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Author Topic: Insured at all times unless declared SORN???  (Read 2431 times)

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Danny

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Re: Insured at all times unless declared SORN???
« Reply #15 on: 02 January 2011, 20:44:20 »
there are many people who buy cars to do up and sell on, that may already have a lot of tax and mot still on, they dont bother to stick a full insurance policy because they're working on it on private land

prospective serious buyers can always buy day-insurance to test drive a car

my mv6 doesnt have a full policy, still on temp insurance while i've had it out on the streets for a drive, but soon it'll run out and i dont plan on insuring it til end of march, however, it still has 5 months tax i didnt pay for that i dont want to cash in because i may well be selling it, which is easier when taxed

its just another inconvenience if i sorn it, as a potential buyer cant drive it away without tax!
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Dishevelled Den

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Re: Insured at all times unless declared SORN???
« Reply #16 on: 03 January 2011, 07:48:44 »
Welcome to total government and the enforcement of legislation by way of button pushers. :y :y
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zirax

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Re: Insured at all times unless declared SORN???
« Reply #17 on: 03 January 2011, 10:16:08 »
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there are many people who buy cars to do up and sell on, that may already have a lot of tax and mot still on, they dont bother to stick a full insurance policy because they're working on it on private land

prospective serious buyers can always buy day-insurance to test drive a car

my mv6 doesnt have a full policy, still on temp insurance while i've had it out on the streets for a drive, but soon it'll run out and i dont plan on insuring it til end of march, however, it still has 5 months tax i didnt pay for that i dont want to cash in because i may well be selling it, which is easier when taxed

its just another inconvenience if i sorn it, as a potential buyer cant drive it away without tax!

One other thing I've thought of. For you to tax a car you need insurance and MOT. So you will have to wait for insurance paperwork to come through before you can then tax and drive home.
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TheBoy

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Re: Insured at all times unless declared SORN???
« Reply #18 on: 03 January 2011, 10:38:07 »
Consumers, generally, won't be affected.

Traders have trade plates, so no issue there.


What I can see an issue with is people who buy and sell cars, but not declare it (naughty peeps).  To be honest, these people should be considering trade insurance anyway....
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Danny

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Re: Insured at all times unless declared SORN???
« Reply #19 on: 03 January 2011, 11:45:31 »
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Consumers, generally, won't be affected.

Traders have trade plates, so no issue there.


What I can see an issue with is people who buy and sell cars, but not declare it (naughty peeps).  To be honest, these people should be considering trade insurance anyway....

but there's always the case of someone buying a car with the intention of keeping, then having a sudden upcoming change of circumstances
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TheBoy

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Re: Insured at all times unless declared SORN???
« Reply #20 on: 03 January 2011, 12:52:46 »
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Consumers, generally, won't be affected.

Traders have trade plates, so no issue there.


What I can see an issue with is people who buy and sell cars, but not declare it (naughty peeps).  To be honest, these people should be considering trade insurance anyway....

but there's always the case of someone buying a car with the intention of keeping, then having a sudden upcoming change of circumstances
For any rule, there will always be a small minority who don't fit. Thats just the way it is.

I reckon they are trying to close the hole of people insuring to get the tax, then cancelling insurance in cooling off period.  So in that respect, its a good thing, as they are making the scumbags jump through another set of hoops. But it'll never be foolproof, in the same way banning people from driving isn't really enforcable...
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Del Boy

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Re: Insured at all times unless declared SORN???
« Reply #21 on: 03 January 2011, 13:25:12 »
Can someone explain this so that I understand please. If it's what I think it is, how pathetic.
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TheBoy

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Re: Insured at all times unless declared SORN???
« Reply #22 on: 03 January 2011, 13:32:08 »
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Can someone explain this so that I understand please. If it's what I think it is, how pathetic.
No. You drive beemers. Not even words of one syllable will help you understand anything :P

;D

:y
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Del Boy

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Re: Insured at all times unless declared SORN???
« Reply #23 on: 03 January 2011, 13:52:24 »
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Can someone explain this so that I understand please. If it's what I think it is, how pathetic.
No. You drive beemers. Not even words of one syllable will help you understand anything :P

;D

:y
;D ;D ;D
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zirk

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Re: Insured at all times unless declared SORN???
« Reply #24 on: 03 January 2011, 13:54:08 »
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Can someone explain this so that I understand please. If it's what I think it is, how pathetic.

The way I read it, is if the the car is not on the MID, but has road tax (not sorn) then a £100 fine gets sent out.
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Kevin Wood

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Re: Insured at all times unless declared SORN???
« Reply #25 on: 03 January 2011, 13:59:53 »
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Can someone explain this so that I understand please. If it's what I think it is, how pathetic.

The way I read it, is if the the car is not on the MID, but has road tax (not sorn) then a £100 fine gets sent out.

Yep, and one more traffic cop gets replaced by a jobsworth " 'puter says no!" type behind a desk. >:(

It will work fine in theory, but insurance companies are not always reliable at updating the MID. If they fail to do so, I'm guessing that explaining to the DVLA that they shouldn't have towed your car away and crushed it is going to be hard work, as, in my experience, every DVLA phone line terminates at a mad bint in Swansea who is as much use as a chocolate kettle. ::)

Kevin
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Del Boy

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Re: Insured at all times unless declared SORN???
« Reply #26 on: 03 January 2011, 14:01:23 »
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Can someone explain this so that I understand please. If it's what I think it is, how pathetic.

The way I read it, is if the the car is not on the MID, but has road tax (not sorn) then a £100 fine gets sent out.

Thanks :y

So then the MID as I've been told by a lot of insurance companies, doesn't update instanty, so me with my thinking cap on here, you could get a fine everytime you buy a car and insure it?
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zirk

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Re: Insured at all times unless declared SORN???
« Reply #27 on: 03 January 2011, 14:07:45 »
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Quote
Quote
Can someone explain this so that I understand please. If it's what I think it is, how pathetic.

The way I read it, is if the the car is not on the MID, but has road tax (not sorn) then a £100 fine gets sent out.

Thanks :y

So then the MID as I've been told by a lot of insurance companies, doesn't update instanty, so me with my thinking cap on here, you could get a fine everytime you buy a car and insure it?

In my experience can take up to 7 working days for the MID to update.
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Danny

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Re: Insured at all times unless declared SORN???
« Reply #28 on: 03 January 2011, 14:55:37 »
they send a letter out apparently first

it bugs me that it only says "from early 2011"

if it said "from april 2011" or an exact date, i'd feel better!
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aaronjb

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Re: Insured at all times unless declared SORN???
« Reply #29 on: 03 January 2011, 15:02:04 »
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One other thing I've thought of. For you to tax a car you need insurance and MOT. So you will have to wait for insurance paperwork to come through before you can then tax and drive home.

When I bought the Omega (no tax on it) it took a massive hour for the insurance paperwork to arrive .. via email, which I then printed on the dealers printer and took to the post office.

Easy peasy ;) although he didn't really enjoy me hanging around for an hour waiting for the paperwork  ;D


And Del, I thought my handy list above made it fairly simple  :P
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