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[Crazycarzowner]

That bobbys talking codswallop!!!! The insurers don't instruct the police to do anything, the insurance is technically a 'civil' matter between 2 parties and they have no bearing on what (if any) action we take. In what you've described thats failing to drive 'without due care & attention' any day of the week! Did you have any independent witnesses???

[Stuart30]

That bobbys talking codswallop!!!! The insurers don't instruct the police to do anything, the insurance is technically a 'civil' matter between 2 parties and they have no bearing on what (if any) action we take. In what you've described thats failing to drive 'without due care & attention' any day of the week! Did you have any independent witnesses???

The Officer who attended was a Special (In no way knocking the bloke,just wondering if he was clued up as a full time Officer) and the Person who I went to see at the Police station was what I assume was a civilian.

The officer who attended the Crash took notes in his pocket book...but said he wasn't doing a report as no injuries to either party,but did suggest he would attend the other drives address (400yrds from collision) as I said he seemed very disorientated,much more than you would reasonably expect...which made me think he had been on the sauce.

Its this reason ive phoned local station to get an update and was told there wouldn't be one as nothing was being looked into...only after ive got a bit wound up and said my wife has whiplash type injuries and im not happy he gets to walk away scot free they agreed to do a Report at local station.

Insurance have said pursuing the other driver is nothing to do with them other than costs and that I should speak to Police again...trouble is they seem to think its a minor bump and what's all the fuss about.

[Crazycarzowner]

The Officer who attended was a Special       

Should have been breathalysed at the scene, as part of the course, its the 3rd thing I do at a RTC. 1st make sure ME & the scene is safe, 2nd make sure everyones alright or not (as the case may be) 3rd make em blow!!!!

Its a shame really for Specials, expected to do a job with very little training, beat bobbies usually shy away from anything traffic orientated because they don't know what they're doin. Still its a sign of the times I'm afraid 

[Stuart30]

The Officer who attended was a Special       

Should have been breathalysed at the scene, as part of the course, its the 3rd thing I do at a RTC. 1st make sure ME & the scene is safe, 2nd make sure everyones alright or not (as the case may be) 3rd make em blow!!!!

Its a shame really for Specials, expected to do a job with very little training, beat bobbies usually shy away from anything traffic orientated because they don't know what they're doin. Still its a sign of the times I'm afraid 

Well your not going to believe the latest...the bloke who hit my wife,who"s details I took down,the guy I gave the details to the Policeman...the very same guy who"s car has his Intials as his Private plate.

Has told his insurance company that he had NO accident...wasn't there and knows nothing about it.

My insurance wrote to me asking to make contact with them...its then they said this chap reckons he wasn't involved and has no idea what your talking about.

So ive offerd so fax them the note he details his name/address/telephone number/insurance company...oh well that would make it hard for him to say he wasn't involved,to which ive replied with a description including age and faciual hair along with the "Im a Toff" clothes he was wearing.

Ive phoned the Police again and again ive stated that I feel that given the fact the driver failed to Give way (Insurance accessor has confirmed Gemma couldn't have been at fault due to location of damage)...cuased injury and has now denied any knowledge of the crash...surely they have grounds to take things futher.

Ive also got an independent witness (my next door neighbour who took me in his car) who see the other driver and parked his car next to the car that cuased the crash.

Sadly seems the police will not or cannot do anything...despite this crazy bastard driving around putting people at Danger.

Damn sure if a 20 stone bloke who is 6.2ft smashed his face in the police would show an intrest.

[YZ250]

..............
Has told his insurance company that he had NO accident...wasn't there and knows nothing about it.
...............

Will he still maintain his innocence when you mention the photo's you took while at the scene.   

[ted_one]

It seems to me that getting justice in this country is a struggle because a lot of it is only available if you can pay. Insurance companies are more inclined to make you jump through hoops and ignore the fact that they should be going after the arrogant knobhead that has caused you all this grief.Also very disappointed in the fact that the police are showing no interest in the fact that there seems to be a clear case to be answered to by the other driver,as he's denying any involvement.....lying retard

[05omegav6]

Probably the same pompous moron driving his eight year old Lexus the wrong way around the North terminal car park yesterday evening inspite of twenty odd people telling him through his open window just how retarded he was

And the next I encounter doing a three point turn at the entrance barrier to the South Terminal car park is going to find two tons of E Class buried in the drivers door

[jonathanh]

quite seriously, my suggestion here is to work with your insurance company - maybe they provide some legal support.
If not then get a quote from a local body shop for the work - or perhaps two quotes.  Write to him explaining that you are demanding payment and that you give him 30 days to settle.  He can of course pass to his insurers if he wishes.  also write to his insurers who have a statutory responsibility to take on the liability.

wait 30 days, chase, wait 15 days more and then threaten court action.  If you get nothing else, issue small claims proceedings.

how do I know this works - 'cos I've just taken on royal and sun alliance the same way and got them to pay out.

remember you have his evidence and witnesses so he'll back down on lose in court.  you just have to fight

[YZ250]

quite seriously, my suggestion here is to work with your insurance company - maybe they provide some legal support.
.........

