As to ban or points. Not claiming any moral high ground here, just trying to explain things a bit...
As you are now on 11 points, do you think that the Court now thinks that you will take more care to avoid getting the 12th point and thus a 6 month ban? Generally the case....
You can get a ban for no insurance - its upto the Court.... Copied from Pepipoo...
Discretionary disqualification
Whenever an offender is convicted of an endorsable offence or of taking a vehicle without consent, the court has a discretionary power to disqualify instead of imposing penalty points.
Where a disqualification is for less than 56 days, there are some differences in effect compared with disqualification for a longer period; in particular, the licence will automatically come back into effect at the end of the disqualification period (instead of requiring application by the driver) and the disqualification is not taken into account for the purpose of increasing subsequent obligatory periods of disqualification.
In some cases in which the court is considering discretionary disqualification, the offender may already have sufficient penalty points on his or her licence that he or she would be liable to a 'totting up' disqualification if further points were imposed. In these circumstances, the court should impose penalty points rather than discretionary disqualification so that the minimum totting up disqualification period applies.