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Author Topic: Classic insurance?  (Read 1182 times)

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omegod

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Classic insurance?
« on: 14 May 2010, 18:06:48 »

Anyone tried to get classic insurance on their Omega?

Some of the old Elites could be knocking on for 15 years old now so was just wondering!
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Lizzie_Zoom

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Re: Classic insurance?
« Reply #1 on: 14 May 2010, 18:19:22 »

Quote
Anyone tried to get classic insurance on their Omega?

Some of the old Elites could be knocking on for 15 years old now so was just wondering!


Is it not 25 years for classic status? :-/ :-/
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hoofing it

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Re: Classic insurance?
« Reply #2 on: 14 May 2010, 18:21:33 »

try phoning Peter Best insurance on 01621 840010 and ask them they specialise in classic insurance :y
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hoofing it

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Re: Classic insurance?
« Reply #3 on: 14 May 2010, 18:23:54 »

Quote
Quote
Anyone tried to get classic insurance on their Omega?

Some of the old Elites could be knocking on for 15 years old now so was just wondering!


Is it not 25 years for classic status? :-/ :-/
are you not thinking free road tax Lizzie my senny A(1986) has been on a classic policy for over 8 years.
Free tax for cars pre 1/08/1975
« Last Edit: 14 May 2010, 18:24:42 by hoof »
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Welung666

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Re: Classic insurance?
« Reply #4 on: 14 May 2010, 18:28:53 »

Quote
Quote
Quote
Anyone tried to get classic insurance on their Omega?

Some of the old Elites could be knocking on for 15 years old now so was just wondering!


Is it not 25 years for classic status? :-/ :-/
are you not thinking free road tax Lizzie my senny A(1986) has been on a classic policy for over 8 years.
Free tax for cars pre 1/08/1975

Incorrect! Free RFL only applies to vehicles manufactured on or before the 31st December 1972. Basically anything 1973 and onwards you have to pay RFL on. :y
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Lizzie_Zoom

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Re: Classic insurance?
« Reply #5 on: 14 May 2010, 18:33:19 »

Quote
Quote
Quote
Anyone tried to get classic insurance on their Omega?

Some of the old Elites could be knocking on for 15 years old now so was just wondering!


Is it not 25 years for classic status? :-/ :-/
are you not thinking free road tax Lizzie my senny A(1986) has been on a classic policy for over 8 years.
Free tax for cars pre 1/08/1975


Well in America "classic" status is reckoned to be any car between 20-45 years.  However in the UK insurance companies only apply "classic" status for old or highly interesting, desireable rare cars apparently. ::) ::)   I have had this feeling that 25 years is about the classic barrier. ;) ;)
« Last Edit: 14 May 2010, 18:34:06 by Lizzie_Zoom »
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Mr Skrunts

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Re: Classic insurance?
« Reply #6 on: 14 May 2010, 21:23:06 »

Exempt vehicles

Various classes and uses of vehicle are provided with a tax disk without charge.

Vehicles constructed before 1 January 1973 are eligible for a free vehicle licence under the "Historic Vehicles" legislation. This is due to the age of the vehicle and a presumption of limited mileage. Initially this was a rolling exemption applied to any vehicles over 25 years old, however the cutoff date was frozen in 1997. The change to "pre-1973" was unpopular in the classic motoring press, and a number of classic car clubs are campaigning for a change back to the previous system.[citation needed] In 2006 there were 307,407 vehicles in this category:[14]

Other exempt vehicle (broadly in descending order of total number) include:

    * Vehicles registered to disabled people (1.12 million vehicles).[15]
    * Emergency vehicles (includes police cars, fire-engines, and ambulances and other health-service vehicles). (450,000 vehicles)[16]
    * Vehicle registered to ex-soldiers who are in receipt of war pensioners’ mobility supplement (18,340 vehicles).[17]
    * Band A cars (306 vehicles in 2006, but rising fast).[18]
    * Ministerial cars.[19]
    * Vehicles operated by the Government Car and Despatch Agency.[16]
    * Cars imported by american soldiers stationed in Britain.[16]
    * Road construction vehicles.[20]
    * Vehicles owned by the crown for the use of Queen Elizabeth II and other members of the royal family.[16]

http://en.wikipedia.org/wiki/Vehicle_excise_duty
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Vamps

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Re: Classic insurance?
« Reply #7 on: 14 May 2010, 22:36:42 »

Quote
Exempt vehicles

Various classes and uses of vehicle are provided with a tax disk without charge.

