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[Mysteryman]

There was some discussion not long ago about presumed consent with regards to organ donation. Good or bad, depending on your point of view.
We have two cars, insured with different providers, and a home insurance policy with one of them. I notice on all three renewals that, unless we instruct them otherwise, all of the policies will be automatically renewed. As we pay by DD this would be seamless and we would continue to receive the excellent......blah blah.
What if, very unusually , royal mail failed to deliver these reminders, or I was in hospital, or DEAD!

I don't like this at all and will be writing to David Cameron later this morning.

Disgruntled of Wakefield.

[Lazydocker]

Glad to see you've found something to whine about today Steve

But, seriously, I do understand your concerns

[Mysteryman]

Glad to see you've found something to whine about today Steve

But, seriously, I do understand your concerns

Whine? Me?

What about the new employees pension? You are automatically enrolled in that, unless you opt out.

Also, when I write to Cameron, I shall ask if I've been automatically enrolled into his 'Big Society', and if so, how I can opt out of that load of old bowlocks.

[Field Marshal Dr. Opti]

There was some discussion not long ago about presumed consent with regards to organ donation. Good or bad, depending on your point of view.
We have two cars, insured with different providers, and a home insurance policy with one of them. I notice on all three renewals that, unless we instruct them otherwise, all of the policies will be automatically renewed. As we pay by DD this would be seamless and we would continue to receive the excellent......blah blah.
What if, very unusually , royal mail failed to deliver these reminders, or I was in hospital, or DEAD!

I don't like this at all and will be writing to David Cameron later this morning.

Disgruntled of Wakefield.

Perhaps some people can be persuaded to donate their vital organs whilst still alive....

[Dishevelled Den]

There was some discussion not long ago about presumed consent with regards to organ donation. Good or bad, depending on your point of view.
We have two cars, insured with different providers, and a home insurance policy with one of them. I notice on all three renewals that, unless we instruct them otherwise, all of the policies will be automatically renewed. As we pay by DD this would be seamless and we would continue to receive the excellent......blah blah.
What if, very unusually , royal mail failed to deliver these reminders, or I was in hospital, or DEAD!

I don't like this at all and will be writing to David Cameron later this morning.

Disgruntled of Wakefield.

Yes there are grounds for concern Steve - without doubt.

When writing the letter to the Prime Minister I would be much obliged if you could pass on this message from me - Disgruntled Den - 'Please blank off into the sunset and take the wagon train of gutless camp-followers who rode into town with you on your way'?

Eyethengyou!

[Lizzie_Zoom]

There was some discussion not long ago about presumed consent with regards to organ donation. Good or bad, depending on your point of view.
We have two cars, insured with different providers, and a home insurance policy with one of them. I notice on all three renewals that, unless we instruct them otherwise, all of the policies will be automatically renewed. As we pay by DD this would be seamless and we would continue to receive the excellent......blah blah.
What if, very unusually , royal mail failed to deliver these reminders, or I was in hospital, or DEAD!

I don't like this at all and will be writing to David Cameron later this morning.

Disgruntled of Wakefield.

In that case why would it all bother you Steve?


But, if you are still alive their policy of automatic renewal means you will not be driving around whilst uninsured, and if your house burnt down you will still be covered even if you had forgotten to renew! 8-) 8-) 8-) 8-)

It is sensible really

[Field Marshal Dr. Opti]

There was some discussion not long ago about presumed consent with regards to organ donation. Good or bad, depending on your point of view.
We have two cars, insured with different providers, and a home insurance policy with one of them. I notice on all three renewals that, unless we instruct them otherwise, all of the policies will be automatically renewed. As we pay by DD this would be seamless and we would continue to receive the excellent......blah blah.
What if, very unusually , royal mail failed to deliver these reminders, or I was in hospital, or DEAD!

I don't like this at all and will be writing to David Cameron later this morning.

Disgruntled of Wakefield.

In that case why would it all bother you Steve?


But, if you are still alive their policy of automatic renewal means you will not be driving around whilst uninsured, and if your house burnt down you will still be covered even if you had forgotten to renew! 8-) 8-) 8-) 8-)

It is sensible really

You go for it Lizzie. Give the scouse reprobate a good ticking off....

[Mysteryman]

There was some discussion not long ago about presumed consent with regards to organ donation. Good or bad, depending on your point of view.
We have two cars, insured with different providers, and a home insurance policy with one of them. I notice on all three renewals that, unless we instruct them otherwise, all of the policies will be automatically renewed. As we pay by DD this would be seamless and we would continue to receive the excellent......blah blah.
What if, very unusually , royal mail failed to deliver these reminders, or I was in hospital, or DEAD!

I don't like this at all and will be writing to David Cameron later this morning.

Disgruntled of Wakefield.

In that case why would it all bother you Steve?


But, if you are still alive their policy of automatic renewal means you will not be driving around whilst uninsured, and if your house burnt down you will still be covered even if you had forgotten to renew! 8-) 8-) 8-) 8-)

It is sensible really

It is not sensible. By it's very nature it it presumptuous....and an infringement of my umin rights.

[russ0205]

The only problem there is i have been a victim, you shop around take out a policy with another insurer only to find you have been automaticaly renewed and you have two policys, but the old insurer then wants a huge sum to cancell and until it is paid will not give proof of NCB,grrrrr

[Varche]

There are a lot of advantages and cost savings for companies when they have opt in and DD payments only. Very common practice in Spain.

First few years I was here, with my British head on I "shopped around" for insurance only to find they were all about the same within a percent or two. It is the car that is insured not the drivers so long as they are over 25.

Car tax is paid once a year by whoever has the vehicle on a certain date . End of. Saves all that admin cost of folk cashing in the tax when they sell and the new owner buying a new disc.

Opt in is great for the "drone" society where very little changes.

[Banjax]

better to err on the side of caution - if you're prone to forget its a valuable safety net, if you're on the ball you'll phone them come renewal to haggle or leave so i don't see the problem.

to be honest, if you got someone to insure you in Liverpool I'd stick with them 

[pscocoa]

if you are dead - and in Wakefield the line between living and dead is tenuous - then your estate/administrator will reclaim - but they need to know you are dead so list out for your successors all of the policies/assets /liabilities etc that you have - in other words - get organised. If you are in hopsital you might find it good policy to have been nice to people when you are healthy so that they come to visit you when you are sick with your post etc.

Or alternatively continue as you are......................

[Mysteryman]

if you are dead - and in Wakefield the line between living and dead is tenuous - then your estate/administrator will reclaim - but they need to know you are dead so list out for your successors all of the policies/assets /liabilities etc that you have - in other words - get organised. If you are in hopsital you might find it good policy to have been nice to people when you are healthy so that they come to visit you when you are sick with your post etc.

Or alternatively continue as you are......................

Now you're just being silly.

[hercules]

going by the title i thought they,d let opti back into to society...im relieved it isnt cos i dont think hes ready yet

[Mysteryman]

going by the title i thought they,d let opti back into to society...im relieved it isnt cos i dont think hes ready yet

Still on 'care in the community' last I heard.