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[The Red Baron]

took a policy out on an omega 19th sept, just recieved a letter saying they are backdating the policy to the 4th may as the car was already in the household, & stuck Xhundred pounds onto the policy. do they have rights to do this?. the car was insured up until september via AA in the wifes name.
surely this cannot be done?.
any advice welcome please.
jon

[Omega_Dan]

Never heard of that before. Can't be right. You changed insurance companies and should only pay from the day their individual cover started.

[The Red Baron]

Never heard of that before. Can't be right. You changed insurance companies and should only pay from the day their individual cover started.

well thats my thinking aswell. i think they may have breached there own contract here.

[Omega_Dan]

Will have to phone them matie. Could be a mistake as it really sounds unreasonable.

[Omega32E]

You choose the effective date of your insurance no matter how long you have had the car.

[Webby the Bear]

took a policy out on an omega 19th sept, just recieved a letter saying they are backdating the policy to the 4th may as the car was already in the household, & stuck Xhundred pounds onto the policy. do they have rights to do this?. the car was insured up until september via AA in the wifes name.
surely this cannot be done?. any advice welcome please.
jon

correct! you came to them for insurance in september, not may!!! 

[The Red Baron]

took a policy out on an omega 19th sept, just recieved a letter saying they are backdating the policy to the 4th may as the car was already in the household, & stuck Xhundred pounds onto the policy. do they have rights to do this?. the car was insured up until september via AA in the wifes name.
surely this cannot be done?. any advice welcome please.
jon

correct! you came to them for insurance in september, not may!!! 

it really does stink doesnt it. yet another good reason not to use kwik fitup.
i did speak to them earlier on the phone & the chap was adamant it was being backdated. one direct debit being stopped tonight me thinks. it soo pee,s me off when companies try this sort of thing.

[Vamps]

Something wrong here, is this part of a multi car policy? not that this would excuse this, but just wondered as I have a Multi car policy with different start dates till renewal time and now all the same....

[The Red Baron]

Something wrong here, is this part of a multi car policy? not that this would excuse this, but just wondered as I have a Multi car policy with different start dates till renewal time and now all the same....

no vamps, this was a new policy just for the omega. i changed from swinton.

[Webby the Bear]

took a policy out on an omega 19th sept, just recieved a letter saying they are backdating the policy to the 4th may as the car was already in the household, & stuck Xhundred pounds onto the policy. do they have rights to do this?. the car was insured up until september via AA in the wifes name.
surely this cannot be done?. any advice welcome please.
jon

correct! you came to them for insurance in september, not may!!! 

it really does stink doesnt it. yet another good reason not to use kwik fitup.
i did speak to them earlier on the phone & the chap was adamant it was being backdated. one direct debit being stopped tonight me thinks. it soo pee,s me off when companies try this sort of thing.

defo mate... you cancel the DD, youll get max 3 chase up letters and the final one saying that if you don't make payment we'll cancel from your last payment received. no sweat for you. go to comparethemeerkat and get a free toy! 

[Kevin Wood]

Sounds like a complaint to the insurance ombudsman is in order.

[The Red Baron]

took a policy out on an omega 19th sept, just recieved a letter saying they are backdating the policy to the 4th may as the car was already in the household, & stuck Xhundred pounds onto the policy. do they have rights to do this?. the car was insured up until september via AA in the wifes name.
surely this cannot be done?. any advice welcome please.
jon

correct! you came to them for insurance in september, not may!!! 

it really does stink doesnt it. yet another good reason not to use kwik fitup.
i did speak to them earlier on the phone & the chap was adamant it was being backdated. one direct debit being stopped tonight me thinks. it soo pee,s me off when companies try this sort of thing.

defo mate... you cancel the DD, youll get max 3 chase up letters and the final one saying that if you don't make payment we'll cancel from your last payment received. no sweat for you. go to comparethemeerkat and get a free toy! 

im going to put the mv6 off the road for a while as it needs a bit of work, got a nice lpg 3.0l to play with now anyway with a different insurance company, so stuff em i say.
why cant companies play fair these days.

[The Red Baron]

Sounds like a complaint to the insurance ombudsman is in order.

i think you may be right there Kevin.

[Webby the Bear]

Sounds like a complaint to the insurance ombudsman is in order.

yup, which kwikfit will in the end want to avoid cos of the amount they get charged if a case goes to the FOS 

[Andy B]

took a policy out on an omega 19th sept, just recieved a letter saying they are backdating the policy to the 4th may as the car was already in the household, & stuck Xhundred pounds onto the policy. do they have rights to do this?. the car was insured up until september via AA in the wifes name.
surely this cannot be done?.
any advice welcome please.
jon

If insurance policies could be legally back dated then nobody would need to buy insurance. We'd wait till we needed insurance & then buy a back dated policy from before we crashed/were burgled/etc