me that it sounds like misinformation has been given.

Oh from last page.....""Ive no idea what the actuall law states....just simply repeating what them that SHOULD know have told me.""

This same subject was discussed on a police forum....both traffic and non traffic argued amongst themselves what the actual law states and the meaning....so its not as black and white as it seems.

[hotel21]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

Use it and have a crash and a claim.  See who pays out and who ends up in court (and dept upto and beyond their ring paying out megadosh for a new wheelchair user) - or worse....

Too late my old son already am.

The point im trying too make Hotel is ive spoken too both Police and insurance company if neither know the law then how the hell can the police expect a driver too know whats the legal and what isnt.

Speak to an underwriter at your insurance company, not a drone on a phone.  They will give a de facto answer.  If it agrees with your version, ensure call is recorded and note time/date/name.  You will need it....

Good idea...already done that with insurance and police.

Its not an issuse regards driving it now...if its risky i"ll wait for day insurance,what bothers me more is the fact it sounds like people (insurance and police) have given out incorrect information....like i said before if they dont know who the hell would.

And before you say a JP you cant really get a hold of one too ask now can you.

Thats like adding apples and pears and reaching a total in oranges!

A JP is a 'lay' person who is respected in the local community, not by default a legal person, as it were.  They are guided by the Clerks of the Court as to what is correct and proper.  I'm talking Sheriffs/Magistrates for reference, not folks who fill the gaps...

Lots of stated cases.  Research Wilkinsons and similar and see what comes up.

http://www.sweetandmaxwell.co.uk/Catalogue/ProductDetails.aspx?recordid=2341&productid=200573

Had enough, time for beddy byes....  

[Iain]

Yeah i agree that the insurance company should know,sometimes this can be the downfall if your insurance is through a broker... however im surprised your local Police didn't advise you correctly....however having said that its probably not something that is asked of them that regular,but they should have checked



(ive just noticed im now a senior!!!! )

[stuart30]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

Use it and have a crash and a claim.  See who pays out and who ends up in court (and dept upto and beyond their ring paying out megadosh for a new wheelchair user) - or worse....

Too late my old son already am.

The point im trying too make Hotel is ive spoken too both Police and insurance company if neither know the law then how the hell can the police expect a driver too know whats the legal and what isnt.

Speak to an underwriter at your insurance company, not a drone on a phone.  They will give a de facto answer.  If it agrees with your version, ensure call is recorded and note time/date/name.  You will need it....

Good idea...already done that with insurance and police.

Its not an issuse regards driving it now...if its risky i"ll wait for day insurance,what bothers me more is the fact it sounds like people (insurance and police) have given out incorrect information....like i said before if they dont know who the hell would.

And before you say a JP you cant really get a hold of one too ask now can you.

Thats like adding apples and pears and reaching a total in oranges!

A JP is a 'lay' person who is respected in the local community, not by default a legal person, as it were.  They are guided by the Clerks of the Court as to what is correct and proper.  I'm talking Sheriffs/Magistrates for reference, not folks who fill the gaps...

Lots of stated cases.  Research Wilkinsons and similar and see what comes up.

http://www.sweetandmaxwell.co.uk/Catalogue/ProductDetails.aspx?recordid=2341&productid=200573

Had enough, time for beddy byes....  

Thanks for your input Hotel.....im sure your right as far as the law goes.

Goes without saying if your are then i will be making the relevant people aware they are giving the wrong information out.

Must be better too ask and ask and ask than just take there word as gospel id have thought.

[hotel21]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

Use it and have a crash and a claim.  See who pays out and who ends up in court (and dept upto and beyond their ring paying out megadosh for a new wheelchair user) - or worse....

Too late my old son already am.

The point im trying too make Hotel is ive spoken too both Police and insurance company if neither know the law then how the hell can the police expect a driver too know whats the legal and what isnt.

Speak to an underwriter at your insurance company, not a drone on a phone.  They will give a de facto answer.  If it agrees with your version, ensure call is recorded and note time/date/name.  You will need it....

Good idea...already done that with insurance and police.

Its not an issuse regards driving it now...if its risky i"ll wait for day insurance,what bothers me more is the fact it sounds like people (insurance and police) have given out incorrect information....like i said before if they dont know who the hell would.

And before you say a JP you cant really get a hold of one too ask now can you.

Thats like adding apples and pears and reaching a total in oranges!

A JP is a 'lay' person who is respected in the local community, not by default a legal person, as it were.  They are guided by the Clerks of the Court as to what is correct and proper.  I'm talking Sheriffs/Magistrates for reference, not folks who fill the gaps...

Lots of stated cases.  Research Wilkinsons and similar and see what comes up.

http://www.sweetandmaxwell.co.uk/Catalogue/ProductDetails.aspx?recordid=2341&productid=200573

Had enough, time for beddy byes....  

Thanks for your input Hotel.....im sure your right as far as the law goes.

Goes without saying if your are then i will be making the relevant people aware they are giving the wrong information out.

Must be better too ask and ask and ask than just take there word as gospel id have thought.

Just try to avoid becoming a pain in the arse in the process.......  

[stuart30]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

Use it and have a crash and a claim.  See who pays out and who ends up in court (and dept upto and beyond their ring paying out megadosh for a new wheelchair user) - or worse....

Too late my old son already am.

The point im trying too make Hotel is ive spoken too both Police and insurance company if neither know the law then how the hell can the police expect a driver too know whats the legal and what isnt.

Speak to an underwriter at your insurance company, not a drone on a phone.  They will give a de facto answer.  If it agrees with your version, ensure call is recorded and note time/date/name.  You will need it....

Good idea...already done that with insurance and police.

Its not an issuse regards driving it now...if its risky i"ll wait for day insurance,what bothers me more is the fact it sounds like people (insurance and police) have given out incorrect information....like i said before if they dont know who the hell would.

And before you say a JP you cant really get a hold of one too ask now can you.

Thats like adding apples and pears and reaching a total in oranges!

A JP is a 'lay' person who is respected in the local community, not by default a legal person, as it were.  They are guided by the Clerks of the Court as to what is correct and proper.  I'm talking Sheriffs/Magistrates for reference, not folks who fill the gaps...

Lots of stated cases.  Research Wilkinsons and similar and see what comes up.

http://www.sweetandmaxwell.co.uk/Catalogue/ProductDetails.aspx?recordid=2341&productid=200573

Had enough, time for beddy byes....  

Thanks for your input Hotel.....im sure your right as far as the law goes.

Goes without saying if your are then i will be making the relevant people aware they are giving the wrong information out.

Must be better too ask and ask and ask than just take there word as gospel id have thought.

Just try to avoid becoming a pain in the arse in the process.......  

Dont follow you. :-?