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Author Topic: stupid car insurance  (Read 1133 times)

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nick v6

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stupid car insurance
« on: 18 February 2009, 21:18:13 »
just setting up ann's car insurance
tried loads of places with ann as the main and me as second driver quotes of £1200 tpft

tried again as me as the main and ann as second driver
quotes of £1200 tpft

tried it just me on ann's car
quotes of £300 tpft and £450 fully comp

ann started to get upset as we would struggle to pay the £1200 a year

so i tried just ann on her own on the insurance
stupid insurance company's
ive been driving nearly 10 years and she gets a quote on her on
[size=8]£450 tpft[/size]


why :question
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nick v6

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Re: stupid car insurance
« Reply #1 on: 18 February 2009, 21:18:56 »
ann has only got a provisinal liecence
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Entwood

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Re: stupid car insurance
« Reply #2 on: 18 February 2009, 21:21:24 »
There are several sites that specialise in insuring women drivers on their own cars when there is another car in the household .. the surmise is that the womans car is little more than a school taxi/shopping cart, major trips are done in the the "other" car .. this leads to lower risk and lower premiums ..

Perhaps you've hit on one of those ??
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nick v6

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Re: stupid car insurance
« Reply #3 on: 18 February 2009, 21:23:14 »
i tried loads of insurance companys
quinn direct was the best in the end
she even gets free breakdown cover and home start
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Jimbob

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Re: stupid car insurance
« Reply #4 on: 19 February 2009, 07:45:04 »
Not sure....

But IF she is driving it on L plates, with you in the car..

it is YOU deemed to be in charge of the car - liable for points etc, so I think you MUST be insured on it too.

Could be talking crap though, but sure I have heard something along these lines.
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stuart30

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Re: stupid car insurance
« Reply #5 on: 19 February 2009, 07:55:41 »
Quote
Not sure....

But IF she is driving it on L plates, with you in the car..

it is YOU deemed to be in charge of the car - liable for points etc, so I think you MUST be insured on it too.

Could be talking crap though, but sure I have heard something along these lines.

Ummm yep... ;D

Well kind of...the driver gets points not the passenger.

However as your qualified i believe your supposedly in charge....unless you fall asleep and let ya mrs just get on with it. ;D :y

Maybe the high premium is partly down too the car....also how old is she...that would play a big part.
« Last Edit: 19 February 2009, 07:56:53 by stuart30 »
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nick v6

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Re: stupid car insurance
« Reply #6 on: 19 February 2009, 07:59:56 »
never ask a female her age ;D ;D

ive spoke to the insurance company and was told its me that pushing her insurance high
might be something to do with my points ;D ;D

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nick v6

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Re: stupid car insurance
« Reply #7 on: 19 February 2009, 08:01:00 »
Quote
Quote
Not sure....

But IF she is driving it on L plates, with you in the car..

it is YOU deemed to be in charge of the car - liable for points etc, so I think you MUST be insured on it too.

Could be talking crap though, but sure I have heard something along these lines.

Ummm yep... ;D

Well kind of...the driver gets points not the passenger.

However as your qualified i believe your supposedly in charge....unless you fall asleep and let ya mrs just get on with it. ;D :y

Maybe the high premium is partly down too the car....also how old is she...that would play a big part.

the driver of the car gets the points
i just get a slap on the wrist ;D
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stuart30

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Re: stupid car insurance
« Reply #8 on: 19 February 2009, 08:01:43 »
Quote
never ask a female her age ;D ;D

ive spoke to the insurance company and was told its me that pushing her insurance high
might be something to do with my points ;D ;D


Ahhh well that wouldnt help...not that id know having a clean license.... 8-) ;D ;D
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nick v6

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Re: stupid car insurance
« Reply #9 on: 19 February 2009, 08:03:04 »
Quote
Quote
never ask a female her age ;D ;D

ive spoke to the insurance company and was told its me that pushing her insurance high
might be something to do with my points ;D ;D


Ahhh well that wouldnt help...not that id know having a clean license.... 8-) ;D ;D

i get a clean liecence next year when the points come off 8-)

ann's 23 this year think that makes her the youngest member on thi site
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Jimbob

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Re: stupid car insurance
« Reply #10 on: 19 February 2009, 08:08:16 »
Quote
Quote
Quote
never ask a female her age ;D ;D

ive spoke to the insurance company and was told its me that pushing her insurance high
might be something to do with my points ;D ;D


Ahhh well that wouldnt help...not that id know having a clean license.... 8-) ;D ;D

i get a clean liecence next year when the points come off 8-)

ann's 23 this year think that makes her the youngest member on thi site


Not even close, we have a few members in their teens!
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nick v6

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Re: stupid car insurance
« Reply #11 on: 19 February 2009, 08:09:36 »
Quote
Quote
Quote
Quote
never ask a female her age ;D ;D

ive spoke to the insurance company and was told its me that pushing her insurance high
might be something to do with my points ;D ;D


Ahhh well that wouldnt help...not that id know having a clean license.... 8-) ;D ;D

i get a clean liecence next year when the points come off 8-)

ann's 23 this year think that makes her the youngest member on thi site


Not even close, we have a few members in their teens!

ill keep my mouth shut then :-X

 ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D
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stuart30

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Re: stupid car insurance
« Reply #12 on: 19 February 2009, 08:12:50 »
Quote
Quote
Quote
Quote
never ask a female her age ;D ;D

ive spoke to the insurance company and was told its me that pushing her insurance high
might be something to do with my points ;D ;D


Ahhh well that wouldnt help...not that id know having a clean license.... 8-) ;D ;D

i get a clean liecence next year when the points come off 8-)

ann's 23 this year think that makes her the youngest member on thi site


Not even close, we have a few members in their teens!

Yep and a few coffin dodgers,,,,,, ;D
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Marks DTM Calib

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Re: stupid car insurance
« Reply #13 on: 19 February 2009, 08:36:04 »
Quote
Not sure....

But IF she is driving it on L plates, with you in the car..

it is YOU deemed to be in charge of the car - liable for points etc, so I think you MUST be insured on it too.Could be talking crap though, but sure I have heard something along these lines.


Nope, you dont need to be insured but, obviously the driver does
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amigov6

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Re: stupid car insurance
« Reply #14 on: 19 February 2009, 20:32:09 »
Beware of online quotes from confused.com & the like. One well known company gave a quote of £167 tpft on the BMW 328i, when i phoned for cover i was quoted £600+ & fobbed off with some silly excuse. Needless to say i gave them nothing.
    Cheats never prosper.
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