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[Vamps]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

Use it and have a crash and a claim.  See who pays out and who ends up in court (and dept upto and beyond their ring paying out megadosh for a new wheelchair user) - or worse....

Too late my old son already am.

The point im trying too make Hotel is ive spoken too both Police and insurance company if neither know the law then how the hell can the police expect a driver too know whats the legal and what isnt.

Speak to an underwriter at your insurance company, not a drone on a phone.  They will give a de facto answer.  If it agrees with your version, ensure call is recorded and note time/date/name.  You will need it....

Good idea...already done that with insurance and police.

Its not an issuse regards driving it now...if its risky i"ll wait for day insurance,what bothers me more is the fact it sounds like people (insurance and police) have given out incorrect information....like i said before if they dont know who the hell would.

And before you say a JP you cant really get a hold of one too ask now can you.

Thats like adding apples and pears and reaching a total in oranges!

A JP is a 'lay' person who is respected in the local community, not by default a legal person, as it were.  They are guided by the Clerks of the Court as to what is correct and proper.  I'm talking Sheriffs/Magistrates for reference, not folks who fill the gaps...

Lots of stated cases.  Research Wilkinsons and similar and see what comes up.

http://www.sweetandmaxwell.co.uk/Catalogue/ProductDetails.aspx?recordid=2341&productid=200573

Had enough, time for beddy byes....  

Thanks for your input Hotel.....im sure your right as far as the law goes.

Goes without saying if your are then i will be making the relevant people aware they are giving the wrong information out.

Must be better too ask and ask and ask than just take there word as gospel id have thought.

Just try to avoid becoming a pain in the arse in the process.......  

Dont follow you. :-?

We do....

[stuart30]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

Use it and have a crash and a claim.  See who pays out and who ends up in court (and dept upto and beyond their ring paying out megadosh for a new wheelchair user) - or worse....

Too late my old son already am.

The point im trying too make Hotel is ive spoken too both Police and insurance company if neither know the law then how the hell can the police expect a driver too know whats the legal and what isnt.

Speak to an underwriter at your insurance company, not a drone on a phone.  They will give a de facto answer.  If it agrees with your version, ensure call is recorded and note time/date/name.  You will need it....

Good idea...already done that with insurance and police.

Its not an issuse regards driving it now...if its risky i"ll wait for day insurance,what bothers me more is the fact it sounds like people (insurance and police) have given out incorrect information....like i said before if they dont know who the hell would.

And before you say a JP you cant really get a hold of one too ask now can you.

Thats like adding apples and pears and reaching a total in oranges!

A JP is a 'lay' person who is respected in the local community, not by default a legal person, as it were.  They are guided by the Clerks of the Court as to what is correct and proper.  I'm talking Sheriffs/Magistrates for reference, not folks who fill the gaps...

Lots of stated cases.  Research Wilkinsons and similar and see what comes up.

http://www.sweetandmaxwell.co.uk/Catalogue/ProductDetails.aspx?recordid=2341&productid=200573

Had enough, time for beddy byes....  

Thanks for your input Hotel.....im sure your right as far as the law goes.

Goes without saying if your are then i will be making the relevant people aware they are giving the wrong information out.

Must be better too ask and ask and ask than just take there word as gospel id have thought.

Just try to avoid becoming a pain in the arse in the process.......  

Dont follow you. :-?

We do....

Well enlighten me.

So far ive had...3 police officers (yes got collor numbers) and an insurance agent tell me one thing and Hotel say the opposite....any wonder im trying too simply establish who"s right.

[Vamps]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

Use it and have a crash and a claim.  See who pays out and who ends up in court (and dept upto and beyond their ring paying out megadosh for a new wheelchair user) - or worse....

Too late my old son already am.

The point im trying too make Hotel is ive spoken too both Police and insurance company if neither know the law then how the hell can the police expect a driver too know whats the legal and what isnt.

Speak to an underwriter at your insurance company, not a drone on a phone.  They will give a de facto answer.  If it agrees with your version, ensure call is recorded and note time/date/name.  You will need it....

