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Author Topic: Need some advice from a finance guru  (Read 3480 times)

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Lizzie_Zoom

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Re: Need some advice from a finance guru
« Reply #30 on: 25 October 2008, 20:55:21 »

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I think gold is dropping a bit now.It may have gone past its peak. :-/


Gold is always a safe long term bet and increases in value over the years.  That is why all countries of repute keep, and try to increase their gold reserves. :y :y  It is the one guarantee that is true and solid behind their paper moneytrary system. 8-) 8-) 8-)
So why does our goverment keep selling all our gold reserves ? Dont answer ,forgot our goverment a bunch of incompetent buffons :y :y :y :y because we know this will really get Lizzie on a rant  ;D ;D ;D ;D

 ;D ;D ;D ;D ;D ;D ;D ;D ;D ;)  You know me only too well! ::) ::) :D ;)
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Marks DTM Calib

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Re: Need some advice from a finance guru
« Reply #31 on: 25 October 2008, 21:01:22 »

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Are you a women of hand bags & shoes?

Oh yeeeeeessssssssssssssss!!!!!!!    ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;)

Oh dear Pete, you have gone very quiet! :o :o  Have I scared you? :-?

Don't worry I stick to a wardrobe of just 33 pairs of shoes and buy two handbags on average every six months! ;D ;D ;D ;)

I actually have always spent more money on my large cars! 8-) 8-) 8-) 8-) 8-)

33 pairs of shoes.....what are you, a rather centipede!   ;D ;D :y

No Mark, it is so I have a different pair for each day of the month with at least two spares! ;D ;D ;D ;D ;D ;D ;D ;D ;)



................and if I was a centipeed I would still need another 67 pairs! ::) ::)  Now that's a thought!! :D :D :D :D ;)


Cough 17 more Cough ;D ;D ;D
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pete.h

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Re: Need some advice from a finance guru
« Reply #32 on: 25 October 2008, 21:02:31 »

All this talk of gold , high heeled shoes , and a woman who doesn't argue , blimey I need a lie down !!
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Golfbuddy

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Re: Need some advice from a finance guru
« Reply #33 on: 25 October 2008, 21:09:35 »

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I've £3000.00 to put into an account, i would like to be able to get at it as of when it's needed & i was wondering what's best.
I already have a maxed out cash ISA so that's not an option.
Does anyone have any recommendations as to which bank, building society or the like that would give me a good rate of interest & instant access.
Any suggestions greatfully received :y

PS. your account is not an option ;D

If you don't want to treat your better half to a replacement car, diamond ring, neckless or a two top designer dresses, then I recommend you invest in GOLD bullion!  

It is the only safe commidity that is gauranteed to hold its value and give you a good return. :y :y

Failing that just make sure wherever you place it the Government has a full money back guarantee in place. ;D ;D ;)

£3,000 invested in gold 12 months ago would now be worth only about £2,700.  :(

Find a high interest savings account and stomach the income tax or, just a thought, take a longer term view of the stock market. I hear that's quite low at the moment....  :-/
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albitz

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Re: Need some advice from a finance guru
« Reply #34 on: 25 October 2008, 21:14:24 »

A brave gambler could make a tidy profit (or lose their shirt) by putting money into shares for the medium term.
I heard a whisper about oil being discovered in Cameroon recently,could be worth a look.  ;)
« Last Edit: 25 October 2008, 21:14:47 by albitz »
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waspy

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Re: Need some advice from a finance guru
« Reply #35 on: 25 October 2008, 21:15:47 »

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I've £3000.00 to put into an account, i would like to be able to get at it as of when it's needed & i was wondering what's best.
I already have a maxed out cash ISA so that's not an option.
Does anyone have any recommendations as to which bank, building society or the like that would give me a good rate of interest & instant access.
Any suggestions greatfully received :y

PS. your account is not an option ;D

If you don't want to treat your better half to a replacement car, diamond ring, neckless or a two top designer dresses, then I recommend you invest in GOLD bullion!  

It is the only safe commidity that is gauranteed to hold its value and give you a good return. :y :y

Failing that just make sure wherever you place it the Government has a full money back guarantee in place. ;D ;D ;)

£3,000 invested in gold 12 months ago would now be worth only about £2,700.  :(

Find a high interest savings account and stomach the income tax or, just a thought, take a longer term view of the stock market. I hear that's quite low at the moment....  :-/

I thought of the stock market, but i may need to get my hands on the funds quickly. It looks like a high st account, which was my earlier question= which one :-/
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Lizzie_Zoom

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Re: Need some advice from a finance guru
« Reply #36 on: 25 October 2008, 21:21:23 »

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Quote
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I've £3000.00 to put into an account, i would like to be able to get at it as of when it's needed & i was wondering what's best.
I already have a maxed out cash ISA so that's not an option.
Does anyone have any recommendations as to which bank, building society or the like that would give me a good rate of interest & instant access.
Any suggestions greatfully received :y

PS. your account is not an option ;D

If you don't want to treat your better half to a replacement car, diamond ring, neckless or a two top designer dresses, then I recommend you invest in GOLD bullion!  

