Completely agree. Silicone based brake fluid (DOT 5) wont 'combine' with water, so it pushes it all into one place (correct me if I'm wrong Kevin), whereas the Glycol based fluids can cope with water to a degree.
Yep, that's right. I was struggling to remember exactly why. Mineral fluid will absorb a certain amount of water and whilst this results in it losing its properties over time is still basically safe. With silicone, if the system does collect any moisture, it tends to work its' way to the extremities of the system - the slave cylinders, which also get hot. The water vapourises and you've lost your brakes. 
Kevin
Thanks Kevin.
Just to add to this for anyone without knowledge of brake fluid..............
Water will get into the system. This is because the rubber hoses are actually permeable. Small amounts of moisture enter the system and the Glycol (or Mineral) based fluids absorb it. This then reduces the boiling point of the fluid. Brakes get extremely hot!!!!! Water boils at 100celcius, DOT 4 boils at 230celcius. Add water to that, and the boiling point of your bake fluid can reduce to 155celcius.
Boiling brake fluid = extremely poor brakes, or even no brakes.
The new DOT 5.1 mineral fluid boils at 270 celcius, and as Kevin mentioned earlier, for normal road use (assuming proper maintenance procedures are followed) DOT4 is fine (even overkill to be honest).