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Author Topic: Impending ins. renewal.  (Read 2033 times)

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Amigo

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Impending ins. renewal.
« on: 22 January 2011, 19:09:31 »
Been with Budget for two years now as they're the cheapest on said comparison site but this years quote is £368 tpft. For those who don't know & love/hate me i'm 24...ok... 47, clean licence (amazingly) & full no claims, car is a 98 3.0 MV6. HGV occupation is said to go against me but otherwise think this is too much. I've been given an independant broker by friends to check out but any suggestions would be appreciated. Guy. :y
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Welung666

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Re: Impending ins. renewal.
« Reply #1 on: 22 January 2011, 19:48:39 »
Having your C+E should go for you not against. Last time I got a quote I forgot to mention I have a C+E on my license, she re-ran the quote and it dropped because the system classed me as a 'professional driver'.
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Amigo

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Re: Impending ins. renewal.
« Reply #2 on: 22 January 2011, 19:54:34 »
Quote
Having your C+E should go for you not against. Last time I got a quote I forgot to mention I have a C+E on my license, she re-ran the quote and it dropped because the system classed me as a 'professional driver'.
Apparently if you drive for a living then drive your car home you are more at risk of having an accident as you become complacent on a short regular journey in the car after driving the truck all day.
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sierrapaul

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Re: Impending ins. renewal.
« Reply #3 on: 22 January 2011, 19:57:52 »
my ins is cheeper becouse ive got class 1 hgv.i forgot to put it on quote a couple of yrs ago and when i rang them it went down just over a £100
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Amigo

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Re: Impending ins. renewal.
« Reply #4 on: 22 January 2011, 20:16:16 »
This is all very well but do you have any suggestions who i should ask foir a quote please? Guy. ::)
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Tony H

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Re: Impending ins. renewal.
« Reply #5 on: 22 January 2011, 20:19:20 »
Quote
Been with Budget for two years now as they're the cheapest on said comparison site but this years quote is £368 tpft. For those who don't know & love/hate me i'm 24...ok... 47, clean licence (amazingly) & full no claims, car is a 98 3.0 MV6. HGV occupation is said to go against me but otherwise think this is too much. I've been given an independant broker by friends to check out but any suggestions would be appreciated. Guy. :y

break Guy that sounds a bit steep :o Have you had any fully comp. quotes because the strange thing is they can be cheaper than tpft. :-/
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Amigo

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Re: Impending ins. renewal.
« Reply #6 on: 22 January 2011, 20:20:33 »
Quote
Quote
Been with Budget for two years now as they're the cheapest on said comparison site but this years quote is £368 tpft. For those who don't know & love/hate me i'm 24...ok... 47, clean licence (amazingly) & full no claims, car is a 98 3.0 MV6. HGV occupation is said to go against me but otherwise think this is too much. I've been given an independant broker by friends to check out but any suggestions would be appreciated. Guy. :y

break Guy that sounds a bit steep :o Have you had any fully comp. quotes because the strange thing is they can be cheaper than tpft. :-/
Yeah, heard that Tony but whenever i ask it's more??? :(
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mantahatch

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Re: Impending ins. renewal.
« Reply #7 on: 22 January 2011, 20:20:51 »
I am with Aviva, 46 years old, max no claims, protected no claims, excess £150.00 fully comp, just paid £325 in December. They wanted £345.00 but told them  had cheaper quote and they matched it. That is about £20.00 more than I paid last year, I could not get a cheaper quopte on any comparison type sites.

HTH
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Webby the Bear

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Re: Impending ins. renewal.
« Reply #8 on: 22 January 2011, 20:28:31 »
im with tesco. great first quote but renewal jumped UP!!! unfortunately i had a lot going on so didnt shop around. will do this year tho ;)
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Shimmy

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Re: Impending ins. renewal.
« Reply #9 on: 22 January 2011, 20:38:16 »
Try Admiral.
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Lazydocker

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Re: Impending ins. renewal.
« Reply #10 on: 22 January 2011, 20:39:35 »
Swiftcover have been best for us for the last few years
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MV6Matt

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Re: Impending ins. renewal.
« Reply #11 on: 22 January 2011, 20:44:02 »
.............Hate to think what Adrian Flex will want from me this year then!

(Plans to start robbing banks................................) ;) ;)
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Amigo

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Re: Impending ins. renewal.
« Reply #12 on: 22 January 2011, 21:12:18 »
Quote
Swiftcover have been best for us for the last few years
How's your back Paul?
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droyboy

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Re: Impending ins. renewal.
« Reply #13 on: 22 January 2011, 21:36:10 »
Ive just gone with esure fully comp £355, 44 years old with 6 years no claims.

Would have been cheaper had my old insurance company not mucked about sending prove of no claims
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Amigo

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Re: Impending ins. renewal.
« Reply #14 on: 22 January 2011, 21:44:39 »
Quote
Ive just gone with esure fully comp £355, 44 years old with 6 years no claims.

Would have been cheaper had my old insurance company not mucked about sending prove of no claims
I have this proof of no claims problem. the last ins. co. is supposed to keep such details. I've gone from FULL to 9 to 6 each time i change. Really getting tiresome now. >:(
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