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[dbug]

Got my renewal quote for the Jag last week - up 20% on last year.  Now got 3 other quotes on as near as damnit same basis - 1 in particular very competitive.  Contacted my current long term insurer (Direct Line) and got put through to their "loyalty dept" (I've been with them for years and have another car insured with them).  They checked my details and said they had no information about my speeding conviction back in Jan 2012, despite me being able to give them the date I advised them of it and the name of the guy I spoke to, plus offered to forward a copy of my letter of confirmation of that phone conversation.  Guy stated that my renewal premium was now + a further £100, to cover next years policy plus monies I owed them for not advising that offence (SP30) at the time!  Said not my problem they couldn't enter correct info onto their database, and in view of competitive quotes on original renewal premium, was looking for a premium reduction (that worked last year).  Guy said I'll cancel your renewal then, and seemed extremely suprised when I said OK consider it cancelled at the end of current policy (think I called his bluff).  Brilliant customer service from the Customer Loyality Dept!!

Now got follow on policy set up, better conditions, from Churchill saving me approx £130/annum off original renewal premium.  Will be cancelling renewal on other car with Direct Line at end of policy. 

Short sighted of Direct Line as there have been no claims on either policy in last 20 years.

Now paying less than £300/annum, fully comp, protected ncb, legal cover etc on the Jag, with further discounting when other car transferred to Churchill.

Reasonable result I think

[ozzycat]

im insure so bye bye co-opd with the co-op at the moment just had my renewal £ 250 decided to ring round seen as co-op wouldnt go lower got it with kwik fit through the meercats at £117 beter policy on a 2. scenic

[horsecow]

Well done mate. They just keep sticking the arm in don't they? Probably thought that seeing as you'd been a customer for so long you wouldn't cancel!!

[martin42]

i was with them for a few years,last time i couldnt afford to insure car at that time and they slapped an extra £200 ish on top of original quote,called them,they didnt give a toss so went somewhere else and a lot cheaper

[TheBoy]

I think you have to move regularly, as all these companies milk loyal customers.  I left Direct Line some time ago due to their lack of willingness to be anywhere near competitive.

The SP30 bit though, thats crazy. Idiots.

[TheBoy]

I think I pay just over £500 for 2 Omegas, both with declared mods, 20k per annum each, and business use. Protected NCB and all that guff as well. No breakdown though, as I have that seperately.

[dbug]

I think you have to move regularly, as all these companies milk loyal customers.  I left Direct Line some time ago due to their lack of willingness to be anywhere near competitive.

The SP30 bit though, thats crazy. Idiots.

Yep that focussed my attention somewhat.  The guy I dealt with was a totally arrogant rsol - just didn't seem to believe that I actually called his "bluff" and cancelled.  Suspect the "extra" £100 was there to be removed to show how caring they were!!

[05omegav6]

I think I pay just over £500 for 2 Omegas, both with declared mods, 20k per annum each, and business use. Protected NCB and all that guff as well. No breakdown though, as I have that seperately.

Try £2400 for my two, both fully comp one has no NCB due to only having one car before Feb, tother full Public Hire insurance, including £3mill liability...

[dbug]

I think I pay just over £500 for 2 Omegas, both with declared mods, 20k per annum each, and business use. Protected NCB and all that guff as well. No breakdown though, as I have that seperately.

Yep the Jags now just under £300, and the Omega is currently at around £230 - we'll see what the renewal is - although on principle I will cancel Direct Lines renewal.

I have insurance on the TR (classic policy), fully comp £60/annum, agreed value, fixed mileage.

[YZ250]

Ironically, I cancelled with Churchill after about twenty years loyalty to them with no claims. The insurance cover was fine but I had to cancel the automatic renewal every year and then take out the same policy with them each year to keep the 'new customer' discount. They got a bit huffy about it a couple of years ago so I deserted them and switched insurers and saved £100.
As said, loyalty counts for nothing so I'll probably have to switch again soon. 

[dbug]

Ironically, I cancelled with Churchill after about twenty years loyalty to them with no claims. The insurance cover was fine but I had to cancel the automatic renewal every year and then take out the same policy with them each year to keep the 'new customer' discount. They got a bit huffy about it a couple of years ago so I deserted them and switched insurers and saved £100.
As said, loyalty counts for nothing so I'll probably have to switch again soon. 

Tell me more - I didn't get that

[johnnybbad]

The crazy thing is that Direct Line and Churchill are basically the same company ( different trading names of UK insurance Ltd )

[YZ250]

Ironically, I cancelled with Churchill after about twenty years loyalty to them with no claims. The insurance cover was fine but I had to cancel the automatic renewal every year and then take out the same policy with them each year to keep the 'new customer' discount. They got a bit huffy about it a couple of years ago so I deserted them and switched insurers and saved £100.
As said, loyalty counts for nothing so I'll probably have to switch again soon. 

Tell me more - I didn't get that

You probably automatically did as a new customer to them. 
Introductory price for new customers for first year only, so I kept cancelling the annual renewal and gave them the 'saved' online quote over the phone. Got away with it for quite a few years, simply by cancelling the automatic renewal and then phoning them up straight away to start a new policy.   

Quote from Churchill website:

80% off for 8+ years No Claim Discount
This is an introductory discount to reward safe drivers.

HTH

[YZ250]

The crazy thing is that Direct Line and Churchill are basically the same company ( different trading names of UK insurance Ltd )

The guy I work with phoned up Admiral insurance, then Bell and then Elephant. He was asked by Elephant what his best quote was, so he gave her a ridiculously low price and said it was quoted by Bell. The woman laughed and said 'nice try sir, but I should explain that both Bell and Elephant are part of the Admiral Group, so I'm well aware of what sir has been quoted'. 

[Shackeng]

im insure so bye bye co-opd with the co-op at the moment just had my renewal £ 250 decided to ring round seen as co-op wouldnt go lower got it with kwik fit through the meercats at £117 beter policy on a 2. scenic

Snap, After receiving renewals for my 2 Omegas - separate policies - did some work and changed from AA to LV for a total saving of £275. Still on separate policies, but giving me full 9yrs NCD on both cars, despite only having 2 years ownership of 2nd one.

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