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Author Topic: Car Insurance  (Read 1202 times)

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PhilRich

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Car Insurance
« on: 25 January 2011, 23:00:50 »
Last years was £180 + shrapnel after Saga reduced their renewal by £104 because of a 'Price Match Guarantee'.  Fully Comp, Courtesy Car, Protected NCD.
This year they want £274, which is a bit less than they originally wanted last year even though I have fitted LPG since then, so had a look around 'on the offchance' & found Aviva (cheapest) quoting £248 with Legal cover included as well. Went on 'TopCashBack' as Aviva is offering £60 cashback for new policies & signed up there & then. So, this years insurance is costing effectively £184! :y
Even if the cashback doesn't come through, I couldn't have got a renewal for less with Saga as this Policy is better than the one they offer & they wont price match! :-? It's a rare old game this Insurance lark aint it?  ;D
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Webby the Bear

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Re: Car Insurance
« Reply #1 on: 25 January 2011, 23:26:19 »
thats peanuts.  :)
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Xplicit 2.0

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Re: Car Insurance
« Reply #2 on: 26 January 2011, 10:10:04 »
Quote
thats peanuts.  :)
indeed... especially compared to the £900 odd i pay
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jonnycool

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Re: Car Insurance
« Reply #3 on: 26 January 2011, 10:23:01 »
Quote
Quote
thats peanuts.  :)
indeed... especially compared to the £900 odd i pay
:o :o :o
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Field Marshal Dr. Opti

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Re: Car Insurance
« Reply #4 on: 26 January 2011, 10:32:21 »
Yes.....I usually pay in the £170-£220 region.....Being a wrinkly has it's advantages Phil....(Cheaper car insurance being about the only one as far as I can see.. :'( :'()
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Xplicit 2.0

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Re: Car Insurance
« Reply #5 on: 26 January 2011, 10:43:43 »
Quote
Quote
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thats peanuts.  :)
indeed... especially compared to the £900 odd i pay
:o :o :o
im a 22 year old male (enough said really) but i been with direct line since ive been able to drive but was a named driver so only hav named driver no claims... not the proper one  :(
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Omega_Dan

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Re: Car Insurance
« Reply #6 on: 26 January 2011, 10:47:28 »
Im 25 and pay £790. Mainly due to having company cars for 6 1/2 years and only having 2 years NCB. £68 per month suits me ok mind.
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Lizzie_Zoom

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Re: Car Insurance
« Reply #7 on: 26 January 2011, 11:12:32 »
I am now yet another who can sadly report that premiums have gone up a lot, and according to the AA Insurance Dept., that I use it is plus 40%.  40%!!!! :o :o :o :o

The other day my renewal notice came through at £952 (with RSA) or £785 (Highway), due to the claim of Oct. 2010 not being cleared as Third Part Fault.  Last year I paid £438!!

I chased for the clearence of that claim, with RSA now confirming all has been settled as TP Fault. However the AA have just confirmed the premium has only fallen to £934 (RSA) or £743 (Highway) now the records have been amended.  But, pleasingly (I think!!!) the AA after a discussion have agreed to drop the RSA (who I prefer to stay with) price to £800.  With the fact that premiums have generally shot up, and this RSA policy gives me complete all round protection, which has been proved during my two claims (both not my fault) in two years, with RSA giving me 1st class service, I think I will accept and "bite the bullet". 

I could go to Sheila's Wheels which I know could would be cheaper, but they want the money all up front which I am not prepared to do.  With the AA / RSA I pay in installments that suits me.

On balance RSA for me. :'( :'( :'(
« Last Edit: 26 January 2011, 11:14:38 by Lizzie_Zoom »
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russ0205

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Re: Car Insurance
« Reply #8 on: 26 January 2011, 11:19:14 »
I found aviva to be top this year mine is only £240 with prot ncb and legal cover. :y Yet get this my wife has a ten year old ford puma full ncb only a 1.6 but can' get it cheaper than £400 and she is 4* ish  ;D Omega for me !!!
« Last Edit: 26 January 2011, 11:20:18 by russ0205 »
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Andy B

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Re: Car Insurance
« Reply #9 on: 26 January 2011, 11:26:56 »
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....  But, pleasingly (I think!!!) the AA  ..... price to £800.   ... I think I will accept and "bite the bullet".   ......

 :o I/we have 3 cars insured for less than that.  :o and I get the feeling that our post code tends to bump things up a bit.
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Lizzie_Zoom

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Re: Car Insurance
« Reply #10 on: 26 January 2011, 11:36:41 »
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....  But, pleasingly (I think!!!) the AA  ..... price to £800.   ... I think I will accept and "bite the bullet".   ......

 :o I/we have 3 cars insured for less than that.  :o and I get the feeling that our post code tends to bump things up a bit.


Oh yes Andy, post codes can have a lot to do with it as I know after once temporarily working in a call centre of Cornhill Direct Insurance! ::) ::) ;)
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Psychoca

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Re: Car Insurance
« Reply #11 on: 26 January 2011, 11:42:02 »
Best quote I have had is 345, with LV...  My Directline renewel was 784...  I have full no claim and no points, so I am staggered that my Directline renewel was so high...

NFU Mutual are supposed to be very good and reasonalbe, I just don't qualify at the moment....
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Andy B

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Re: Car Insurance
« Reply #12 on: 26 January 2011, 12:00:32 »
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.... so I am staggered that my Directline renewel was so high... ......

they've always 'cherry picked' the 'best' drivers. They only want to insure drivers in a 1.1 Eurobox doing 3000 miles a year.
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