Agreed. 
As I've previously posted on other threads, when my son was in a similar position, (left hand drive lorry hit him on a roundabout) Admiral Insurance instructed their team to follow it up to do their best to prove fault, so that they could claim their money back.     They just phoned my son to make sure he agreed to them doing so. Should add that this was after he had claimed for the damage to his car. In his case he was successful in proving the other party was at fault, so he had all of his excess and his No Claims reinstated. 

[Stuart30]

Probably the same pompous moron driving his eight year old Lexus the wrong way around the North terminal car park yesterday evening inspite of twenty odd people telling him through his open window just how retarded he was

And the next I encounter doing a three point turn at the entrance barrier to the South Terminal car park is going to find two tons of E Class buried in the drivers door

Bugger me with a hot poker..he was 20/30 years old id say that was him.. (If fact if someone photo shopped Blood red trousers (the sort only Toffs wear) and brown brogues that could be a Photo ID of him...just so happends ive given details of his grey haid and grey facial hair,to Insurance just last night

Update from Insurance (Ive phoned them) and it seems a letter landed today from A N Other stating it was indeed my wifes fault as she refused to give way,even the claims handler was saying "Hang on here I thought his insurance denied on his behalf of any knowledge of said collision,yet quite clearly he says here that it was your wife who drove into him".

Also turns out that they have two different names from the insurance company giving one and a letter addressed directly to my insurance with a different name.

They said under data protection they couldn't give the second name...

So im now thinking a male in his 60"s - 70"s driving a New ish Vectra C...doesn't stop at the time,but returns possibly upto 10 mins later,very shaken and blames my wife for the accident...gives his details and buggers off before Police arrive.

Well if he wasn't the policy holder (The policy holder denies any knowledge of the accident) he could be the named driver,as Gemma is on my policy,id say that his name would appear on the insurance data base,so I doubt he was a named driver.

Due to his age and his dress sense (upper middle class toff) im now thinking maybe he borrowed his son/daughter/wife's car for what ever reason thinking the chances of a prang is minimal so why worry,hit the wife and tried to make out its her fault.

The more worrying thought I had is what if the old boy has had license revoked due to health or age...or even worse banned for drink driving (the special did say that the blokes age range were the worse offenders).

Yes the above is wildly speculative...but why would he give false details (which I feel has been proven as Mr * * **** has denied all knowledge of the collision)...so the driver has something to hide,if he didn't then a simple admission of guilt to a pretty minor (in the grand scheme of things) bump would have seen this wrapped up a week ago.

Now we have the Policy holder stating they have no knowledge of the collision and the driver (who ever that is) stating my wife drove into them,despite the damage to her car being consistant with a car driving into her.

The claims handler asked me to explain the collision...ok so look at a clock (not digital you silly boy),My wife joined the roundabout at 6 o"clock...passed exit at 8  o"clock...started passing the entry to roundabout at  10 o"clock,when Mr **** hit her Front near side wing/wheel she was approx. at the 11 o"clock/12 o"clock  postion.

This impact made her loose control (Track rod bar snapped causing both  her wheels to point in at a 45 degree angle)..hitting the roundabout and coming to a stop Between 3  o"clock and 4  o"clock (4  o"clock is the entry from opposite direction) causing the traffic to stop and avoid hitting her.

Soon as id given that long winded explanation he said straight away..."How can he possibly say your wife is at fault as she was already on the roundabout as she had already passed the 1st exit...what a bizarre man".

Think this is going to drag on...however the good news is the insurance acceser states the damage is £2750 to fix...so we agreed over the phone to £1950 with car bought back for 20%.

Picked up a lovely Executive spec Galaxy (6 leather seats,all recline with built in sat nav) for a bargain price (lucky just had my tax rebate)...so all happy on that side.

Sadly the wife is feeling banged up and is doing a genuine (no really it is) personal injury claim...nothing huge but had two weeks off work now and physio Tuesday...poor cow still nervous about driving.

[Shackeng]

As said before, tell your wife not to be fobbed off her injury claim, my wife still suffers pain from an identical incident, although far less damage than yours!

[Stuart30]

As said before, tell your wife not to be fobbed off her injury claim, my wife still suffers pain from an identical incident, although far less damage than yours!

Yes fully agree and did take note to your post...im glad Gemma is oblivious to people who point the finger and label claimers as Ambulance chasers.

She just wants to recover what she has lost.