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Author Topic: Omega insurance renewal  (Read 4621 times)

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Nickbat

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Omega insurance renewal
« on: 05 September 2006, 23:06:49 »
Got some good news. My insurance renewal is cheaper than last year  :o
I've got 6 points on my licence (2 x SP30), the car is not garaged and I'm in a London postal area. My wife is insured to drive it as well.
 
Here's how it goes:
Basic premium with 9 years NCD: £341.25
NCD protection: £66.15
Uninsured loss recovery: £22.05
Total: £429.45

..and I can pay it monthly

Last year the total was £464.10.

I know it's probably more than the car's worth ( ;D), but I think it's a good quote.

Who's the company I hear you ask?

Vauxhall Insurance, believe it or not.
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Bo Bo

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Re: Omega insurance renewal
« Reply #1 on: 05 September 2006, 23:11:56 »
That's about what I'm paying, 3pts & a claim pending (not to blame)
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TheBoy

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Re: Omega insurance renewal
« Reply #2 on: 06 September 2006, 10:16:19 »
Around £300 for MV6, but I don't live in the big smoke, nor (somehow) do I have points...
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Salty

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Re: Omega insurance renewal
« Reply #3 on: 06 September 2006, 11:31:43 »
Less than 300 for mine, no points and not in the smoke either :)
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evanh

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Re: Omega insurance renewal
« Reply #4 on: 06 September 2006, 11:34:17 »
Mine is £600 for the MV6,  I'm 26 , 9yrs no claims, no points  but unfortunatly live in the war zone that is Northern Ireland  ::)
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tunnie

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Re: Omega insurance renewal
« Reply #5 on: 06 September 2006, 11:35:52 »
£450 here 5 years NCB, not in London, but 22 so still expensive at my age. Got 1 SP30 as well, though that should expire this year  :)
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Del Boy

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Re: Omega insurance renewal
« Reply #6 on: 06 September 2006, 11:36:40 »
My is around £300-350 for a MV6 no points
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Bo Bo

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Re: Omega insurance renewal
« Reply #7 on: 06 September 2006, 11:40:00 »
Quote
Mine is £600 for the MV6,  I'm 26 , 9yrs no claims, no points  but unfortunatly live in the war zone that is Northern Ireland  ::)
Passed your test young then  ;D
My brother lives over there & pays more than me for a 1.8 Vectra, with no points/claims!
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evanh

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Re: Omega insurance renewal
« Reply #8 on: 06 September 2006, 12:06:05 »
Quote
Quote
Mine is £600 for the MV6,  I'm 26 , 9yrs no claims, no points  but unfortunatly live in the war zone that is Northern Ireland  ::)
Passed your test young then  ;D
My brother lives over there & pays more than me for a 1.8 Vectra, with no points/claims!

done my test at 17 ?
insurance over here is awful
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Markjay

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Re: Omega insurance renewal
« Reply #9 on: 06 September 2006, 12:18:44 »
Street parking in London, full-comp, started at £900 and went down to £600 over the past 5 years. Funny that, when I bought the car 5 years ago Vx quoted me... £2,300, while Tesco were cheapest at £900. Should give Vx a call again I guess.

My other half is also insured to drive my car BUT interestingly I was told by a broker that this actually reduced your premium.

Also Tesco allow business use as standrad which is good for me, other insurers wanted extra for business use.

On the downside, the access is high (£250) and I have no NCD protection, RAC was extra, and curtesy car was also extra which I didn't take.

Oh, and they also give you 3rd-party-only cover when driving other vehicles as long as it is done so with the permission of the owner (:)), I know some others do this as well but not all.

« Last Edit: 06 September 2006, 12:19:49 by markjay »
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Auto Addict

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Re: Omega insurance renewal
« Reply #10 on: 06 September 2006, 14:13:46 »
I found that Vx insurance was about £100 more than Churchill.

I tried the AA, they came back with Churchill @ £80 more than I was already paying.

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Nickbat

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Re: Omega insurance renewal
« Reply #11 on: 06 September 2006, 14:19:38 »
Tunnie, you say you've got an SP 30 that's due to expire thuis year. One thing I find really annoying is that points get effectively wiped off your licence after three years (i.e for totting up purposes), but insurance companies still count them for five. My first SP 30 is four years old!
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Salty

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Re: Omega insurance renewal
« Reply #12 on: 06 September 2006, 17:38:49 »
Quote
Tunnie, you say you've got an SP 30 that's due to expire thuis year. One thing I find really annoying is that points get effectively wiped off your licence after three years (i.e for totting up purposes), but insurance companies still count them for five. My first SP 30 is four years old!
I don't think you can get it removed from your licence for five years though, so even if the points don't count it's still on your licence, I think :-?
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nixoro

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Re: Omega insurance renewal
« Reply #13 on: 06 September 2006, 17:43:29 »
Quote
Quote
Tunnie, you say you've got an SP 30 that's due to expire thuis year. One thing I find really annoying is that points get effectively wiped off your licence after three years (i.e for totting up purposes), but insurance companies still count them for five. My first SP 30 is four years old!
I don't think you can get it removed from your licence for five years though, so even if the points don't count it's still on your licence, I think :-?

You can but you have to pay the DVLA £19 for the priveledge.
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Salty

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Re: Omega insurance renewal
« Reply #14 on: 06 September 2006, 17:45:07 »
Quote

You can but you have to pay the DVLA £19 for the priveledge.


Yes that's after the five years :(
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