Print

Please login or register.
1 Hour 1 Day 1 Week 1 Month Forever
Login with username, password and session length

[omega3000]

Does anyone know if we get charged more for a soft top car for insurance purposes ? ie : an escort tin top versus an escort soft top ? I would of thought it would be more for the soft top as its easier to break into plus the cost of replacement hoods when they get torn 

[symes]

Bet they would mate but convertibles very popular here-why I dont know as the 2 days of summer are usually when you dont have time to drive

[omega3000]

Bet they would mate but convertibles very popular here-why I dont know as the 2 days of summer are usually when you dont have time to drive

I suppose if the soft top was garaged it would make a difference to the insurance rather than just parked out on the street over night ..

[symes]

oh yeh they like -off road parking,kept in garage , love it if you got alarmed garage too. areyou thhinkinking of getting ragtop??? some of these modern ones look gay sorry but they do and agree with Clarkson when he said only person who looked good in back of convertible was A.H( german guy had failed European tour) Luckily

[omega3000]

oh yeh they like -off road parking,kept in garage , love it if you got alarmed garage too. areyou thhinkinking of getting ragtop??? some of these modern ones look gay sorry but they do and agree with Clarkson when he said only person who looked good in back of convertible was A.H( german guy had failed European tour) Luckily

yeah agreed there , but some of the older ones dont look too bad .
Just always wondered if the insurance was higher .
Next car if any that i get will be tax exempt , thats for sure 

[symes]

oh yeh they like -off road parking,kept in garage , love it if you got alarmed garage too. areyou thhinkinking of getting ragtop??? some of these modern ones look gay sorry but they do and agree with Clarkson when he said only person who looked good in back of convertible was A.H( german guy had failed European tour) Luckily

yeah agreed there , but some of the older ones dont look too bad .
Just always wondered if the insurance was higher .
Next car if any that i get will be tax exempt , thats for sure 

any vehicle registered before march 1973 counts mate.If you look on logbook where it says Tax class- it should state Historic-hope that helps.

[martin42]

some are cheaper to insure than a hardtop,mines about the same as the omega with a thatcham 1 alarm fitted

[BazaJT]

I  believe  that to qualify for the historic class and therefore tax exemption the criteria is that the vehicle in question must have been built[but not necessarilly registered]on or before December 31st 1972.

[omega3000]

some are cheaper to insure than a hardtop,mines about the same as the omega with a thatcham 1 alarm fitted

Is that fully comp martin ?
I thought it would have been cheaper than for the omega 

[the alarming man]

well there is a story my v8 discovery is cheaper to insure than my 2.2 omega....and thats on a ordinary policy and there is not much difference to the age of the car

[martin42]

yes its fully comp,i never bother with anything less,and 8000 miles usage and a named driver

[omega3000]

well there is a story my v8 discovery is cheaper to insure than my 2.2 omega....and thats on a ordinary policy and there is not much difference to the age of the car

 

That's a shock .

[martin42]

for some reason 4x4's are cheaper to insure.

[omega3000]

for some reason 4x4's are cheaper to insure.

But the road tax is a lot more isn't it ? Friend of mine pays over £400 a year 

[martin42]

depends what year you buy