Good idea...already done that with insurance and police.

Its not an issuse regards driving it now...if its risky i"ll wait for day insurance,what bothers me more is the fact it sounds like people (insurance and police) have given out incorrect information....like i said before if they dont know who the hell would.

And before you say a JP you cant really get a hold of one too ask now can you.

Thats like adding apples and pears and reaching a total in oranges!

A JP is a 'lay' person who is respected in the local community, not by default a legal person, as it were.  They are guided by the Clerks of the Court as to what is correct and proper.  I'm talking Sheriffs/Magistrates for reference, not folks who fill the gaps...

Lots of stated cases.  Research Wilkinsons and similar and see what comes up.

http://www.sweetandmaxwell.co.uk/Catalogue/ProductDetails.aspx?recordid=2341&productid=200573

Had enough, time for beddy byes....  

Thanks for your input Hotel.....im sure your right as far as the law goes.

Goes without saying if your are then i will be making the relevant people aware they are giving the wrong information out.

Must be better too ask and ask and ask than just take there word as gospel id have thought.

Just try to avoid becoming a pain in the arse in the process.......  

Dont follow you. :-?

We do....

Well enlighten me.

So far ive had...3 police officers (yes got collor numbers) and an insurance agent tell me one thing and Hotel say the opposite....any wonder im trying too simply establish who"s right.

Then it is time to make an 'informed' decision based on the information that you have.......
 

[stuart30]

Yip,car needs to have valid insurance on it before your Third party entitlement is valid

Id like too see where the law states that as previous post...both insurance and local; cop shop disagree.

No offence intended, but ask the chap in the wig in the big chair rather than a desk jockey stuck up an orrifice.  Its his (or her) opinion that really counts.  Worked fine for me for the past years work.....  

Well being a policeman i did expect you too know if anyone would.

My point is really that if you phone up the police and ask them what the law is and then phone up your insurance company and they agree with the police how the hell would you know your commiting an offense.

Not everyone will have access too a friendly copper will they.

Actually thats a point...the copper made the point that when uninsured drivers get there car taken away its often friends or family who collect the car using there insurance....so hows that work then.

Use it and have a crash and a claim.  See who pays out and who ends up in court (and dept upto and beyond their ring paying out megadosh for a new wheelchair user) - or worse....

Too late my old son already am.

The point im trying too make Hotel is ive spoken too both Police and insurance company if neither know the law then how the hell can the police expect a driver too know whats the legal and what isnt.

Speak to an underwriter at your insurance company, not a drone on a phone.  They will give a de facto answer.  If it agrees with your version, ensure call is recorded and note time/date/name.  You will need it....

Good idea...already done that with insurance and police.

Its not an issuse regards driving it now...if its risky i"ll wait for day insurance,what bothers me more is the fact it sounds like people (insurance and police) have given out incorrect information....like i said before if they dont know who the hell would.

And before you say a JP you cant really get a hold of one too ask now can you.

Thats like adding apples and pears and reaching a total in oranges!

A JP is a 'lay' person who is respected in the local community, not by default a legal person, as it were.  They are guided by the Clerks of the Court as to what is correct and proper.  I'm talking Sheriffs/Magistrates for reference, not folks who fill the gaps...

Lots of stated cases.  Research Wilkinsons and similar and see what comes up.

http://www.sweetandmaxwell.co.uk/Catalogue/ProductDetails.aspx?recordid=2341&productid=200573

Had enough, time for beddy byes....  

Thanks for your input Hotel.....im sure your right as far as the law goes.

Goes without saying if your are then i will be making the relevant people aware they are giving the wrong information out.

Must be better too ask and ask and ask than just take there word as gospel id have thought.

Just try to avoid becoming a pain in the arse in the process.......  

Dont follow you. :-?

We do....

Well enlighten me.

So far ive had...3 police officers (yes got collor numbers) and an insurance agent tell me one thing and Hotel say the opposite....any wonder im trying too simply establish who"s right.

