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[TheBoy]

You won't loose all 5 years.  I had a slight bump in the missus car, her insurance (me as a named driver), we / she lost 2 years.

I think on the Omega, he had 1 yr ncd

[miked]

Oh, not much elase to say, sorry about that then.

[TheBoy]

End of the day, he's had the realisation of how easy it is to have bumps through laziness/carelessness/tiredness/frustration, and nobody hurt (which is what matters at end of day).

[Craig_R]

Now this is the reason I am fitting Rear Sensors for times when you cant see someone behind you

[TheBoy]

Now this is the reason I am fitting Rear Sensors for times when you cant see someone behind you

The car would have been visible if he had looked properly, by his own admission.  I think it was a result of tiredness (he had already done over 200m that day by then), frustration, and carelessness.

[tunnie]

Now this is the reason I am fitting Rear Sensors for times when you cant see someone behind you

The car would have been visible if he had looked properly, by his own admission.  I think it was a result of tiredness (he had already done over 200m that day by then), frustration, and carelessness.

Agreed. Totally my own faut, and i admitted it to the guy i hit. I should have checked more carefully....

The other driver was good about it, we tryed to push it out by hand first, but reliased the damage was too great.

As said, got 5 years named no claims, and 1 years full no claims.

I shall be calling the insurance company shortly!  

[Danny]

did you not suggest he get it fixed at your expense without insurance involvement?

[tunnie]

did you not suggest he get it fixed at your expense without insurance involvement?

Yes we did, but looking at the damage, it would be expensive i think.

Update, just rang the insurance company.

My excess is only £200!! yay!

Very hot sounding girl, said, don't register the claim till the other party does.

If they do claim, i will loose my 1 years NCB, but, keep my 5 years named no claimes. Policy won't be affected until 27th July 2008, when i will be one step closer to 25, so they should cancel each other out.

So not toooo bad.

[stuart30]

Tunnie i very much doubt being a year older would cancel out a claim.......and this magical 25 yrs old thing Ive never worked out,my premiums never suddenly dropped when i hit 25  

[TheBoy]

Tunnie i very much doubt being a year older would cancel out a claim.......and this magical 25 yrs old thing Ive never worked out,my premiums never suddenly dropped when i hit 25  

My premiums dropped when I hit 25, but that was a long time ago....

[tunnie]

Tunnie i very much doubt being a year older would cancel out a claim.......and this magical 25 yrs old thing Ive never worked out,my premiums never suddenly dropped when i hit 25  

My premiums dropped when I hit 25, but that was a long time ago....

Its been falling steadily... i expect it to stop or go up a little. The fact i still have 5 years named no claims, and this is my first ever claim in 6 years should limit the damage somewhat.

[TheBoy]

Makes you think though, good job you didn't have an accident earlier when I was ragging your 2.2 trying to keep up with that Tuscan  

[tunnie]

Makes you think though, good job you didn't have an accident earlier when I was ragging your 2.2 trying to keep up with that Tuscan  

Forgot to mention, did you see that car with the 30 poster thing stuck on the back window near Brackley on the A43 at the hill?

I passed it at 120 i er mean 70! It said something about national speed limit for 30, could not read it, as it seamed to pass by rather quick!  

[TheBoy]

Makes you think though, good job you didn't have an accident earlier when I was ragging your 2.2 trying to keep up with that Tuscan  

Forgot to mention, did you see that car with the 30 poster thing stuck on the back window near Brackley on the A43 at the hill?

I passed it at 120 i er mean 70! It said something about national speed limit for 30, could not read it, as it seamed to pass by rather quick!  

Yes, nearly ran up the back of the idiot....

[Kevin Wood]

Makes you think though, good job you didn't have an accident earlier when I was ragging your 2.2 trying to keep up with that Tuscan  

Forgot to mention, did you see that car with the 30 poster thing stuck on the back window near Brackley on the A43 at the hill?

I passed it at 120 i er mean 70! It said something about national speed limit for 30, could not read it, as it seamed to pass by rather quick!  

Yes, nearly ran up the back of the idiot....

Ahh, plonkers like that really love my side exit exhaust (passenger side ) and 7400 RPM red line, I find.

Kevin