Omega Owners Forum

Please login or register.

Login with username, password and session length
Advanced search  

News:

Please check the Forum Guidelines at the top of the Newbie section

Pages: [1]   Go Down

Author Topic: Insurance Rip Off  (Read 1719 times)

0 Members and 1 Guest are viewing this topic.

star_whites

  • Senior Member
  • ****
  • Offline Offline
  • Gender: Male
  • Rotherham
  • Posts: 963
    • View Profile
Insurance Rip Off
« on: 01 July 2011, 13:04:47 »

Well I have finnished the repairs on my 2.6 and decided to get some new insurance since my old policy expired on the 14th (didnt renew due to the stupid renewal price!) and I cannot believe how much I am  being quoted.

My cheapest quote is £850!!!  :o    but that wont cover me as they dont cover cat c cars. I still cant believe it was listed as cat c due to how light the damage was but this is doing my head in. I have 9yrs no claims and no accidents so I think this is silly money. Ive tried all the comparison sites but there no help. Anyone know any specialist insures that cover cat c????
Logged

PaulW

  • Omega Knight
  • *****
  • Offline Offline
  • Gender: Male
  • Somewhere near Manchester
  • Posts: 1769
  • Come on you fiend!
    • Some crappy Insignia
    • View Profile
Re: Insurance Rip Off
« Reply #1 on: 01 July 2011, 13:16:17 »

Have you tried Admiral?  They are quoting me £1100 mind you for an Astra which was a Cat C... (no NCB though as it's expired, and a Manchester postcode...)

If not, Chris Knott supposedly cover Cat C's at no extra cost, so might be worth trying them.
« Last Edit: 01 July 2011, 13:23:34 by PaulW »
Logged
Humbugs...

RobG

  • Omega Queen
  • *****
  • Offline Offline
  • Gender: Male
  • Bristol
  • Posts: 13831
  • I might have a link, pic or part number for that
    • 16 plate Mokka. Vivaro
    • View Profile
Re: Insurance Rip Off
« Reply #2 on: 01 July 2011, 13:19:19 »

Swinton used to. You`ll need a VIC check & new MOT IIRC
http://www.swinton.co.uk/car/coveroptions/
Logged
All that is necessary for the triumph of evil is that good men do nothing.

UPVC windows/doors/fascias/soffit/gutters supplied/fitted

r1

  • Omega Knight
  • *****
  • Offline Offline
  • Gender: Male
  • nottingham
  • Posts: 1767
    • View Profile
Re: Insurance Rip Off
« Reply #3 on: 01 July 2011, 21:07:51 »

try sky they give a discount as well
Logged

tigers_gonads

  • Omega Lord
  • *****
  • Offline Offline
  • Gender: Male
  • Kinston Upon Hull
  • Posts: 8610
  • Driving a Honda CR-V which doesn't smell of pee
    • Honda CR-V
    • View Profile
Re: Insurance Rip Off
« Reply #4 on: 02 July 2011, 00:10:33 »

Just sorted mine out with tesco's ( via confused.com)
Works out at £333 fully comp with protected ncb  :y
Only gone up by £15 from last year  ;D

First quote ( unemployed )  £568  :'(
Reset the employment too self employed security consultant ( back in business in september ) and was quoted the £333  ;D

Note to all members ................ play around with the job description if possible.
It makes a hell of a differance  :y :y
Logged

bootie

  • Senior Member
  • ****
  • Offline Offline
  • Gender: Male
  • Enix, Almeria, Spain
  • Posts: 541
    • View Profile
Re: Insurance Rip Off
« Reply #5 on: 03 July 2011, 09:30:08 »

Yes it does, especially when you follow it up with a phone call. Quoted over 300 from comparison websites. Went to the cheapest quote, phoned them and explained how much I'm unable to drive the car due to my job, away more than 6 months so 1/2 the risk of other drivers, lot less mileage (only managed 1200, yes 1200 miles last year) able to drive at non peak times as I'm not on any deadlines etc etc. Got them down to 156 fully comp with only 200 excess or me and SWMBO. Result!
Logged

the alarming man

  • Omega Baron
  • *****
  • Offline Offline
  • Gender: Male
  • medway kent
  • Posts: 3644
    • disco V8
    • View Profile
Re: Insurance Rip Off
« Reply #6 on: 03 July 2011, 13:06:20 »

