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Please play nicely.  No one wants to listen/read a keyboard warriors rants....

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Author Topic: Follow On......  (Read 1803 times)

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Alison King

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Follow On......
« on: 07 July 2010, 15:30:52 »
I posted earlier about a new car for my daddy.
I have just added up the figures and it comes to £7,776.60, £49.85 x 156 weeks.
The car is for sale in the dealers for just a hundred or so quid less than 21k. How can they do this and pay for all the incidentals, i.e. Insurance, servicing, Tax, Tyres, etc.
Is he wise doing this as it will be his 1st Motability car?
Bearing in mind he is almost 73 years young.
Thanks
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CaptainZok

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Re: Follow On......
« Reply #1 on: 07 July 2010, 15:32:54 »
Because it is still their car after the lease period, in effect your Dad is only hiring the car for the term of the contract.
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Alison King

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Re: Follow On......
« Reply #2 on: 07 July 2010, 15:37:39 »
Still seems a good deal, this is his 1st ever diesel, and I did say to him he will see a lot of difference in his fuel costs, albeit he has only done 23k miles in last 5 years.
I think he may be OK but he may well be on a loser, any ideas ?
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Marks DTM Calib

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Re: Follow On......
« Reply #3 on: 07 July 2010, 15:39:42 »
And motability would only be paying about 70% of the list price (if that)
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Marks DTM Calib

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Re: Follow On......
« Reply #4 on: 07 July 2010, 15:59:27 »
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ScottieMV6

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Re: Follow On......
« Reply #5 on: 07 July 2010, 18:26:57 »
My partner got her 1st motability car just over 2 years ago. Best thing she did IMO. You have a brand new car every 3 years so reliability shouldn't be an issue and everything bar the petrol is included. :y
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charlie

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Re: Follow On......
« Reply #6 on: 07 July 2010, 18:36:16 »
I looked it to this for my parents,I thought it was not the best choice for them with the very little millage they do,when i was reading the choice of cars (there was a great choice)the dearer ones want a down payment iirc of up to £2000.But its different horses for different courses. :y :y
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Alison King

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Re: Follow On......
« Reply #7 on: 07 July 2010, 19:13:59 »
He does have to pay £195 deposit when he collects the car.
Just been on DVLA website looking for a nice number for him, seen a nice one there for £399, see if my family will chip in towards it, but I somehow doubt it.
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Mr Skrunts

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Re: Follow On......
« Reply #8 on: 07 July 2010, 19:27:53 »
Quote
He does have to pay £195 deposit when he collects the car.
Just been on DVLA website looking for a nice number for him, seen a nice one there for £399, see if my family will chip in towards it, but I somehow doubt it.


Have heard from a few people over the years that have been very happy, heard a couple of niggles though that may be worth checking out.  Insurance - when they have the car in for servicing, they check it over with a fine toothed comb for dents , marks and scratches, they do the work at the time as this is where they make some money out of the deal, something , but cant remember exactly what was about the excess on the insurance, if they do work every time it goes in you have to stump up the excess, they will not do all the jobs at the end of the 3 years.

They impose a maximum mileage per year - or used to at least, but tour Dad from what you may may well never exceed it.

Private plate, be carefull, you would need written permission of them to change it, and as it is never actually your car they may try to class the plate as thiers if ever thier was a situation with the car and it had to be replaced for example.
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Alison King

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Re: Follow On......
« Reply #9 on: 07 July 2010, 19:31:27 »
I know he is allowed 8 tyres during the 3 year period.
I think I may take your advice and forget about the number plate, may cause a few problems.
Thanks for the advice Sir/Madam, dunno which, seems I got it incorrect yesterday and was a laughing stock, but never mind is it.
Thanks
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Marks DTM Calib

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Re: Follow On......
« Reply #10 on: 07 July 2010, 19:47:29 »
Motability is a not for profit charity effectively so its done at cost.

The old man does loads of Motability cars, and they certainly dont inspect body work etc for minor bumps
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PhilRich

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Re: Follow On......
« Reply #11 on: 07 July 2010, 19:59:42 »
Quote
I know he is allowed 8 tyres during the 3 year period.
I think I may take your advice and forget about the number plate, may cause a few problems.
Thanks for the advice Sir/Madam, dunno which, seems I got it incorrect yesterday and was a laughing stock, but never mind is it.
Thanks





You couldn't be further from the truth Alison :( The remarks I made yesterday were directly to Zulu, and no more than a flippant aside, & they were certainly never intended to be taken in a personal or derogatory way. If I have offended you in any way, then please accept my SINCERE apologies. Kindest Regards, Phil. ;) :-[
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Mr Skrunts

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Re: Follow On......
« Reply #12 on: 07 July 2010, 20:01:57 »
Quote
Motability is a not for profit charity effectively so its done at cost.

The old man does loads of Motability cars, and they certainly dont inspect body work etc for minor bumps

Never been involved with it mark, I can only go by what people tell me. So then having heard something negative it's just a case of making people aware in case there may be some truth in it. 

I know there are plenty that abuse the motability system.   :-/

Personally I think it's a cracking idea  :y
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Marks DTM Calib

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Re: Follow On......
« Reply #13 on: 07 July 2010, 20:05:32 »
Quote
Quote
Motability is a not for profit charity effectively so its done at cost.

The old man does loads of Motability cars, and they certainly dont inspect body work etc for minor bumps

Never been involved with it mark, I can only go by what people tell me. So then having heard something negative it's just a case of making people aware in case there may be some truth in it. 

I know there are plenty that abuse the motability system.   :-/

Personally I think it's a cracking idea  :y

I dont think its so much the motability system, its the initial disability benefits allowance thats the issue because if you dont get that awarded then you are not intitled to spend that on Motability  :y
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Marks DTM Calib

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Re: Follow On......
« Reply #14 on: 07 July 2010, 20:06:48 »
Quote
Quote
I know he is allowed 8 tyres during the 3 year period.
I think I may take your advice and forget about the number plate, may cause a few problems.
Thanks for the advice Sir/Madam, dunno which, seems I got it incorrect yesterday and was a laughing stock, but never mind is it.
Thanks





You couldn't be further from the truth Alison :( The remarks I made yesterday were directly to Zulu, and no more than a flippant aside, & they were certainly never intended to be taken in a personal or derogatory way. If I have offended you in any way, then please accept my SINCERE apologies. Kindest Regards, Phil. ;) :-[

Indeed, now go to your room!
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