Print

Please login or register.
1 Hour 1 Day 1 Week 1 Month Forever
Login with username, password and session length

[waspy]

My insurance is up for renewal in January. So i rang around a few insurance companies & also got some online quotes.
I'm currently unemployed so i told them the truth & my premium increases because of this reason.
On the cheapest qoutation my insurance rises by £111.00 

So lets get this in perspective, i can't really afford to drive any were, because i don't get much money (£64.50 a week) so my mileage is very low, but i pay more for my insurance than someone who commutes to work every day in rush hour traffic.

Looks like i won't be having any insurance come January the 8th

Now this really takes the SSIP

[Richie London]

well if your unemployed you could use the car to do an armed robbery or burglay resulting in an accident which means your high risk 

[tunnie]

i guess it puts you in a more high risk catagory  :-/

[Richie London]

i guess it puts you in a more high risk catagory  :-/

but how?? cant work that one out myself. seems a right con to me

[tunnie]

i guess it puts you in a more high risk catagory  :-/

but how?? cant work that one out myself. seems a right con to me

Quite easily, your car is never going to go to work, and be in a 'safe' work carpark. Its prob going to be in the same place for longer, so more likey to get nicked.

Your not going to have spare money to spend on it (according to them as your not getting an income)

[Chris_H]

I'd have thought you'd have more time to keep an eye on it.
Insurance rarely goes down even with discounts.  Don't ask me why.  It's magic; and loaded magic at that.

I would try some brokers though.  You can sometimes bargain them down on a quoted premium.

I'm out of work but I haven't needed to declare that. My renewal via a broker came in at 50 squids less on my FFocus.

Will PM you.

[waspy]

i guess it puts you in a more high risk catagory  :-/

but how?? cant work that one out myself. seems a right con to me

Quite easily, your car is never going to go to work, and be in a 'safe' work carpark. Its prob going to be in the same place for longer, so more likey to get nicked.

Your not going to have spare money to spend on it (according to them as your not getting an income)

My cars parked in a locked garage

[waspy]

One of the lowest professions is a bank manager WTF. I would say this job equates to more miles than someone who works in factory.
So you earn a nice wage every month as a bank manager (& probably pick up some nice fat bonuses at the tax payers expense), but pay less in car insurance.
Bank manager it is for from now on then. It doesn't pay to be honest

[waspy]

I'd have thought you'd have more time to keep an eye on it.
Insurance rarely goes down even with discounts.  Don't ask me why.  It's magic; and loaded magic at that.

I would try some brokers though.  You can sometimes bargain them down on a quoted premium.

I'm out of work but I haven't needed to declare that. My renewal via a broker came in at 50 squids less on my FFocus.

Will PM you.

Thank you Chris 

What makes so livid is the fact that i've NOT put myself outa work, but I AM paying for it big time.

[STMO999]

Never kick a man till he's down

[Omegadoha, Desert Member]

I always thought that insurance companies only asked your occupation rather than whether you were actually in work?

[albitz]

I was with Hastings Direct for a long time but have just changed to 1st central.Fully comp,zero voluntary excess,protected no claims.One accident,3 points. £175.well pleased.

[waspy]

If i was an high risk i could understand it.
I'm 43 with a full clean licence & never had any convictions in 27 years of driving. i don't live in a high crime area, my car's garaged & i  don't drive any more than 5000 miles a year. So WTF is wrong :-? :-? :-? :-?

[Ghost]

Its gone up as you do less miles so there is less of a chance you will put a claim in for damage, were as if you were working and driving to and from work every day you have more of a chance of having some prat damage your car and you then having to claim so they rais your priemium to get the money.
if you understand what i mean.

[Richie London]

im self employed wether im working or not, im only unemployed when its to my advantage