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Author Topic: Yeh or nay to this?  (Read 1757 times)

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cam2502

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Yeh or nay to this?
« on: 02 February 2010, 23:11:36 »
Pal of mine is buying a car roughly 70 miles from home on thursday. can he drive it back without insurance? He cant get it insured before that as his credit card wont have the funds in til friday,and picking the car up then isnt an option.
  There isnt an option of anyone else driving the car for him. the car has mot, just wondering that if he can prove it has just been bought what would plod say if he was stopped?
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davethediver

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Re: Yeh or nay to this?
« Reply #1 on: 02 February 2010, 23:15:28 »
No insurance is no insurance, points and a ban if caught i would think :exclamation
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The Red Baron

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Re: Yeh or nay to this?
« Reply #2 on: 02 February 2010, 23:16:58 »
Quote
No insurance is no insurance, points and a ban if caught i would think :exclamation
& no car, as they will have it away pronto.
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Hannah Judes Dad

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Re: Yeh or nay to this?
« Reply #3 on: 02 February 2010, 23:17:01 »
There is no legal excuse for not having insurance,it's the law.If he gets stopped it's points and a fine.Sorry to be the bringer of bad news.If however the vehicle is on the road but being towed it does not need to be insured if you put the pulling vehicles number plate on a trailer board with appropriate lights/indicators as it is classed as part of the prime mover.Hope that helps.
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Dishevelled Den

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Re: Yeh or nay to this?
« Reply #4 on: 02 February 2010, 23:17:26 »
It's a no-brainer Cam - really, and would simply result in 'plod' as you so quaintly put it asking him if he 'wished to say anything'
« Last Edit: 02 February 2010, 23:18:54 by Zulu77 »
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wakeyomega

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Re: Yeh or nay to this?
« Reply #5 on: 02 February 2010, 23:19:15 »
Sorry but absolutely not. Its not about what plod would say, but the position it puts an innocent party in a potential road accident who would have no financial redress in court.

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joshwyatt

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Re: Yeh or nay to this?
« Reply #6 on: 02 February 2010, 23:21:32 »
A big noooo!
It's the risk factor, I in no way suggest he's not a good driver, but if there were to be an accident he'd be in trouble...and some. Someone might crash into him, not his fault at all, could be an ANPR van about, could be police about. There is no legal arguement for having no insurance. Day insurance could be an option?
There is no way he can drive it un insured, the risk is too great and not worth it.
If he's over 25, day insurance would be what I'd do...only a £10 or so and he's covered.
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Vamps

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Re: Yeh or nay to this?
« Reply #7 on: 02 February 2010, 23:22:57 »
Unless, he has fully comp with permision to drive another car, the seller still has the car insured and agrees to put the following days date on the documents. A big if, but that is the only way..... :)
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Mr Skrunts

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Re: Yeh or nay to this?
« Reply #8 on: 02 February 2010, 23:23:27 »
For the sake of one day, is the risk worth it, he gets pulled by plod, or worse has an accident then he will kick his self.


NOT WORTH THE RISK.
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R.C. ™

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Re: Yeh or nay to this?
« Reply #9 on: 02 February 2010, 23:23:28 »
if you want it that bad .. hire a trailer to get it home
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Kevin Wood

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Re: Yeh or nay to this?
« Reply #10 on: 02 February 2010, 23:27:49 »
Quote
There is no legal excuse for not having insurance,it's the law.If he gets stopped it's points and a fine.Sorry to be the bringer of bad news.If however the vehicle is on the road but being towed it does not need to be insured if you put the pulling vehicles number plate on a trailer board with appropriate lights/indicators as it is classed as part of the prime mover.Hope that helps.

If the vehicle is being towed on its' own 4 wheels it needs to be taxed, insured and tested. It needs to be towed on a trailer to be legal.

Kevin
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Hannah Judes Dad

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Re: Yeh or nay to this?
« Reply #11 on: 02 February 2010, 23:32:25 »
Quote
Quote
There is no legal excuse for not having insurance,it's the law.If he gets stopped it's points and a fine.Sorry to be the bringer of bad news.If however the vehicle is on the road but being towed it does not need to be insured if you put the pulling vehicles number plate on a trailer board with appropriate lights/indicators as it is classed as part of the prime mover.Hope that helps.

If the vehicle is being towed on its' own 4 wheels it needs to be taxed, insured and tested. It needs to be towed on a trailer to be legal.

Kevin

Thanks Kevin I have just re-read what I was trying to say in that towed should also read on a trailer,hence trailer numberplate board with lights and indicators (I'm a bit slow tonight) :y
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waspy

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Re: Yeh or nay to this?
« Reply #12 on: 02 February 2010, 23:32:50 »
Is the car being purchased from a dealer?
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cam2502

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Re: Yeh or nay to this?
« Reply #13 on: 02 February 2010, 23:33:16 »
Quote
A big noooo!
It's the risk factor, I in no way suggest he's not a good driver, but if there were to be an accident he'd be in trouble...and some. Someone might crash into him, not his fault at all, could be an ANPR van about, could be police about. There is no legal arguement for having no insurance. Day insurance could be an option?
There is no way he can drive it un insured, the risk is too great and not worth it.
If he's over 25, day insurance would be what I'd do...only a £10 or so and he's covered.
yes he is, and i never thought of that so thanks. When he asked me earlier i said pretty much the same as you guys, but told him i would pop the question on OOF and get the general opinion.
 Thanks again.
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Entwood

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Re: Yeh or nay to this?
« Reply #14 on: 02 February 2010, 23:39:14 »
Penalties can be well high ..

http://www.sentencing-guidelines.gov.uk/docs/sgc_magistrates_guidelines_including_update_1_%202%20_3_web.pdf

Page 130

Band C fine or between  6 points and 12 months disqualification :(

A "Band C" fine is anything between 125% and 175% of Weekly Income.
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