written off

madmax · 01 February 2010, 17:19:01

hi people back in december i had a head on collision with a merc, he accepted full blame. any way the car has been written of and they have valued the car at £850 should i accept this first offer or push for more, just thought id ask some of you as you may have a bit more knowledge than me on insurance claims, any help appreciated..

joshwyatt · 01 February 2010, 17:21:40

I assume it's a 1998 MV6 as per your profile?
Is it a saloon, estate, manual/auto 2.5 or 3.0?
How many miles had it done?
I'd always say push for more, but we need a few more details on the car so we know how to value it

Lizzie_Zoom · 01 February 2010, 17:22:23

Quotehi people back in december i had a head on collision with a merc, he accepted full blame. any way the car has been written of and they have valued the car at £850 should i accept this first offer or push for more, just thought id ask some of you as you may have a bit more knowledge than me on insurance claims, any help appreciated..

Always push for more - say up to £1,000 - before you accept the first offer.

I did, and sure enough secured another £150.

madmax · 01 February 2010, 17:23:37

yes its a 1998 mv6 auto saloon 151,000 on the clock

madmax · 01 February 2010, 17:24:59

Quoteyes its a 1998 mv6 auto saloon 151,000 on the clock

3ltr

madmax · 01 February 2010, 17:29:17

i think im more gutted that i have to give my courtesy car back, bmw 520d m sport with 700 miles on the clock.

Del Boy · 01 February 2010, 17:38:50

5 series lovely car. Anyway turn down the first offer always

Hannah Judes Dad · 01 February 2010, 17:48:41

Always turn down the first offer the worst they can say is nothing more to offer but they put in a low amount just to see if you would bite, it is a quick way for the insurance company to close a case and make more money for the shareholders.If they won't offer anything higher ask them to provide you with a similar car for the money they have offered you and see how they get on! I hope your no claims is unaffected as it was not your fault and you have claimed your excess from the other driver.

madmax · 01 February 2010, 17:56:48

thanks for your advice everyone i shall put in for £1000 and see what happens, my no claims isnt affected as i was only claiming of his insurance and not through mine, he pulled out in front of me into a no entry (one way).

mudflap · 01 February 2010, 20:01:00

Quotehi people back in december i had a head on collision with a merc, he accepted full blame. any way the car has been written of and they have valued the car at £850 should i accept this first offer or push for more, just thought id ask some of you as you may have a bit more knowledge than me on insurance claims, any help appreciated..

you were lucky - my Carlton was hit by a Mercedes back in April while it was parked and smashed my headlight - they accepted the blame then changed their story, costing me my entire no claims bonus...

...apparently if you have a crash you must have a witness

.

bluehawk · 02 February 2010, 15:41:20

i had a carlton once hit by a tnt lorry when parked outside my house i got lucky as had atken out legal assistance and ended up with 1100 for it , good job the insurance man did not try to start it when he inspected it the big end was gone

News:

written off

Lizzie_Zoom