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[cruisetopoland]

Yours please 

A few of ours that have worked:

1/ Sky
Just spoke to the accountant who said to ring up Sky and threaten to leave as they always reduce your monthly bill for 6 months at a time.  My package was £19pcm.

Just rang and now get Sky+ with 2 packages for £14pcm, with a one-off reduction to £9.99 next bill, so over 6 months this is £39 I would not have had-towards the Omega.

2/ Water bills
Welsh Water will now let you trial a water meter for up to 12 months and remove it again if you want them to.  In our experience, meter saves 20%-so worth a try?

3/ Mobile phone; as per Sky, threaten to leave-we have kept our phones and gone onto "SIM-only" which costs us £45pcm for both of our phones, unlimited call and text.

4/ Insurance premium fees
Save up for any insurance (car/house etc) and pay in one payment to save interest charges and fees

5/ Discount vouchers
Before buying anything always search for the item with "discount voucher" "discount code" plus the title of the item.  By searching "Stena discount code", we saved £40 on Stena Line Ferries with an Axa insurance offer; no-one ever checks your eligilbility.  We got a new Beko washing machine delivered for £129 and new tomtom for £89 a while back.  Always worth a few minutes.

We have hundreds of these as we live on the furry bits that fall off the shoestring 

What are your best money saving tips?
Anything (legal!) that can help others?

[jereboam]

We have hundreds of these as we live on the furry bits that fall off the shoestring

  Beautiful description of middle class poverty parsimony economy

Not a tip, more a way of life:

Never throw anything away if it can possibly be repaired.  Use your stuff until it falls apart.  Particularly applicable to Omegas.

[Richie London]

best money saving tip i was ever given. dont get married and dont have kids. i live for the moment, enjoy myself and save if need be. i love spending my money on my kids if there with me. if i earn i give them money so they can have fun. cant see the point of hoarding money for your retirement as your too old to do most things anyway.

[waspy]

Do as much repair work & servicing of your car your self.
I walk & cycle most places (that i can) thus not spending too much on fuel (xmas day was the last time i drove).
Don't buy food you'll not eat, we throw away far too much.
Don't drink, don't smoke, don't have kids, basically live the life of a boring bastard if you wana save money

I don't have any kids, i don't smoke, but i like to have a drink.

I find that in todays world it doesn't pay to be honest when asked questions  I've learn't this recently

[Richie London]

Do as much repair work & servicing of your car your self.
I walk & cycle most places (that i can) thus not spending too much on fuel (xmas day was the last time i drove).
Don't buy food you'll not eat, we throw away far too much.
Don't drink, don't smoke, don't have kids, basically live the life of a boring bastard if you wana save money

I don't have any kids, i don't smoke, but i like to have a drink.

I find that in todays world it doesn't pay to be honest when asked questions  I've learn't this recently

jaffa???   

[waspy]

Do as much repair work & servicing of your car your self.
I walk & cycle most places (that i can) thus not spending too much on fuel (xmas day was the last time i drove).
Don't buy food you'll not eat, we throw away far too much.
Don't drink, don't smoke, don't have kids, basically live the life of a boring bastard if you wana save money

I don't have any kids, i don't smoke, but i like to have a drink.

I find that in todays world it doesn't pay to be honest when asked questions  I've learn't this recently

jaffa???   

Very likely Do i care? No

[cem_devecioglu]

simple , dont go shopping.. 

dont go everywhere with car..use  metro..

prepare the necessary list at home..

dont use visa unless the item is vital..

and if you need to buy something electronic,mechanic etc, first check from internet and ask friends..

if possible, buy second hand..

[Martin_1962]

Yours please 

A few of ours that have worked:

1/ Sky
Just spoke to the accountant who said to ring up Sky and threaten to leave as they always reduce your monthly bill for 6 months at a time.  My package was £19pcm.

Just rang and now get Sky+ with 2 packages for £14pcm, with a one-off reduction to £9.99 next bill, so over 6 months this is £39 I would not have had-towards the Omega.

2/ Water bills
Welsh Water will now let you trial a water meter for up to 12 months and remove it again if you want them to.  In our experience, meter saves 20%-so worth a try?

3/ Mobile phone; as per Sky, threaten to leave-we have kept our phones and gone onto "SIM-only" which costs us £45pcm for both of our phones, unlimited call and text.

4/ Insurance premium fees
Save up for any insurance (car/house etc) and pay in one payment to save interest charges and fees

5/ Discount vouchers
Before buying anything always search for the item with "discount voucher" "discount code" plus the title of the item.  By searching "Stena discount code", we saved £40 on Stena Line Ferries with an Axa insurance offer; no-one ever checks your eligilbility.  We got a new Beko washing machine delivered for £129 and new tomtom for £89 a while back.  Always worth a few minutes.

We have hundreds of these as we live on the furry bits that fall off the shoestring 

What are your best money saving tips?
Anything (legal!) that can help others?

Use Freesat and.or Freeview

Also use affiliate sites such as Cashback Kings and Quidco

[TheBoy]

Cashbackkings works well for me.  Additionally, if you sign up via the link in my signature below, I get £1 after you've saved your first £5

[Richie London]

Cashbackkings works well for me.  Additionally, if you sign up via the link in my signature below, I get £1 after you've saved your first £5

i joined it when you put it up last year, only thing is i  keep forgetting i have it when i buy online. like everything else i keep forgetting. i think ive turned into me dad 

[TheBoy]

Cashbackkings works well for me.  Additionally, if you sign up via the link in my signature below, I get £1 after you've saved your first £5

i joined it when you put it up last year, only thing is i  keep forgetting i have it when i buy online. like everything else i keep forgetting. i think ive turned into me dad 

I've made a few hundred £ by doing nothing more than I would normally

[Elite Pete]

Quidco is another good one oh and a divorce, it might cost alot to start with but will save you a fortune in the long run

[Mr Skrunts]

Stay single.

Respect equal equaliity, let them pay occasionally or go dutch.

never carry cash as I just fritter it away.

Dont bother with credit as it costs.

Use a credit card for holidays and big purchases, extra insurance cover, but allways pay the card in full by the due date.

Dont carry excess weight in the boot of the car, added MPG.
Allways keep a check on fluid levels and tyre pressures (Every little helps)
Carefull with the right foot (can be worth 10 mpg+)

Winter time
Close doors and curtains to keep the heat in, put an extra tshirt or jumper on before turning the thermastat up.

[Varche]

Key one is to plan. Do a shopping list with meal menus in mind. Ask yourself do I actually need to spend the money.? Could I fix it rather than throw it out? Is it a nicety or a necesity.

Of course saving money means more work. Cooking food from real ingredients instead of opening packets, tins etc. Fixing things instead of buying a new one. Growing your own veg and fruit rather than.....

The only exception seems to be cars. You can't scrimp on maintenance when you do it all your self. Perhaps the only thing you can do is to sell car when it needs big stuff like cambelt and buy another one already done.

[redelitev6]

  Don't use credit cards