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[Field Marshal Dr. Opti]

Does anyone have a Santander 123 account?

Mrs Opti and I have one each.

A letter from Santander dropped through the letterbox this morning informing us  the Interest rate will drop from 3% to just 1.5% in November.

The overdraft charges will also treble. The £5 monthly charge will remain.

Surely they can't keep calling it the 123 account from November.

[biggriffin]

A man of your incredible wealth, wouldn't notice a mear £600 loss, that's like lose change, to the richest man on oof, who lends money to the Rothschild's 

[Kevin Wood]

Bit of a pain, that, but, on the other hand, my mortgage is a lifetime tracker. That said, it might even start to make sense to overpay that with some savings.

It will be bad enough that we'll have to start investing in Omegas soon.

[Field Marshal Dr. Opti]

The rates at the Wellesley had dropped from 3.75% to 3.00%. Now a further drop to a 'piss poor' 2.25% ( with risk involved)

[Field Marshal Dr. Opti]

A man of your incredible wealth, wouldn't notice a mear £600 loss, that's like lose change, to the richest man on oof, who lends money to the Rothschild's 

BG.....I believe you are confusing me with Mr Tunnie. Does he still own that 'shag pad' in Kensington and Chelsea?

[TheBoy]

I think its been mentioned on here before.  But "we" voted to leave the EU, after being told that it would severely impact our financial stability, so we can only blame "ourselves".

[Doctor Gollum]

I think its been mentioned on here before.  But "we" voted to leave the EU, after being told that it would severely impact our financial stability, so we can only blame "ourselves".

Santander, being a Spanish bank are probably entitled to get a bit 'nervous'...

[Mr Skrunts]

I think its been mentioned on here before.  But "we" voted to leave the EU, after being told that it would severely impact our financial stability, so we can only blame "ourselves".

It was . . . http://www.omegaowners.com/forum/index.php?topic=137105.0

[Field Marshal Dr. Opti]

I think its been mentioned on here before.  But "we" voted to leave the EU, after being told that it would severely impact our financial stability, so we can only blame "ourselves".

It was . . . http://www.omegaowners.com/forum/index.php?topic=137105.0

I missed that.

I'm like the fat boy at the back of the class who doesn't pay attention.

[biggriffin]

Bit of a pain, that, but, on the other hand, my mortgage is a lifetime tracker. That said, it might even start to make sense to overpay that with some savings.

Now I'm no financial expert, but you should pay off you mortgage, with savings, then your mortage payments, become your savings account.

Think that's how it's meant to work

[STEMO]

Bit of a pain, that, but, on the other hand, my mortgage is a lifetime tracker. That said, it might even start to make sense to overpay that with some savings.

Now I'm no financial expert, but you should pay off you mortgage, with savings, then your mortage payments, become your savings account.

Think that's how it's meant to work

Not if the interest you receive on your savings is higher than the interest you pay on your mortgage. But I doubt that will happen in the next 50 years.

[Varche]

German banks are paying negative interest on current accounts.

i.e. you pay to have your money in them. Business Opening there Lord Opti.

Nowt to do with Brexit.

Now we had a power cut today. I balmed that on Brexit.

[Migv6 le Frog Fan]

UK economy is exceeding anyones expectations, so far, post Brexit.

[Doctor Gollum]

Could be worse, you could have two £540 car tax bills

[Mr Skrunts]

http://www.lloydsbank.com/current-accounts/club-lloyds.asp#tab-row-2

How's 4% sound on £4K+ balance . . . pay £1500 a month in and no account charges, few rules and limits though.

No interest paid over £5K balance 
There's a monthly charge of £5 if you dont pay the monthly £1500 in 
Needs 2 direct debits active per month.