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[cem_devecioglu]

keep the miggy , when its not used wont cost much..

a second car handy is always usefull..

[Welung666]

G, I think your economy problem is the cat that's on there now, I'm off next week so I'll re-weld your original one over the weekend and see about popping down and swopping it while your in the office

[cruisetopoland]

I would love to know how you can wangle so little tax....it would be useful for me to!

Accountant says:

Choose a sub 110g/km car and both the company and user will benefit from a 100% allowance and 13% BIK....whatever that means...!!

I understand the govt has made a new deal to persuade fleets to go green.

(above was my understanding of it, with glazed expression)

[cruisetopoland]

keep the miggy , when its not used wont cost much..

a second car handy is always usefull..

I must say, I am beginning to favour the small company car and my wife having the Omega-its taxed, MOTd and insured for the rest of the year...and I would be gutted to lose the money and effort  :-/

[Kevin Wood]

I would love to know how you can wangle so little tax....it would be useful for me to!

Accountant says:

Choose a sub 110g/km car and both the company and user will benefit from a 100% allowance and 13% BIK....whatever that means...!!

I understand the govt has made a new deal to persuade fleets to go green.

(above was my understanding of it, with glazed expression)

You can bet the goal posts will move next year, and the one after that, so don't budget for the tax to remain where it is this year.

Government deal? They're normally more of a snare.

Also driving experience and comfort of a 110g/km car will not match up to an Omega.

Kevin

[cruisetopoland]

G, I think your economy problem is the cat that's on there now, I'm off next week so I'll re-weld your original one over the weekend and see about popping down and swopping it while your in the office

Hi Lee-that's a great idea and nice offer.

I'm getting very poor mpg while cold and can just crack 30 on a warm run, hypermiling it.
It used to do 29 all day, 33 on a run-not sure if it is the cold, the new tyres or whether there is an issue?  There is a slight vibrate on tickover which you saw last time  :-/

I wonder if the cat is breaking up-it was used and has now got me through 5,000 miles including the Poland trip.

[Welung666]

G, I think your economy problem is the cat that's on there now, I'm off next week so I'll re-weld your original one over the weekend and see about popping down and swopping it while your in the office

Hi Lee-that's a great idea and nice offer.

I'm getting very poor mpg while cold and can just crack 30 on a warm run, hypermiling it.
It used to do 29 all day, 33 on a run-not sure if it is the cold, the new tyres or whether there is an issue?  There is a slight vibrate on tickover which you saw last time  :-/

I wonder if the cat is breaking up-it was used and has now got me through 5,000 miles including the Poland trip.

To be fair that cat had about 400 miles running on a P0170 fuel trim issue followed by your 5K so it's probably not at it's most efficient anymore. I'll get the tin opener on it over the weekend

[Plomien]

I would say

3/ Keep Omega for my wife to use for local runs, plus our Poland trips, accept a cheap Yaris/C1/Smart just for work

for short journeys and the occasional good run my miggy costs me a tank of petrol a month just in and out to work and the shopping, I give it the occasional blow through by batting down the motorway to see my sister and its cheaper than my mates 1.6 astra on a similar style of driving (but he is a little heavy on the go pedal)

[cruisetopoland]

I would love to know how you can wangle so little tax....it would be useful for me to!

Accountant says:

Choose a sub 110g/km car and both the company and user will benefit from a 100% allowance and 13% BIK....whatever that means...!!

I understand the govt has made a new deal to persuade fleets to go green.

(above was my understanding of it, with glazed expression)

You can bet the goal posts will move next year, and the one after that, so don't budget for the tax to remain where it is this year.

Government deal? They're normally more of a snare.

Also driving experience and comfort of a 110g/km car will not match up to an Omega.

Kevin

Worth a thought re changes...

For work, I'd actually prefer to drive some of the sub-110g cars than the Omega, like the DRIVe Volvos or the Audi A3 TDIe; being honest the Omega is heavy and clumsy in the tight lanes and town streets I work in, but very useful for fully loaded family trips or long distances :-/

Money is a priority for the family too 

[Kevin Wood]

Worth a thought re changes...