Quote
Just sorted mine out with tesco's ( via confused.com)
Works out at £333 fully comp with protected ncb  :y
Only gone up by £15 from last year  ;D

First quote ( unemployed )  £568  :'(
Reset the employment too self employed security consultant ( back in business in september ) and was quoted the £333  ;D

Note to all members ................ play around with the job description if possible.
It makes a hell of a differance  :y :y


i want to know how a security consultant as given you a cheaper price when i am told by halifax the security industry as the highest premiums
 :y
Logged
'the more people i meet...the more i like the dog'

The whole problem with the world is that fools and fanatics are always so certain of themselves, but wiser people so full of doubts.

Psychoca

  • Senior Member
  • ****
  • Offline Offline
  • Gender: Female
  • Norfolk
  • Posts: 776
    • Beaten up Mondeo TDCI ST.
    • View Profile
Re: Insurance Rip Off
« Reply #7 on: 03 July 2011, 15:50:25 »

Using the comparisons, I found my best quote through Kwik-Fit...  I paid around £380 (unemployed) although that has does not include ncb protection but does include a courtesy car...

I found that the comparisons do vary their quotes some too...

Logged

russ0205

  • Senior Member
  • ****
  • Offline Offline
  • Gender: Male
  • northants
  • Posts: 563
    • mondeo
    • View Profile
Re: Insurance Rip Off
« Reply #8 on: 03 July 2011, 21:31:03 »

Don't know what there problem is swmbo has a cat c meagan insurance on it is not a problem most insurance companys don't even ask and you DO NOT have to declare it to them as long as you have given them the reg number dvla put a marker on a cat c anyway, The myth that an insurance company pays you 30% less is rubbish in the eyes of the insurance ombudsman if its had a vosa check you should pay out market value,
Trust me swmbo wrote of her old cat c car and got full market value,

 :y :y
Logged

tigers_gonads

  • Omega Lord
  • *****
  • Offline Offline
  • Gender: Male
  • Kinston Upon Hull
  • Posts: 8610
  • Driving a Honda CR-V which doesn't smell of pee
    • Honda CR-V
    • View Profile
Re: Insurance Rip Off
« Reply #9 on: 04 July 2011, 20:54:15 »

Quote
Quote
Just sorted mine out with tesco's ( via confused.com)
Works out at £333 fully comp with protected ncb  :y
Only gone up by £15 from last year  ;D

First quote ( unemployed )  £568  :'(
Reset the employment too self employed security consultant ( back in business in september ) and was quoted the £333  ;D

Note to all members ................ play around with the job description if possible.
It makes a hell of a differance  :y :y


i want to know how a security consultant as given you a cheaper price when i am told by halifax the security industry as the highest premiums
 :y


Not got a clue  :-/
Had a chat with them this morning because im about to fit lpg to the motor.
Asked me what I do for a living.
Told them I fit systems and do inspecions / reports on alarm / cctv systems and instalation.
Not a problem

I know what you meen though.
If I put down that I was a electrician ( which is the other part of my job, the price would have gone up  ::)
Logged

Mr Hagon

  • Intermediate Member
  • ***
  • Offline Offline
  • Gender: Male
  • South West London
  • Posts: 398
  • RWD and V6; the only way to travel!
    • View Profile
Re: Insurance Rip Off
« Reply #10 on: 05 July 2011, 00:40:56 »

Definitely worth a punt on the comparison websites, my experience recently, as follows, shows this:

Admiral Direct: £556
Admiral via Go Compare: £530
Admiral via Confused.com: £493

In each case the quotes via the comparison websites were cheaper to start with but once I made them match the direct Admiral quote they're still cheaper.

What's even better is that you get an Admiral policy number to quote, so I will simply quote the cheapest one when playing them off with Elephant  :y.
Logged
Vauxhall Omega Elite 3.2 Estate (Mar '02) in Star Silver.
Pages: [1]   Go Up
 

Page created in 0.017 seconds with 17 queries.