Vehicles constructed before 1 January 1973 are eligible for a free vehicle licence under the "Historic Vehicles" legislation. This is due to the age of the vehicle and a presumption of limited mileage. Initially this was a rolling exemption applied to any vehicles over 25 years old, however the cutoff date was frozen in 1997. The change to "pre-1973" was unpopular in the classic motoring press, and a number of classic car clubs are campaigning for a change back to the previous system.[citation needed] In 2006 there were 307,407 vehicles in this category:[14]

Other exempt vehicle (broadly in descending order of total number) include:

    * Vehicles registered to disabled people (1.12 million vehicles).[15]
    * Emergency vehicles (includes police cars, fire-engines, and ambulances and other health-service vehicles). (450,000 vehicles)[16]
    * Vehicle registered to ex-soldiers who are in receipt of war pensioners’ mobility supplement (18,340 vehicles).[17]
    * Band A cars (306 vehicles in 2006, but rising fast).[18]
    * Ministerial cars.[19]
    * Vehicles operated by the Government Car and Despatch Agency.[16]
    * Cars imported by american soldiers stationed in Britain.[16]
    * Road construction vehicles.[20]
    * Vehicles owned by the crown for the use of Queen Elizabeth II and other members of the royal family.[16]

http://en.wikipedia.org/wiki/Vehicle_excise_duty

What about military vehicles? they do not pay tax, have MOT or even pay insurance.... ::) ::)
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Mr Skrunts

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Re: Classic insurance?
« Reply #8 on: 14 May 2010, 22:43:18 »

Quote
Quote
Exempt vehicles



What about military vehicles? they do not pay tax, have MOT or even pay insurance.... ::) ::)

So when a tank tuns over your car, then who pays for the damage.
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Vamps

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Re: Classic insurance?
« Reply #9 on: 14 May 2010, 22:46:48 »

Quote
Quote
Quote
Exempt vehicles



What about military vehicles? they do not pay tax, have MOT or even pay insurance.... ::) ::)

So when a tank tuns over your car, then who pays for the damage.

When I was in the Navy I was told the Military / Government just pay out if appropriate..... ::)
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Mr Skrunts

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Re: Classic insurance?
« Reply #10 on: 14 May 2010, 22:54:08 »

Quote
Quote
Quote
Quote
Exempt vehicles



What about military vehicles? they do not pay tax, have MOT or even pay insurance.... ::) ::)

So when a tank tuns over your car, then who pays for the damage.

When I was in the Navy I was told the Military / Government just pay out if appropriate..... ::)

Apparently, years ago you could drive with out insurance as long as you could afford the payouts if required.
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tunnie

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Re: Classic insurance?
« Reply #11 on: 14 May 2010, 22:54:59 »

No chance, tried to get the Senator on that, all them said sod off too many still around and not old enough
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r1

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Re: Classic insurance?
« Reply #12 on: 14 May 2010, 22:59:46 »

in most cases you can only get classic car insurance on a 2 car.
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tidla

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Re: Classic insurance?
« Reply #13 on: 14 May 2010, 23:02:41 »

Quote
Quote
Quote
Quote
Quote
Exempt vehicles



What about military vehicles? they do not pay tax, have MOT or even pay insurance.... ::) ::)

So when a tank tuns over your car, then who pays for the damage.

When I was in the Navy I was told the Military / Government just pay out if appropriate..... ::)

Apparently, years ago you could drive with out insurance as long as you could afford the payouts if required.

apparently, a lot of people do but with no intention of paying out.

reason why premiums go up regardless of careful one is. :(
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