I was waiting in traffic last night. As it moved off, chap in front of me selected reverse, instead of first.
By the time I was beeping the horn, I heard an almighty crunch and the sound of smashing glass

The car in question was a brand new motability car, so thankfully it's insured. The elderly chap driving was rather dazed.
Damage - front OS headlight washer snapped off. Bumper has been cracked and distorted, and the trim under the headlight isn't sat right. The bumper also isn't sitting flush, where it joins the wing, on the drivers side.
To be honest it looks cosmetic, but thinking about it - I reckon it might be quite an expensive repair!
Thing is, I'll expect it to be repaired to original standards, EG, I'll want a new MV6 bumper, not a standard one!! Is such a thing even made?
And as daft as this sounds, I reckon they might write it off. Thinking about it! A new bumper, headlight washer, and whatever else is needed, inc spraying, may not be economical? :-/
Will see what his insurance company have to say!