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[djm1964]

Hi all , just looking around for the annual insurance quote  . I have been with the Co-op for 6 years, can't remeber who I was with before that , 44 years old , 67% NCD protected , 2.5 1998, paid £345 last year. Just wondered what others were paying. I know you get what you pay for , but as I only do around 4 k a year , I wondered if it was worth using someone new.

Thanks

Dave

[Gareth Lewis]

Suggest you give a lady called Bev a call on 0161 834 1884. She works for a Brokers I have used for about 12 years.

By changing insurance company she has just been able to reduce my annual payment by about £120 per year and with a lower excess.

I pay about the same as you but for a slightly higher spec car for both business and personal use (personal only would be even lower), for my wife to be an additional driver and the total amount also included home and away breakdown cover as well.

Mention my name to her - Gareth Lewis - an tell her I recommended you.

Regards

Gareth

[miggy]

I have always found Direct Line to be good, saved £180 this year on my new quote, they reckon on line quotes are cheaper...never understood that?

[redelitev6]

Hi all , just looking around for the annual insurance quote  . I have been with the Co-op for 6 years, can't remeber who I was with before that , 44 years old , 67% NCD protected , 2.5 1998, paid £345 last year. Just wondered what others were paying. I know you get what you pay for , but as I only do around 4 k a year , I wondered if it was worth using someone new.

Thanks

Dave

That sounds expensive, try one of the insurance comparison sites  just to give you an idea of what is available. I used to stick with the same company for years, but they were taking the mick in the end,it's easy enough to swap insurers these days.

[Seth]

Shop around mate - the broker I'd been with for some years tried to sting me for a similar figure to yours. Effing charlatan ..... !

Did some shopping around myself, including on-line, and a local broker met my best quote for £267. Similar details as yourselves, I reckon they're in a cartel - in other words, if someone's dull enough to pay it, they'll charge it!
Good luck mate!

[Seth]

I have always found Direct Line to be good, saved £180 this year on my new quote, they reckon on line quotes are cheaper...never understood that?

Maybe so, but I've yet to hear of an insurance company that willingly pays out on a claim!

[miggy]

I have always found Direct Line to be good, saved £180 this year on my new quote, they reckon on line quotes are cheaper...never understood that?

Maybe so, but I've yet to hear of an insurance company that willingly pays out on a claim!

No matter what insurance company you are with they will always throw spanners in the works when paying out claims, i was just answering a question that was asked and gave my expierience

[willyboy]

I'm with Saga got the renewal didnt seem bad really but went on confused.com see what they come up with ..
Guess what lowest quote was with Saga but £50 less than my renewal so rang Saga they altered a couple of details renewed with them over the phone at the lowered price "crazy"

[miggy]

I'm with Saga got the renewal didnt seem bad really but went on confused.com see what they come up with ..
Guess what lowest quote was with Saga but £50 less than my renewal so rang Saga they altered a couple of details renewed with them over the phone at the lowered price "crazy"

Imagine how many people dont do that and just pay...its a con

[ScottieMV6]

Just got a quote from Adrian Flux for my MV6, mileage of 3k £250 TPFT. They did say though that there was a discount for having a ROSPA Advanced Licence. Not sure how much though.

[AndyVXR300]

Im with Swift Cover

Age 39

NCB 3yrs

Excess £250

Car 2.5 CDX

£296.00 Comp

[Andyb]

morethan

age 42
max ncb
2.5 elite estate
parked on road
wife as second driver
£150 excess
£217.00 fully comp
and £195 for a vectra cdx

[joshwyatt]

Elephant.co.uk
Age 19
0 NCB
Garaged
2002 Omega 2.2 CDX
Parents added to policy
Third party only
£1929
Best quote by far, £375 cheaper than next best quote.

[KillerWatt]

Elephant.co.uk (quoting as of today)
Aged 43 (full license since 17)
Missus (aged 34) added as named driver (full license since 18)
Full NCB (both of us)
No convictions (both of us)
Vehicle kept on drive
2000 (V) 2.5 Omega CDX Estate (verbal agreement of £1500 value)
Up to 20,000 miles per year (Social, Domestic, Pleasure, & Business)
£100 excess
£500 radio cover

£277 fully comp (it was £312 until we declared that we both had the use of second vehicles that we also registered to us and seperately insured)

[over50now]

Try Swift Cover on line.   Knew they were competitive, but did confuse me more dot com search. Came up with Swift.

£187   fully comp.   full NCB.  5k per year.  garaged.  only me as named driver tho.   All done on-line. Even Certificate is done on line