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Author Topic: Demand from a Debt Collection Agency  (Read 2553 times)

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Mr Skrunts

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Re: Demand from a Debt Collection Agency
« Reply #15 on: 06 July 2009, 13:16:56 »
Just thought I would do a quick check.  Came up with the following.  Gavent looked into any of them, but maybe worth a nosey.

http://www.google.co.uk/search?hl=en&q=Studio%E2%80%99+Catalogue+debt+complaints&btnG=Google+Search&meta=&aq=f&oq=
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over50now

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Re: Demand from a Debt Collection Agency
« Reply #16 on: 06 July 2009, 20:37:57 »
Stunning letter Killer

Clearly implies - It's not me/us
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KillerWatt

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Re: Demand from a Debt Collection Agency
« Reply #17 on: 06 July 2009, 20:45:16 »
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Stunning letter Killer

Clearly implies - It's not me/us
The letter doesn't imply anything, it simply points out to the collection agency where they stand in law.
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Re: Demand from a Debt Collection Agency
« Reply #18 on: 06 July 2009, 21:03:08 »
I got home tonight and swmbo had phoned 'Studio' she said that she could not wait for them to contact her ::) ::)
It seems that in February this year we bought a Plasma TV and had it delivered to an address in London.  They seem to have accepted that this has been a fraudulent purchase, though no explanation of why we have not received any invoices yet.
At this point; they are 'holding' the debt collection agency pending swmbo sending to them proof of address in February. They suggest a utility bill, but almost everything is in my name and we have differing surnames. Not sure what we can do for that.

Makes me wonder if they knew something, no invoices and quick to accept that it was not us buying a telly for Richierich :-/
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KillerWatt

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Re: Demand from a Debt Collection Agency
« Reply #19 on: 06 July 2009, 21:11:43 »
Vamps....

STOP with the phone calls
STOP talking to Studio

Write the letter, let the law take it's course.

If you wish to use methods of communication where it cannot be proved who said what, when talking to a company that has already relinquished the debt....then be my guest...but it's really not advisable IMO.

« Last Edit: 06 July 2009, 21:12:21 by KillerWatt »
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Vamps

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Re: Demand from a Debt Collection Agency
« Reply #20 on: 06 July 2009, 21:21:53 »
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Vamps....

STOP with the phone calls
STOP talking to Studio

Write the letter, let the law take it's course.

If you wish to use methods of communication where it cannot be proved who said what, when talking to a company that has already relinquished the debt....then be my guest...but it's really not advisable IMO.



 :o :o :o Just told her, she has the name of the person she spoke to, I see your point - Not sure what to say till I have discussed it further with her, but once she has the bit between her teeth.... ::) ::) ::)
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Turk

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Re: Demand from a Debt Collection Agency
« Reply #21 on: 06 July 2009, 21:40:35 »
KW is right. Cease all verbal communication.
If they call, politely tell them you are now following legal advice and all comunication is to be by letter.
You've already raised reservations about different surname on utility bills.
Don't risk being stitched up by a company that know they have been ripped off and are trying to get their money back from anyone they remotely have a chance with...ie You and yours.
Send that letter matey, or you may end up being well and truly shafted.
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Kevin Wood

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Re: Demand from a Debt Collection Agency
« Reply #22 on: 06 July 2009, 21:57:09 »
Absolutely agree with KW. Verbal communication is impossible for you to prove, can be taken out of context, and it's possible to unwittingly give away information they can use against you. You are under no obligation to "prove" anything to them. Send them the letter and see them in court if they so desire (they won't).

Kevin
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Vamps

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Re: Demand from a Debt Collection Agency
« Reply #23 on: 06 July 2009, 22:08:03 »
OK, got her talked round ::) ::) ::) as she has spoken to studio should we send 2 letters, 1 to studio and the other to the debt collection agency :-/
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Turk

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Re: Demand from a Debt Collection Agency
« Reply #24 on: 06 July 2009, 22:13:52 »
Don't think it would do harm to send it to both. May even give the debt collectors cold feet about taking up the issue if they think they may be asked to collect from an innocent party that knows how to deal with them legally.
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KillerWatt

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Re: Demand from a Debt Collection Agency
« Reply #25 on: 06 July 2009, 22:19:05 »
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OK, got her talked round ::) ::) ::) as she has spoken to studio should we send 2 letters, 1 to studio and the other to the debt collection agency :-/
Stop creating extra work Vamps.

Studio have already passed the debt on, it's no longer their concern in law.
The debt collection agency are the only ones making demands, so they are the ONLY people you are legally obliged to communicate with.

Remember what the letter template I gave you said as well...."All further communication will be via letter only"
« Last Edit: 06 July 2009, 22:20:42 by KillerWatt »
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Vamps

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Re: Demand from a Debt Collection Agency
« Reply #26 on: 06 July 2009, 22:55:37 »
Talked her into it, she is doing it now. Used personal examples of how People / Solicitors can be all very nice, till you are in the Court, and it all changes :o :o :o
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Vamps

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Re: Demand from a Debt Collection Agency
« Reply #27 on: 07 July 2009, 21:12:43 »
Letter done, £1.00 postal order bought, cost £1.50 ::) will be posted 'recorded delivery' tomorrow :y
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Mr Skrunts

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Re: Demand from a Debt Collection Agency
« Reply #28 on: 07 July 2009, 21:14:52 »
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Letter done, £1.00 postal order bought, cost £1.50 ::) will be posted 'recorded delivery' tomorrow :y


Please keep us informed mike.  looking forward to hearing the outcome.
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Chris_H

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Re: Demand from a Debt Collection Agency
« Reply #29 on: 07 July 2009, 22:27:46 »
A friend of mine returned from a long weekend away one day early and found a number of packages addressed to an unknown person (at their address) on their doorstep.

I guess someone at Eurostar or WHY had passed on their address for those unlucky souls who have no credit rating.

You can't believe what goes on in this world.
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