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Author Topic: Insurance recommendations please  (Read 2172 times)

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twiglet

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Insurance recommendations please
« on: 21 July 2011, 10:59:27 »
Just had my Admiral multicar renewal through, and it's gone through the roof!!!

Looking for suggestions for sensible quotes from reputable companies please. I need to insure my mig, my diesel cavalier and SWMBO's Hyundai Getz.

Also interested in whether it would be cheaper to get a trader's policy, and what I would need to do to qualify...

TIA  :y
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It doesn't matter how far you push the envelope, it will always be stationery...

Jimbob

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Re: Insurance recommendations please
« Reply #1 on: 21 July 2011, 11:02:03 »
ring them and say its too expensive and you want to double check the cover / details....

I had exactly the same a month ago and got £200 knocked off  :y
« Last Edit: 21 July 2011, 11:02:22 by jimbob »
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pscocoa

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Re: Insurance recommendations please
« Reply #2 on: 21 July 2011, 11:25:39 »
Quote
Just had my Admiral multicar renewal through, and it's gone through the roof!!!

Looking for suggestions for sensible quotes from reputable companies please. I need to insure my mig, my diesel cavalier and SWMBO's Hyundai Getz.

Also interested in whether it would be cheaper to get a trader's policy, and what I would need to do to qualify...

TIA  :y

This is worrying as I have Admiral Multicar plus my wife just rear ended a 3 day old Audi Quattro Sport - we have protected no claims but I am sure there will be consequences on renewal.
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Jimbob

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Re: Insurance recommendations please
« Reply #3 on: 21 July 2011, 11:29:43 »
protected no claims is just that...

ie
current premium based on low risk : £1000
70% ncd brings it to £300

new premium based on high risk £2000
still have your 70% NCD luckily...
so goes up to £600


obviously made up figures.... but the NCD is worth having even if you premium does go up, massivel reduces the rocket.
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Kate

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Re: Insurance recommendations please
« Reply #4 on: 21 July 2011, 11:38:38 »
Seems obvious but have you tried all the comparison sites?

confused.com
moneysupermarket
comparethemarket
gocompare
tiger
tescocompare
uswitch

If you can get cheaper quotes you can use it as a bargaining tool with Admiral.

Also, have a look here:

http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance
« Last Edit: 21 July 2011, 11:39:27 by katemarlow »
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Crazycarzowner

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Re: Insurance recommendations please
« Reply #5 on: 21 July 2011, 12:06:34 »
I had exactly the same with Admiral Multicar in February, they wanted £3547 for our 2 cars - my Miggy & SWMBO's Ford Focus.  :D :D :D I nearly had a hearts attack when I read the renewal.

I then started surfing Comparethemeercatinsurancesupermarket.com. 40 mins or so later, guess what???? The exact same details entered as on my renewal got the quote down to £1600 :) :) :)
Whats more it was with the same bloody company >:( >:( >:( . So armed with this I rang Admiral, who said "You must have got something wrong or missed something out" So I gave them the Ref. nos. for the quotes & they looked, then came the answer "Oh! those quotes are for NEW customers!!!"  >:( >:( >:(
After a bit of arguing and stating the obvious (Retaining current customer business) they relented. Still a bit steep for 2 cars but next year I'll be looking at Trade insurance. Thieving Barstewards!!!!!!!!
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albitz

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Re: Insurance recommendations please
« Reply #6 on: 21 July 2011, 12:34:30 »
I spent a day gocomparing the meerkats when my renewal came in. Wife then insisted I get a quote from Norwich Union - as they arent on the comparison sites. To my amazement they were the cheapest by quite a margin.
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STMO123

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Re: Insurance recommendations please
« Reply #7 on: 21 July 2011, 13:39:45 »
Quote
I spent a day gocomparing the meerkats when my renewal came in. Wife then insisted I get a quote from Norwich Union - as they arent on the comparison sites. To my amazement they were the cheapest by quite a margin.


Aviva. They will up the ante after twelve months, mine almost doubled.
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henryd

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Re: Insurance recommendations please
« Reply #8 on: 21 July 2011, 15:29:15 »
I've just renewed my traders policy last week,its gone up by a couple of hundred since last year but thats the first big rise for a few years,I tried a couple of other companies online but neither could be arsed to get back to me >:(
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twiglet

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Re: Insurance recommendations please
« Reply #9 on: 21 July 2011, 16:07:35 »
What kind of money is your trader policy costing a year? What do you have to do to qualify for one? Which companies offer it?  :-/
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trainmanone

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Re: Insurance recommendations please
« Reply #10 on: 21 July 2011, 17:22:03 »
 ;)
Quote
I had exactly the same with Admiral Multicar in February, they wanted £3547 for our 2 cars - my Miggy & SWMBO's Ford Focus.  :D :D :D I nearly had a hearts attack when I read the renewal.

I then started surfing Comparethemeercatinsurancesupermarket.com. 40 mins or so later, guess what???? The exact same details entered as on my renewal got the quote down to £1600 :) :) :)
Whats more it was with the same bloody company >:( >:( >:( . So armed with this I rang Admiral, who said "You must have got something wrong or missed something out" So I gave them the Ref. nos. for the quotes & they looked, then came the answer "Oh! those quotes are for NEW customers!!!"  >:( >:( >:(
After a bit of arguing and stating the obvious (Retaining current customer business) they relented. Still a bit steep for 2 cars but next year I'll be looking at Trade insurance. Thieving Barstewards!!!!!!!!

i had the same last year,phoned company(swift cover) was told by lovely lady that if i used the comparison web site (broker) i would be classed as new customer :y
as most ins companies offer big discounts to get you on there books via brokers  ;) ;) so a bit of inside info from what I was told  try all the comparison site as each one have different deals with each company
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TheBoy

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Re: Insurance recommendations please
« Reply #11 on: 21 July 2011, 18:13:28 »
Everyone is different, so you have to do your own legwork on this one...
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Kate

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Re: Insurance recommendations please
« Reply #12 on: 21 July 2011, 18:25:06 »
Yes, shopping around seems to be the key! :y
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STMO123

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Re: Insurance recommendations please
« Reply #13 on: 21 July 2011, 18:29:45 »
Quote
Yes, shopping around seems to be the key! :y


Except for washing machines. Best to repair the one you have already. ;D ;D ;D
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albitz

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Re: Insurance recommendations please
« Reply #14 on: 21 July 2011, 18:33:08 »
Quote
Quote
I spent a day gocomparing the meerkats when my renewal came in. Wife then insisted I get a quote from Norwich Union - as they arent on the comparison sites. To my amazement they were the cheapest by quite a margin.


Aviva. They will up the ante after twelve months, mine almost doubled.

Umm, yeah - Aviva. Used to be Norwich Union yeeeeears ago.Its the oldtimers, I cant help it. :-[ ::) ;D
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