It is the only safe commidity that is gauranteed to hold its value and give you a good return. :y :y

Failing that just make sure wherever you place it the Government has a full money back guarantee in place. ;D ;D ;)

£3,000 invested in gold 12 months ago would now be worth only about £2,700.  :(

Find a high interest savings account and stomach the income tax or, just a thought, take a longer term view of the stock market. I hear that's quite low at the moment....  :-/

I thought of the stock market, but i may need to get my hands on the funds quickly. It looks like a high st account, which was my earlier question= which one :-/

The price of gold has just dipped, as it will every so often, but the long term trend is always upwards on a real piece of valuable commodity, unlike stocks and shares that purely have paper worth and unless you know exactly what shares to buy and when you can loose a lot of money as many have found out recently. :'( :'(  Indeed Gold is still more valuable now than it was 12 months ago - refer to chart below:

Gold Prices over the last 10 Years:



Anybody who requires further information on gold prices should go to:

http://www.goldprice.org/gold-price-per-gram.html
« Last Edit: 25 October 2008, 21:25:22 by Lizzie_Zoom »
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Marks DTM Calib

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Re: Need some advice from a finance guru
« Reply #37 on: 25 October 2008, 21:26:03 »

Plenty of choice, just make sure its a uk bank so you get the standard government protection. I personaly go for online banking for my convenience
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Golfbuddy

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Re: Need some advice from a finance guru
« Reply #38 on: 25 October 2008, 21:26:37 »

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Quote
Quote
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I've £3000.00 to put into an account, i would like to be able to get at it as of when it's needed & i was wondering what's best.
I already have a maxed out cash ISA so that's not an option.
Does anyone have any recommendations as to which bank, building society or the like that would give me a good rate of interest & instant access.
Any suggestions greatfully received :y

PS. your account is not an option ;D

If you don't want to treat your better half to a replacement car, diamond ring, neckless or a two top designer dresses, then I recommend you invest in GOLD bullion!  

It is the only safe commidity that is gauranteed to hold its value and give you a good return. :y :y

Failing that just make sure wherever you place it the Government has a full money back guarantee in place. ;D ;D ;)

£3,000 invested in gold 12 months ago would now be worth only about £2,700.  :(

Find a high interest savings account and stomach the income tax or, just a thought, take a longer term view of the stock market. I hear that's quite low at the moment....  :-/

I thought of the stock market, but i may need to get my hands on the funds quickly. It looks like a high st account, which was my earlier question= which one :-/

The price of gold has just dipped, as it will every so often, but the long term trend is always upwards on a real piece of valuable commodity, unlike stocks and shares that purely have paper worth and unless you know exactly what shares to buy and when you can loose a lot of money as many have found out recently. :'( :'(  Indeed Gold is still more valuable now than it was 12 months ago - refer to chart below:

Gold Prices over the last 10 Years:



Anybody who requires further information on gold prices should go to:
http://i282.photobucket.com/albums/kk247/lizziefreeman/GoldPrice.gif

That chart clearly shows that gold is standing about $70/ounce less than 12 months ago i.e. a 10% reduction.

Birmingham Midshires Instant Access currently pays 6.52%.  :y
« Last Edit: 25 October 2008, 21:28:16 by martin_saint »
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albitz

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Re: Need some advice from a finance guru
« Reply #39 on: 25 October 2008, 21:30:45 »

Thought it was my eyes. ::)
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cem_devecioglu

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Re: Need some advice from a finance guru
« Reply #40 on: 25 October 2008, 21:31:09 »

Another precious material which keeps its value is "Diamonds" ::)
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albitz

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Re: Need some advice from a finance guru
« Reply #41 on: 25 October 2008, 21:33:19 »

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Another precious material which keeps its value is "Diamonds" ::)
The flaw in that theory Cem,is that you could never prise them back from a woman if you wanted to cash in your investment. ;D ;D
« Last Edit: 25 October 2008, 21:33:42 by albitz »
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STMO123

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Re: Need some advice from a finance guru
« Reply #42 on: 25 October 2008, 21:34:40 »

Hmmm.......omega drivers talking about things that hold their value  ::)
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cem_devecioglu

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Re: Need some advice from a finance guru
« Reply #43 on: 25 October 2008, 21:34:52 »

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Another precious material which keeps its value is "Diamonds" ::)
The flaw in that theory Cem,is that you could never prise them back from a woman if you wanted to cash in your investment. ;D ;D

yep..you must keep them away from women ;D
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albitz

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Re: Need some advice from a finance guru
« Reply #44 on: 25 October 2008, 21:38:54 »

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Another precious material which keeps its value is "Diamonds" ::)
The flaw in that theory Cem,is that you could never prise them back from a woman if you wanted to cash in your investment. ;D ;D

yep..you must keep them away from women ;D
They can smell them from100 paces. ;D
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