Print

Please login or register.
1 Hour 1 Day 1 Week 1 Month Forever
Login with username, password and session length

[Jay w]

Going on tonight with some friends for my birthday, currently i am away from home first time in ages i have had a birthday without them around.

Goes to the cashpoint to take some money out.......£500 missing!!!!

By missing i mean 2x£250 has been taken from my account in debit card transactions some thieving little scumbag has cloned my card by the seems of it and used it on an internet purchase me not a happy bunny

Phoned Lloydstsb, they were excellent, cancelled the debit card put me through to the fraud dept, took my details and are in the process of getting the money back into my account (should be tomorrow)  

I am up in Nottingham currently and live out of hotels, fortunatly i have paid that up front otherwise i could be a little embarressed when i come to check out Friday.

I am ultra careful with my cards, someone must have been dead quick doing the cloning, fortunatly they didn't get my pim number.

if i got hold of them i would take wat's left of my debit card and ram it up their a$$  

[JamesV6CDX]

Hits home, when it happens to someone you know....

[Markie]

least your bank is doing the decent thing - now go out have a drink and happy birthday  

[Jay w]

that's the thing i am so careful with my card because i don't want this to happen to me

i consider myself to be pretty savvy, i don't use the card on the internet, nor do i do phone shopping, it has to be when i was paying for something like petrol.

One lesson i have learnt, cash is still king

[TheBoy]

yes, happened to me a few months back....

[Danny]

its sickening to know that cloning is happening moreso because of thieves working on tills

[Andy B]

......
 it has to be when i was paying for something like petrol.
.....

There was a thing on telly recently about CCTV, fraud etc. A lad in the kiosk at the petrol station dropped his pen behind the desk, bent down to pick it up still with the customers card in his hand. He had swipped it through a cloning machined on the floor in seconds and then stood back up to carry out the rest of the transaction. The customer didn't have a clue!  

[Chopsdad]

If they want your details, no matter how careful you are they will get them.

All Banks have fraud prevention schemes but were losing millions of pounds each year in losses.  To fix this they told the "shops" to come up with thier own scheme - known to all now as Chip 'n' Pin.

So, the only long term loser now is the "shop" that let some unverified card user spend £500 of your money.  Lloyds will give you it back and they will claim the money from the "shop" and they can report the details to the police if they want to.

Some turkey tried to spend £2000 in a jewellers in New York on my Visa card - out of character for my account - so it was blocked.  So being a tight arse helped save the day.

Always have a back up card though for just such a situation.

[Kevin Wood]

out of character for my account - so it was blocked.

He He. My phone started vibrating in my pocket about 30 seconds after swiping for SWMBO's engagement ring. In that time the chappie in the call centre in Bangalore had been fully briefed to ask me what the helll I was doing  

Sorry to hear it but glad it looks like it will not cause any lasting worry for you. A reminder to be vigilant.

Kevin