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[dtnorth]

Hi,

I had a rear end shunt at 50 mph on Thursday evening in a
51 plate Omega Sport Saloon auto, 102,000 miles.

Both rear wings, the bumper and boot are screwed.

Other party admitted full liability as did their insurance company.

Does this look like a write off?

Any thoughts appreciated.

[albitz]

taking the likely value of the car into consideration ,i would be surprised if the insurance dont write it off.

[dtnorth]

Oh Bugger...

I'll probably get about a grand and end up with a clapped out mondeo....

At least the 17yr old idiot that drove up my arse totalled his Ford KA.

[albitz]

im no expert on values,its just that the labour charges from bodyshops to insurance companys these days are very steep,and new parts from vx are pretty extortionate as well. so cars seem to be declared written off a lot easier than you might have thought.one possibility may be to buy the car back from the insurance co. and get it fixed,but if the rear quarter panels are damaged then it will be a proper bodyshop repair job,whereas bolt ons like front wings,bumpers etc; can be much easier to do cheaply

[dtnorth]

Given that it may be written off.

How do you get to keep it in order that you can E-Bay off the remaining good bits?

[tomoco]

Big shame about your car mate

[albitz]

when i had a rear end shunt a few years ago the insurance assesor rang me up with a settlement figure for the car ,i asked if it would be possible to keep the car and have a slightly lower settlement figure,he rang back later with a different figure which suited me so i accepted.im not sure if all companys do it or not but if they are willing,take your time to do your sums on the figures before commiting to anything  ..........then there is your whiplash from the rear end shunt to think about also.

[dtnorth]

I'll miss the old girl if she has to go......... Strange how you get so attached to a hunk of metal and plastic.

I must admit, I'm very impressed with the RAC.

I contacted them for a tow home after the accident on Thursday Eve, which as it turns out I didn't need as I managed to drive home in the omega.

I only have the basic package, and they turned up this morning with a brand new Volvo V50 all charged to the third parties insurance...

Then the RAC' Legal team phoned.

Good Stuff......

I contacted my own insurer, Swiftcover and they were totally clueless,
despite my having submitted all of the details online.

Crap stuff....

[Big Fra]

Yup, sounds like a goner.
Sorry bud.

Knock back the first two offers unless you are really happy with it.
Buy the salvage back for pennies, strip all good parts off, alloys, hid's, recaro interior etc.

Scrap shell = £100

If you dont have the space then fair enough.

Get another miggy and you will at the very least have spares, if the next one you get is more basic, then upgrade, if it isn't, sell the stuff.

P.S. If you can get any literature confirming values of similar miggy's, then this helps raise the offer your ins comp will give you. Plus, tell them you are a club member and it's an enthusiast's car.

Should help!

[albitz]

it might be worth getting a quote from a bodyshop to fix it as a private rather than an insurance job (this is usually much cheaper) this would help you do your sums when dealing with the insurance co. although bear in mind if you want to sell it in the future the resale value will be reduced if they class it as cat.c write off. if you were hit in the rear at 50mph i would imagine you got a pretty sore neck from the impact ?

[dtnorth]

Strangely enough, I have had some bad headaches and weird pains since the accident.

Some legal rep from the RAC , contacted me this morning advising that I should contact him, should they continue.

I just thought it was the stress of the accident.

I braked to avoid a lamb which had run onto the road on the B4265
 in Wales.

There are no fences on this public highway and sheep wander around
as they please.

Anyhoo, the prat who had been driving so close up my tail that I couldn't see his headlights in the rear view, inevitably hit.

Surely the farmer must have something to answer?

 

[albitz]

i got hit at half the speed that you did and i head sore neck /headaches which lastes for quite a few weeks,previous to this i thought whiplash was a made up complaint for professional claimants to rip off ins. companies ,if i were you i would visit your gp and contact your insurance company. not sure about the farmers legal position with his sheep but the bloke driving too close behind you  who couldnt stop is completely to blame for what happened to you and your car.

[dtnorth]

A new thought.

Given that its under HP, do I contact the HP Provider?

[Timbuk]

Its a write off, no doubt about it but i think you may be surprised what the insurance offer you

[dtnorth]

Its not so much the money.   Just me and the old bitch have been through a lot together.

I'll miss the expensive old sow.

And I'm not going bloody "Green" as a result....