Then it is time to make an 'informed' decision based on the information that you have.......
 

Oh decision was made as soon as Hotel said your not insured...ive got a clean license and intend too keep it that way.

As previously stated im simply trying too find concrete evidence stating what is actually law and not peoples understanding of it as if there giving out the wrong information that could potentially ruin someone life don't you feel they need educating. :-?

It must be written somewhere other wise it couldn't be enforced.

[Mr Skrunts]

Oh decision was made as soon as Hotel said your not insured...ive got a clean license and intend too keep it that way.

As previously stated im simply trying too find concrete evidence stating what is actually law and not peoples understanding of it as if there giving out the wrong information that could potentially ruin someone life don't you feel they need educating. Huh

It must be written somewhere other wise it couldn't be enforced.

Regardless of what you find out within the forum, it's up to you as an individual to make you are driving within the instructions of your insurance.  The reason I say this is as they are the masters of small print.  and as mentioned, even if you think you are insured, it could be argued against you if the police see fit as the car my be covered one way (inc insurance) but hasnt the owner of the car got to be the person booking it in for the test in the case of no MOT.  

[stuart30]

Well would you believe it....i was right all along.

See it pays too keep checking....thanks all the for the replies,case closed...

[tyreburner]

oops didnt read to the end before i posted  
So comment withdrawn!

[stuart30]

Well after searching and searching the net i finaly found what i was looking for....confirmed by serving traffic officers.

Yes its not advised...however it is perfectly legal too drive a car that isnt owned by yourself or hired (pretty standard) too you thats NOT insured.

Cant explain why so wont even bother trying...however when driving another car (assuming your insurance allows this) its the person who becomes insured,not the car.

So yeah in a nutshell.....i was right.

Now dont be shy with the apologizes boys and girls..

Despite it being legal....i decieded that i will wait and get day insurance sorted.

[Darth Loo-knee]

So your saying then, that I could buy a car from you, that you no longer had insured and drive it home with my own insurance?

[Andy B]

Not all policies specify the registration of a specific car.

[mantagte]

So your saying then, that I could buy a car from you, that you no longer had insured and drive it home with my own insurance?

no cause then it would be your car but if pete was to buy it you would be insured to drive it as its not your car if what  stuart says is correct
i know it was as i used to get swmbo to buy the car register in her name and drive it home on my policy
had an accident a couple of years ago with this exact enviroment
and insurance company and police were fine as the car was covered for third party risks by my main policy

[stuart30]

So your saying then, that I could buy a car from you, that you no longer had insured and drive it home with my own insurance?

Short answer yes.

Long answer yes but you must meet certain criteria.....such as making sure your coverd for any car,having insurance documents on you at all times in case your stopped and remeber that your insured not the car....so as soon as your out of the car its no longer coverd.

Its not advised....however perfectly legal.

[Darth Loo-knee]

Still think I would stick with what Broocie said, he has been a copper for more years than you could shake a stick at.
Don't think its worth the risk  

[stuart30]

So your saying then, that I could buy a car from you, that you no longer had insured and drive it home with my own insurance?

no cause then it would be your car but if pete was to buy it you would be insured to drive it as its not your car if what  stuart says is correct
i know it was as i used to get swmbo to buy the car register in her name and drive it home on my policy
had an accident a couple of years ago with this exact enviroment
and insurance company and police were fine as the car was covered for third party risks by my main policy

Yes should have made that clear...that he would have too buy it on someone elses behalf.

Even some traffic officers are not aware of the law (now thats kinda worrying) so expect too have too prove your coverd.

[stuart30]

Still think I would stick with what Broocie said, he has been a copper for more years than you could shake a stick at.
Don't think its worth the risk  

Yep and he doesnt fully understand the law he was talking about.

Oh and im happy too prove what i say is true.

Theres no risk...just possible ear ache from a Traffic officer stopping you who doesnt know the law he is meant too be enforcing.