For work, I'd actually prefer to drive some of the sub-110g cars than the Omega, like the DRIVe Volvos or the Audi A3 TDIe; being honest the Omega is heavy and clumsy in the tight lanes and town streets I work in, but very useful for fully loaded family trips or long distances :-/

Money is a priority for the family too 

They even have a web site showing changes for the next couple of tax years. I'm sure they'll have thought of more when the time comes.

http://www.hmrc.gov.uk/cars/rule-changes.htm

Kevin

[cruisetopoland]

Worth a thought re changes...

For work, I'd actually prefer to drive some of the sub-110g cars than the Omega, like the DRIVe Volvos or the Audi A3 TDIe; being honest the Omega is heavy and clumsy in the tight lanes and town streets I work in, but very useful for fully loaded family trips or long distances :-/

Money is a priority for the family too 

They even have a web site showing changes for the next couple of tax years. I'm sure they'll have thought of more when the time comes.

http://www.hmrc.gov.uk/cars/rule-changes.htm

Kevin

Useful cheers 

Shows best to keep sub 110g, will reduce to 99g in a few years, but 110g still tax effective.

I am going to look at a Mitsubishi I-MIEV electric car-80 mile range would be ok, can top up at office-wonder how practical this would be  :-/

My history is of small cars and I still rate the 2CV as the best car ever so happy to forgo daily luxury to save money for using the Omega in my own time.

I'm slowly answering my own question-looks like 3: keep the Omega and choose a tax efficient cheap car for work  :-?

[Vamps]

Right, D-day has arrived and I need to look at what to do with the Omega as the main car in the household...

I do a fairly high mileage (8,000 since Nov) and the expenses are not covering the cost of running the Omega, so we are getting shorter and shorter of money.

After discussions with my employer, it is clear that it would be in their interests as well as mine to lease me something efficient and give me a fuel card, for me to pay any personal fuel myself-this is the most tax-efficient way.

My wife misses having a car, but would only do 40 miles or so a week socially, I do 1000 miles a month for work on narrow twisty lanes which the heavy auto Omega hates, we are short of money and time to keep the Omega fettled for this kind of heavy high mile use.  I have put my heart and soul (plus the proceeds of selling my wife's car, every penny we owned, plus overdraft) into getting the Omega working 100% and am loathe to sell it, as all of this money, heartache and effort would have been pointless.

Options:

1/ Keep Omega as is-it owes me well over £3k but is making a heavy monthly expenses loss

2/ Spend £1000+, to gas Omega and keep claiming at break even until the money spent is recovered

3/ Keep Omega for my wife to use for local runs, plus our Poland trips, accept a cheap Yaris/C1/Smart just for work

4/ Lose Omega, accept Focus/Golf as a good cheap family car and hire an MPV for Poland in June, then fly after then

5/ Lose Omega, contribute £50pcm towards MPV or Skoda Superb Greenline lease, use this for Poland too

Anyone got any ideas or comments?

I work alongside accountants and their view is clear: ditch the Omega before anything else goes wrong, and accept a tax efficient company car which will cost me about £8 tax per week and relieve my of insurance, repairs, breakdown cover, running costs, maintenance, servicing, huge fuel costs and the road tax.  Use the Omega money to pay off the overdraft and bank the rest carefully as a deposit on the next car should I ever need to buy again.  Accept the fact that I have done 8,000 miles and this justifies the write-off costs of the repairs and parts, which would have been far higher on a new car in depreciation.  Simples.

Thing is, a lot of me has gone into the Omega-not just ££

I hate all this and just wish my expenses were better and mpg higher.

Problem is that it has no value, like us, we have a 'spare Mig' because it is to good to sell for what we would get for it   Always kept MOTed and Insured, currently in use as swmbo Car is off the road at the moment, spare car, great if you can.....

[cruisetopoland]

Cheers all 

Will probably keep the Omega for my wife, weekends and Poland, then get very cheap lease car to attack the roads around here; a 99g/km car with 5 doors and aircon will be best-a new C3 Airdream or similar-need to do some more research.  Would have liked a Superb, but this seems a better plan