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Please play nicely.  No one wants to listen/read a keyboard warriors rants....

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Messages - D

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46
General Car Chat / Re: Omega replacements
« on: 19 July 2015, 15:11:16 »


slightly off topic of realistic omega replacements..... im going to go out on a limb and say the 458 is the prettiest ever car. I used to like the Modena 360 but that hasn't aged well in my opinion. still love the f430 and having driven one on a track I know theyre awesome. just got to save up thousands of pounds now  ::)

Prettier than:


47
General Car Chat / Re: The Economics of a new car
« on: 19 July 2015, 15:04:46 »
Your post just repeats the point I am trying to make. A person makes money to enjoy the niceties of life. If someone can afford to buy a new BMW then that doesnt make them stupid or abnormal. It just means that they have a disposable income that allows them to make a purchase without having to worry about it. NOT "more money than sense" as you state; simply more money than you can afford to spend/want to spend!

I presume you go on holidays? Isnt that wasting money? I mean why go on holiday when you could save money and sit at home?

Or why waste money buying prezzies at Christmas? Save that too. Only a fool would waste money on gifts that are going to be thrown away within a few months? Correct?

Statements like "I'm just the stupid kid from the local comprehensive" dont really help. What are you trying to prove? That you havent got a good education? Or a good job? Or a good lifestyle? I would think not. So keep it sensible. My mate who bought the 911 was also state educated and earns £175k per year, he is only 37. Why should he not buy a new BMW with that sort of a salary?

As to what I am doing hanging round here; I didnt realise there was a financial barrier to being a forum member. Could you clarify where that is in the forum rules?

In response to Tunnie, the best bank loan rates are 6.5 - 7.9% APR. Your example is 7.4% APR? So not that bad really. And you have the advantage that if your circumstances were to change, you can simply hand the car back and not worry about the last 5k. Remember a recent discussion by a member with a car with outstanding finance?

Also if you have a problem with the car and say you get to the point of having to reject it or you are having issues getting the dealer to sort out a problem with the car; then having the car on finance is very helpful as you can put the onus on the finance company to pressurise the dealer to sort out your problems. Friend of ours had a Golf R on finance with significant paint issues. The dealership was not helpful and it was the finance company that helped sort it out in the end (remember they own the car till you pay it all off, so have a vested interest in sorting out any issues with it).

It is similar to credit card purchases. I put everything through my credit card (greater than £100) as then I get protection via my credit card (Section 75 of the Consumer Credit Act). This may be the deposit on a new or used car. As long as it is over £100.

48
General Car Chat / Re: The Economics of a new car
« on: 18 July 2015, 19:06:16 »
Ok, since you are asking. My friend claims mileage on his work related trips. Contract dictates car must be less than 5 years old. So any Omega is out of the question.

So he decides to buy above car as per above plan. That works out to a cost of £5.46 per day over the first 4 years. No MOTs to worry about. Breakdown cover included for the first 12 months inc european recovery. Reasonably spacious hatch, smells nice as opposed to a 12 years old banger Omega like mine. Doesnt drip oil or leak from the sunroof like mine. Doesnt need to spend hours on an internet forum looking for help to sort out a variety of problems. In return he gets 50ppm as business mileage.

Could you suggest an alternative? That isnt more than 3 years old (otherwise he would have to change his car in 2 years time). Could he rent a car for £5.46 a day? He could perhaps lease but I dont think he would save much if any at all.

Some things work for some people. Just because you prefer to curtail your expenditure on your car does not mean every one has to follow the same path in life. People can choose what they want to buy and at what price. Not everyone wants to have an unreliable 12 year old banger and get their hands dirty every weekend.

My best mate has just purchased a 911 GT3 RS. No finance involved. But he is happy with the car/price/maintenance costs etc. Just because I cannot afford the same car does not make his purchase wrong in any way or form.

Of course not. If somebody wants a Porsche gt3 then bloody go for it I say. But, I'd also still say, don't buy new. As said by the guys previously, "unless it's a business decision" type of thing. :)

Arguably given our roads he'd still be better off with an omega for example, but if you have the passion for a car and the cash, damn right. :y

I disagree. Why should you not buy new if you can get a good deal (as per LD's post above, there are deals to be had), can afford it and want the luxury of a new car?

Do you buy second hand gifts for your family for Christmas? What about left overs from your local chippie for breakfast? Second hand pacifier for your baby? Or even used undergarments and shoes off ebay (they are there if you look)?

People have different priorities and disposable incomes. So just because the OP likes running a 10+ year old car, driving extremely slowly to save fuel and getting his hands dirty on the weekend does not mean the rest of the world has to follow suit. In fact be thankful that some people do spend money on new cars that enables you to pick up a used bargain 10 years down the line.

49
General Car Chat / Re: The Economics of a new car
« on: 17 July 2015, 16:43:04 »
Ok, since you are asking. My friend claims mileage on his work related trips. Contract dictates car must be less than 5 years old. So any Omega is out of the question.

