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[ScottieMV6]

34 year old with 12 years no claims living in Salford and mine is £250 fully comp with Adrian Flux. It is insured as a second car with only 3000 miles per year and I get a further discount for being an advanced driver and member of this forum! 

[sexydaz]

Essex actually Andy,if I was in Suffolk it would be cheaper.If I hadnt taken the roof of the LDV van I hired for the day about 3 years ago it would be cheaper still.

Well mine bl**dy isn't!  No accidents or points on my licence in last 15 years (and more because I was overseas before that).

Price went up about 40% when I renewed last time a couple of months back, and couldn't get anything cheaper anywhere.  Now paying about £250.  May possibly have something to do with unemployed status.

They enjoy kicking you when you are down

i think it was CD Pete who said never tell em yer unemployed cos it makes a big difference

[unlucky mark mv6]

Essex actually Andy,if I was in Suffolk it would be cheaper.If I hadnt taken the roof of the LDV van I hired for the day about 3 years ago it would be cheaper still.

Well mine bl**dy isn't!  No accidents or points on my licence in last 15 years (and more because I was overseas before that).

Price went up about 40% when I renewed last time a couple of months back, and couldn't get anything cheaper anywhere.  Now paying about £250.  May possibly have something to do with unemployed status.

They enjoy kicking you when you are down

i think it was CD Pete who said never tell em yer unemployed cos it makes a big difference

It does make a big difference,because if you are unemployed,you have more time to drive round in your car,and so obviously at a higher risk.

[mr_elite]

nice 1 lads.i'll be trying swift cover,adrian flux and a few others that have been mentioned.

had a quote in at £900 off kwik fit this morn?!?!?
best so far......

just outta interest i tried a online quote not delaring dr10 or any accidents it came back at £503 fully comp!!...

and i tried the putting the unemployed bit in..dint make a pennys difference??.... :-?

just a case of keep banging me head against the wall for now.i got £900 to beat..

.............................................................................
cheers all...

[Amigo]

I pay a tad under £200 tpft for the MV6, full no claims & one HGV speeding (not the best profession for ins.) with Budget & £101 fully comp for the old Consul with Lancaster.
    I don't condone drink driving but i bet a few of us have taken a chance on the morning after every now & again if wer'e honest so not sitting in judgement.

[LJay]

I pay £340 fully comp with 1st central! Found through confused.com!
I'm 32 with full no claims history and a clean licence (god knows how!)

[mr_elite]

i'v gotta explain the dd a bit further i'm thinking as i feel like a few people are counting me as a drink driver!!
in my eyes i am not!! nor never will be..
i did the responsable bit for years.car stays at home.as do the keys so theres no room for error!i walked home that nite freeeeeezing in a t-shirt(as some bugger helped themselves to me coat at the pub)so  next day i felt 95% ok.. a little bit rough but as in coming down with a cold.but a routine pull and check by the local sheriffs said otherwise..
so i ask every 1 once again..plz dont judge!!!.
i am not a drink driver.dont condone drink driving and would report any 1 i see that knowingly walks out of the pub half cut with the intention of getting behind the wheel..
its a bizarre screwed up situation thats seen me tarred with the dirty brush and counted amounst the naughty crowd..

i'm not getting on at any 1 imperticular that has repliedbut some comments seem unwitingly judging???

but all replys are still greatly appreciated omega brothers lol..

p.s cant wait to get this beast on the road..

[mr_elite]

Ljay that first central company were the cheapest up untill this morn!! they did say if i find cheaper to ring them back so?? u never know they come come up trumps again!!!

be nice if so ..lol

cheers matey

wes,,

[Entwood]

Ljay that first central company were the cheapest up untill this morn!! they did say if i find cheaper to ring them back so?? u never know they come come up trumps again!!!

be nice if so ..lol

cheers matey

wes,,

Why ? If they have offered you a quote.. but will lower it if you ring back .. it is obviously NOT their "best" quote anyway.. so they are admitting to ripping you off before you even start !!!

I tell any insurance / tyre / whatever who tell me this where to go.

[mr_elite]

entwood good point mate!!
i did think such when they said it but i'll give um their chance to shine?? if i get put on hold i'll hang up..if they start beating around the bush i'll hang up!!

but point well taken chief!!

[waspy]

Essex actually Andy,if I was in Suffolk it would be cheaper.If I hadnt taken the roof of the LDV van I hired for the day about 3 years ago it would be cheaper still.

Well mine bl**dy isn't!  No accidents or points on my licence in last 15 years (and more because I was overseas before that).

Price went up about 40% when I renewed last time a couple of months back, and couldn't get anything cheaper anywhere.  Now paying about £250.  May possibly have something to do with unemployed status.

They enjoy kicking you when you are down

i think it was CD Pete who said never tell em yer unemployed cos it makes a big difference

It does make a big difference,because if you are unemployed,you have more time to drive round in your car,and so obviously at a higher risk.

No. You have more time to sit in it on your drive & make engine noises, because you can't afford to drive the damn thing
Come the 7th of Jan it's not insured any more until i find a job. break em

[Amigo]

i'v gotta explain the dd a bit further i'm thinking as i feel like a few people are counting me as a drink driver!!
in my eyes i am not!! nor never will be..
i did the responsable bit for years.car stays at home.as do the keys so theres no room for error!i walked home that nite freeeeeezing in a t-shirt(as some bugger helped themselves to me coat at the pub)so  next day i felt 95% ok.. a little bit rough but as in coming down with a cold.but a routine pull and check by the local sheriffs said otherwise..
so i ask every 1 once again..plz dont judge!!!.
i am not a drink driver.dont condone drink driving and would report any 1 i see that knowingly walks out of the pub half cut with the intention of getting behind the wheel..
its a bizarre screwed up situation thats seen me tarred with the dirty brush and counted amounst the naughty crowd..

i'm not getting on at any 1 imperticular that has repliedbut some comments seem unwitingly judging???

but all replys are still greatly appreciated omega brothers lol..

p.s cant wait to get this beast on the road..

Hope you're not thinking i'm judging or classing you as a drink driver. I did say many of us have taken the chance on a morning after.
   I was'nt having a pop & would be open about it if i was. I'm a blunt c**t & would never hint or beat about the bush. If i thought you were out of order i'd say so.
    Hope i did'nt give you the wrong impression & best of luck getting your Mig on the road. Guy.

[Vamps]

£160 fully comp for the Mig for swmbo and me to drive, limited mileage though. 

[Martin_1962]

Good for you to admit it and state how you feel - as before bad luck and a little poor judgement.

It could happen to anyone who occasionally drinks if they were not careful.

I detest the pub, get pissed, drive home lot.

This is BTW where if I was in charge I would start DD punishments with a course rather than instant year ban, then decide what is required

[KillerWatt]

A 16 month ban for a DR10 sounds a bit harsh, even more so if it was a "morning after" conviction.

Like yourself I don't believe that alcohol is having the same effect the following morning as what it was having on the night, however I do believe that the persons standard of driving will suffer if they have had so much that a conviction can still be obtained the following morning - if for no other reason than the side effects of being dehydrated (hangover).

Based on what you have said so far though, £900 doesn't sound too bad with a DR10 that resulted in a 16 month ban being dished out.