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[JamesV6CDX]

I've been made an offer on the Veccy which I've accepted - more about that later.
 
I've just spoken to the insurance, who have said they sent the cheque already. However - the cheque will be MINUS the excess on my policy - £250.  
 
Why?? The third party has already admitted liability, so why the heck should I be penalised for my excess???
 
She said to me "once the legal team have claimed the costs back, we will re-imburse you the excess also"  
 
So I have to wait for 2 seperate cheques  
 
I shouldn't really moan, I have been made a FANTASTIC, HUMONGOUS offer... but still... their red tape gets on my wick!!!

[Markie]

Are you getting to keep / buy back the car? - breaking the lpg out of it would be profitable... :-/

[JamesV6CDX]

Are you getting to keep / buy back the car? - breaking the lpg out of it would be profitable... :-/

The inspection from the engineer shows that there is no damage other than cosmetic - but it's still not economical to repair cost wise.

They've offered me a very hansome "cash in lieu" settlement, whereas they give me a figure, and I get to keep the car. The Car will not be recorded on any write-off databases whatsoever, and it is perfectly safe and legal to be used on the road (engineers report says this).

I also have a buyer for the Veccy, collecting tomorrow morning, who is fully aware of the entire situation, and again, has made me an offer I can't refuse.

So I will definately come out laughing - their red tape just winds me up.

[Golfbuddy]

Sounds like you're going to have a good weekend. Good news James.  

[Bo Bo]

I know the feeling mate.
Someone backed into my drivers door 15 months ago & I've just had my excess returned to me today!

[Martin_1962]

I've been made an offer on the Veccy which I've accepted - more about that later.
 
I've just spoken to the insurance, who have said they sent the cheque already. However - the cheque will be MINUS the excess on my policy - £250.  
 
Why?? The third party has already admitted liability, so why the heck should I be penalised for my excess???
 
She said to me "once the legal team have claimed the costs back, we will re-imburse you the excess also"  
 
So I have to wait for 2 seperate cheques  
 
I shouldn't really moan, I have been made a FANTASTIC, HUMONGOUS offer... but still... their red tape gets on my wick!!!

We need details

[Admin]

Not yet we don't....

Once everything is complete then James may choose to share the information.
Until that time I would be keeping quiet.

Well actually I would just be keeping quiet.

[bob.dent]

I would check with them James. Your insurer should be able to claim the excess back from the 3rd party if they are admitting liability.

[JamesV6CDX]

The insurance Can and will retrieve the excess from the other parties insurance, it just means I have to wait for it.....

I WILL be chasing!!

[holey head]

The insurance Can and will retrieve the excess from the other parties insurance, it just means I have to wait for it.....

I WILL be chasing!!

don't blame you james. the worst thing is if you don't chase them they won't give you it!!!! they may have it but you won't be given it easy!! good luck you might need it! hope you don't though

[Bo Bo]

the worst thing is if you don't chase them they won't give you it!!!

Don't give up, like I said it took me 15 months   but it was a nice little bonus today  

[Dazzler]

You do have some good fortune then matey (unlike your oil changes )