So he decides to buy above car as per above plan. That works out to a cost of £5.46 per day over the first 4 years. No MOTs to worry about. Breakdown cover included for the first 12 months inc european recovery. Reasonably spacious hatch, smells nice as opposed to a 12 years old banger Omega like mine. Doesnt drip oil or leak from the sunroof like mine. Doesnt need to spend hours on an internet forum looking for help to sort out a variety of problems. In return he gets 50ppm as business mileage.

Could you suggest an alternative? That isnt more than 3 years old (otherwise he would have to change his car in 2 years time). Could he rent a car for £5.46 a day? He could perhaps lease but I dont think he would save much if any at all.

Some things work for some people. Just because you prefer to curtail your expenditure on your car does not mean every one has to follow the same path in life. People can choose what they want to buy and at what price. Not everyone wants to have an unreliable 12 year old banger and get their hands dirty every weekend.

My best mate has just purchased a 911 GT3 RS. No finance involved. But he is happy with the car/price/maintenance costs etc. Just because I cannot afford the same car does not make his purchase wrong in any way or form.

50
Link

Same price, better after sales service.

51
General Car Chat / Re: Signum tyre choice. Advice please.
« on: 11 July 2015, 14:38:14 »
Interesting. 2 different tyre sizes. Fair enough then.

52
General Car Chat / Re: Signum tyre choice. Advice please.
« on: 11 July 2015, 14:23:56 »
So what you are essentially stating is that most Signum owners are cheapskates who are happy to fit the wrong size tyre to save money and risk affecting the handling and more importantly void their insurance? I would presume your insurance, if notified, would charge more plus the admin charge which would then effectively wipe out any savings you make?

Just fit the correct tyre. Or is it time to sell this car as well?  :o

Edit: Eagle F1 would get my vote.

53
General Discussion Area / Re: Quad electro static speakers.
« on: 04 July 2015, 11:07:36 »
Didnt they use bulgin plugs. I think the latter ones had IEC conectors? Or perhaps the IEC was a owner retrofit? A lot of these are modified by previous owners.

54
General Discussion Area / Re: Car for the wife
« on: 04 July 2015, 10:47:43 »
I wondered how long it would take for realisation to dawn  ;D.

90bhp ≠  getaway from roundabouts quickly.

Still it only took 5 pages and around a week. Not bad!

55
General Discussion Area / Re: Quad electro static speakers.
« on: 30 June 2015, 20:58:54 »
Have you actually got a pair of ESL57's?

What are you driving them with?

56
General Car Chat / Re: A package arrived this morning.
« on: 27 June 2015, 12:20:14 »
With no experience of a Signum, I cannot comment directly.

But on a ST the Bluefin did wonders. Ok it was FWD, but manual. Quicker of the line, definitely more power and faster around Brands hatch, Snetterton and Cadwell (Bluefin and Dreamscience). Similar experience with a 335i with standard auto.

That was just us driving and using a simple timer. No fancy racelogic box etc. In fact I would question why straight line acceleration would be a useful marker to any of use who don't have the use of a so called private test track with a straight stretch of road.

So not snake oil at all. Remember there might be issues with your car that you are not aware of that the remap may be exposing. Is your clutch upto scratch? Some of the ST owners had issues and we eventually identified that they were suffering from clutch slip and once the clutch was upgraded they were able to appreciate the benefit of the remap. Alternatively it may be that the Signum is not capable of handling a power upgrade (transmission, gearbox or tyres). I suspect if they were selling snake oil they wouldnt be offering a full refund policy.

57
General Car Chat / Re: A package arrived this morning.
« on: 27 June 2015, 11:34:13 »
Most recent auto boxes tend to learn your driving pattern and adjust to it. I remember with my BMWs there was a way to reset the gearbox to adapt to a new owner/remap.

Does the insignia have such a facility. May help adapt to the map better.

58
General Car Chat / Re: A package arrived this morning.
« on: 27 June 2015, 11:27:56 »
How does this bluefin work... Does it remap & then get unplugged or do you leave it plugged in to enable you to fiddle about as you're running ?

+1

Never see or heard of this set up. Always wanting to learn tho  :)

Anyone?

Connect to OBD, let it load the new map, takes a few mins, then unplug and drive. And usually enjoy. Unless you have bought the wrong car with the wrong gear box.  :-X

59
General Discussion Area / Re: Car Insurance
« on: 26 June 2015, 20:12:59 »
I bow to your superior knowledge and car  :P

60
General Discussion Area / Re: Car Insurance
« on: 26 June 2015, 20:01:35 »
Standard practice for LV. In fact when I sent ours in, they noticed that I had made a mistake on my wife's pass date and got a refund on my premium. Other insurers have asked for NCB, DL etc.

It is a reasonable request though and you can always scan and email them the required documents.
I've just left LV after five years, gone to Aviva. LV never asked for anything, aviva never asked for anything.

Cannot complain, if they had not asked, I wouldnt have got the £75 refund.

Aaah I forgot, its the wheezy Astra. I dont think anyone really cares, thats probably why.  ;D

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