OH dear,I fought tooth and nail to keep my Facelift MV6 when I hit a fullsize deer that jumped over a hedge in front of me. I was going at a tidy speed on a clear straight 2 ml stretch of B road. Miggy needed a bonnet, offside wing, zenon headlight,and a irmscher grille. There was 2 things that went against me in the main. They said the prodrive bumper was no longer available from VX and Miggy had 167000mls on the clock,(and still ran like 50000) I finally gave in when they said I would have to accept an elite bumper.All this was in my pre Forum days and I fell victim to the science of mis-information. Now I know there still available from Prodrive I'd like to rip that assesors lying tongue out.But that wouldn't get me the car back. I do hope Mark you have better luck than I, my insurance company is a very good one and in some respects were sympathetic. I now know it was the assessors I should have been wary of. I can still see my pride and joy star silver black leather recaro seats 3.0ltr MV6 going away on the low loader.Make it very clear to the insurance co that your car is very precious to you and is looked after with care in every detail and you are a member of this Forum If you can use the phone and get a reasonable relationship with a staff member so much the better.In my case I would watch the assesors and when it comes to values I would't accept their trade values. The insurance co told me to look in autotrader and there was nothing to compare at that time so I got very near to what I wanted cash wise from the ins co.Its along diatribe about a very emotive subject to me. I hope it helps, anyhow I think your far better off than I,already lots of help is to hand,Cliff.