A it stands currently a CHAPS payment has been received with my bank for Decembers invoice, i now have to get Jans out of him as well.......
Does anyone know if aCHAPS payment can be recalled, i am worried that he has done this to prevent me going to court, and then later on today/tomorrow recall the payment and we are back to square one.....
I suppose Chopsdad would be the best one to answer that.....where's a bank manager when you need one!!!!!
CHAPS
CHAPS is an electronic bank-to-bank same-day value payment made within the UK in either sterling or euro.
The main benefit of CHAPS is that it is fast, secure and efficient and the money is transferred the same day. Unlike other forms of payment such as cheques, CHAPS payments are irrevocable.
CHAPS is one of the largest real-time gross settlement (RTGS) systems in the world. Banks themselves use CHAPS to move money around the financial system, but it is also used regularly:
for business-to-business payments;
by solicitors/licensed conveyancers to transfer the purchase price of a house between the bank accounts of those involved;
by individuals buying or selling a high-value item, such as a car, who need a secure, urgent, same-day guaranteed payment.
Source:
http://www.apacs.org.uk/payment_options/chaps.htmlSounds like you have a result.
