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[TheBoy]

Words rather fail. The insurance are bloody useless. Used condom smeared in dogshit does not do it justice 

The requirement changes on a hour by hour basis, and are beginning to really piss me off 

Anyway, I know need quotes to clear the rubble (BUT not the contents (remains of)), but I'm not sure who I should be looking for. Is there a specific trade that does this sort of thing?

[Rog]

Words rather fail. The insurance are bloody useless. Used condom smeared in dogshit does not do it justice 

The requirement changes on a hour by hour basis, and are beginning to really piss me off 

Anyway, I know need quotes to clear the rubble (BUT not the contents (remains of)), but I'm not sure who I should be looking for. Is there a specific trade that does this sort of thing?

The mind boggles  as to how that happens

[omegod]

Skip and a couple of polish labourers ?

[ronnyd]

Find yourself a decent fly tipper

[steve6367]

Are you having it rebuilt? If so building firm should be able to arrange whole job including clearance?

Steve

[chrisgixer]

Sorry, are you suggesting the insurers are expecting the rubble from the building to be cleared...

...but NOT the contents of the garage among the rubble?

[chrisgixer]

I'd just order a skip and do it myself.

Then send them the bill under a private company name. If you have one. First jumping through the quotes hoops.

[TheBoy]

Are you having it rebuilt? If so building firm should be able to arrange whole job including clearance?

Steve

This was the line the insurers were going down, until I pointed out the error of their ways.

Unfortunately, any builders are unable to quote, as they have to include driveway damaged, patio damage, and lots of other damage that is unknown when its under tonnes of rubble. As the floor has lifted significantly - 30" in places - the foundations need to be inspected before quoting.

[TheBoy]

I'd just order a skip and do it myself.

Then send them the bill under a private company name. If you have one. First jumping through the quotes hoops.

I'm getting towards doing that anyway, but giving I'm still struggling with my ribs, and it would have to be done at a certain speed (as the insurance's own clearers need to be there at the same time to document what is found), its beyond my current capabilities. Some parts, like some of the floor sections, would need mechanical aids I suspect.

[grain.ben]

TB, you should organise your own skip and then organise an OOF members day at your place to help with the clear up, OOF style 

[TheBoy]

Sorry, are you suggesting the insurers are expecting the rubble from the building to be cleared...

...but NOT the contents of the garage among the rubble?

That seems to be the case, yes. Unfortunately, we have just one contact for our insurance, and he is nigh on impossible to get hold of. And he dropped the bombshell that his contractors were unable to do the clearup at 6pm last night, along with an additional bombshell that he was on leave next week.

The implication is his contractors (the ones that have now said they can't do the clearup) need to be onsite at the same time as the rubble clearers. So you know how impossible that is going to be to arrange.  The trouble is, the requirements change every time you speak to the insurance guy.

Now to further complicate matters, my insurance company do not want to liase with my neighbour's insurance company, for reasons that do not get a response when queried, so it looks like we (neighbour and I) have to get our bits of the clearup done seperately, without disturbing anything on the other side. Precisely how that is possible is, again, beyond me.


I can't help but feel its all a stalling game. We'll be 3 weeks in before he'll even see any quotes for clear up, then probably a week or 2 before that can be approved and start, then a couple of weeks for rebuild quotes, then a month or more to rebuild (it may need planning permission to rebuild as it was, so maybe 2-3 months).  I can see this dragging in to next year.

In the meantime, I can't get the contents replaced, as we have nowhere to store them.


To say I'm extremely pissed off does not do it justice 

[Varche]

How about buying a cheap but secure metal motorbike shed that is lockable in the meantime? Store your stuff in that.

Then when garage rebuilt sell the metal shed S/H and recover most of your outlay.

[tunnie]

Bloody Hell J. Have to tell me who you are insured with when I'm back, name and shame this terrible company.

How exactly can you clear you side without affecting next door? That's bloody impossible! Take photos of the site, then complain maybe? List what they are asking and show how insane it is?

[TheBoy]

Lack the room, Varche. Also, security could be a problem if it was broken into, as its still a "shed" not a brick structure.

[TheBoy]

Bloody Hell J. Have to tell me who you are insured with when I'm back, name and shame this terrible company.

How exactly can you clear you side without affecting next door? That's bloody impossible! Take photos of the site, then complain maybe? List what they are asking and show how insane it is?

The guy has seen the site, which is why he always sees the error of his ways on the rare occasion I can get hold of him.


Obviously, the window fitters can't replace the windows until the rubble is gone, and we're expecting more heavy rain later. More towels on the windowsills, grrr.