i myself wouldn't allow the policy to increase!!!!!!! ... i used to be under writer for car insurance for guardian royal now AXA as its known.......
the reason being this ........ and make sure you make this clear when calling them.
the elite came with alloy wheels as standard if im correct...... but MV6 wheels im sure could of been an option when new if the guy had wanted them he could of simply paid for the option...
which makes them standard equipment.!!!!

they are
NOT aftermarket alloy wheels and
ARE infact Original vauxhall equipment........ the insurance company need not even know about it......... unless you told them you had steel wheels...... if they got stolen or if you crashed it and some of the wheels got damaged they would replace them as they are original equipment ........
By all means let them know it has alloys on BUT dont let them charge you extra for them as they
ARE ORIGINAL Vauxhall
NOT AFTERMARKET ALLOY WHEELS!!!
