Print

Please login or register.
1 Hour 1 Day 1 Week 1 Month Forever
Login with username, password and session length

[albitz]

Shop around - go compare etc, it saved me a lot of money.

[jereboam]

If i was an high risk i could understand it.
I'm 43 with a full clean licence & never had any convictions in 27 years of driving. i don't live in a high crime area, my car's garaged & i  don't drive any more than 5000 miles a year. So WTF is wrong :-? :-? :-? :-?

What's wrong?  You told them you were unemployed, that's what's wrong. 

As you are unemployed, you are quite clearly a lazy, shiftless, wife-beating drunkard, living in luxury on the over-generous state benefits provided by our wonderful New Labour Government and its benevolent leader, Gordon Brown.  Never forget that our magnificent insurance companies are regulated by the FSA, the same people who were looking the other way when our glorious bankers brought us the Credit Crunch, which is probably why you are out of work.

They're all out to get you.   

[Mr Skrunts]

One of the lowest professions is a bank manager WTF. I would say this job equates to more miles than someone who works in factory.
So you earn a nice wage every month as a bank manager (& probably pick up some nice fat bonuses at the tax payers expense), but pay less in car insurance.
Bank manager it is for from now on then. It doesn't pay to be honest

Why not buy 2 piggy banks pete and put down you are a Piggy Bank Manager. (PBM) 

http://www.google.co.uk/#hl=en&source=hp&q=piggy+bank+manager&btnG=Google+Search&meta=&aq=f&oq=piggy+bank+manager&fp=177016bc12fe49d4

[STMO999]

Should have put 'Homemaker' or 'House husband'.

[MickAP]

So what happens if you retire, I mean before the state retirement/pension age. Does it mean you pay more for insurance are you classed as unemployed or retired. Also does it affect you home insurance as well? that could go down as your at home all day.

Mick

[waspy]

So what happens if you retire, I mean before the state retirement/pension age. Does it mean you pay more for insurance are you classed as unemployed or retired. Also does it affect you home insurance as well? that could go down as your at home all day.

Mick

Mick, i was thinking the very same

They all want gnikcuf with a pick axe in the head. They have REALLY wound me up with this

[jereboam]

So what happens if you retire, I mean before the state retirement/pension age. Does it mean you pay more for insurance are you classed as unemployed or retired. Also does it affect you home insurance as well? that could go down as your at home all day.

Mick

Retired means that you are a fine, upstanding member of society who is now taking a well earned rest after contributing to general welfare for 40 years or more. 

It mustn't be confused with unemployed.

I'll be 64 in one month's time.  So in 13 months time, I'll be miraculously transformed from parasite to paragon.  Wonder what effect it will have on my insurance premiums?

[hotel21]

Regarding the 'retired' bit.  I am currently swithering whether to keep the 'retired police officer' bit or move over to 'part time driver, motor trade'....

Wonder which will attract the higher premium??   

[Vamps]

Regarding the 'retired' bit.  I am currently swithering whether to keep the 'retired police officer' bit or move over to 'part time driver, motor trade'....

Wonder which will attract the higher premium??   

Won't your current role in the workplace bring even more discount..

[hotel21]

Regarding the 'retired' bit.  I am currently swithering whether to keep the 'retired police officer' bit or move over to 'part time driver, motor trade'....

Wonder which will attract the higher premium??   

Won't your current role in the workplace bring even more discount..

Don't think so.  Motor Trade artracts a higher premium, as I understand it...

[Entwood]

When I went from RAF SNCO to retired the premium went down... when I went from retired to part time court officer it went down again ... 

[zirax]

When is your renewal up? I have been on the phone to a broker today and apparently the insurers get the new prices in on the 21st. I've just done a quote on the miggy, £650! (previous guides were about 400). I will try again in the new year as mine isn't due till the 28th.

To those considering different professions try this:-
http://www.moneysavingexpert.com/insurance/?tab=19

Still confused as to why my quote is so high, 26 with 8 years ncb  :-? It's probably due to putting down 20k/yr and business class 1.

[waspy]

When is your renewal up? I have been on the phone to a broker today and apparently the insurers get the new prices in on the 21st. I've just done a quote on the miggy, £650! (previous guides were about 400). I will try again in the new year as mine isn't due till the 28th.

To those considering different professions try this:-
http://www.moneysavingexpert.com/insurance/?tab=19

Still confused as to why my quote is so high, 26 with 8 years ncb  :-? It's probably due to putting down 20k/yr and business class 1.

The last day is the 7th of Jan. Your confused

[MickAP]

So what happens if you retire, I mean before the state retirement/pension age. Does it mean you pay more for insurance are you classed as unemployed or retired. Also does it affect you home insurance as well? that could go down as your at home all day.

Mick

Mick, i was thinking the very same

They all want gnikcuf with a pick axe in the head. They have REALLY wound me up with this

The reason for this thought was I may well be jobless soon. Plans are a foot to take voluntary early retirement, if the figures add up. Maybe got 2/3 years left at my job as it stands anyway, so jump now with a payoff or wait untill pushed with virtually nowt.

So on the insurance side, they would say unemployed as I am 56 next year. Got me thinking yep and poss paying more insurance for being unemployed.
They always ask when applying for insurance anyway...employment status, marital status and home owner or not. Obviously so they can fleece you accordingly.

Mick

[Chris_H]

Penalising someone for being unemployed does not stack up.

If you declare it, you're possibly going to be working next week and for the rest of the policy duration.  Shift workers are 'unemployed' for various days of the week/month and contract workers for weeks on end (in my case months!).

It's like MOTs (only relevant on the day they were issued).  Unemployment most likely will not affect the entire duration of the actual insurance.