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Please play nicely.  No one wants to listen/read a keyboard warriors rants....

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 51 
 on: Yesterday at 14:13:29 
Started by Field Marshal Dr. Opti - Last post by Field Marshal Dr. Opti
touch those bits with a licked finger. You will soon know by the bit that kills you which is faulty ;D

For a moment there I thought you were talking about wet fanny. >:D

 52 
 on: Yesterday at 13:20:26 
Started by Darth Loo-knee - Last post by TheBoy
Another week of non-use, so topping up with electricity again.

 53 
 on: Yesterday at 13:19:52 
Started by Field Marshal Dr. Opti - Last post by TheBoy
There's a cohort of voters that can have more than one wife and hoards of kids between them all, that Starmer and the Labour party are desperate to keep on side.  :-X
And they are fast becoming the majority.  So maybe Starmer and Theeves aren't as stupid as we think....

 54 
 on: Yesterday at 13:17:31 
Started by Field Marshal Dr. Opti - Last post by TheBoy
touch those bits with a licked finger. You will soon know by the bit that kills you which is faulty ;D

 55 
 on: Yesterday at 13:16:27 
Started by Varche - Last post by TheBoy
I personally use a lot of tapo stuff, particularly their smart sockets and bulbs.  In my case, I keep them on an isolated network, as, well, they are chinky.

I wouldn't mind betting she'll end up with the expensive Ring or Blink stuff, mostly because my other remaining bro uses those devices, and as he's retired, will likely be him setting it up.  Whatever it is, it needs to be perfect and reliable due to distances required to "pop over" to fix it.

 56 
 on: Yesterday at 13:12:02 
Started by Field Marshal Dr. Opti - Last post by Sir Tigger KC
Not enough for defence. 2.6 % GDP so a soft budget. You got off lightly.

Weren”t NATO members supposed to up spending to a target of 5%, as per Trumpy?


( buy shares in drone building companies)
We can't spend money on defence and take 500,000 children out of poverty. The wánker Starmer was getting all emotional about these children on the news at lunchtime. Playing to his back benchers again.
Call me old fashioned, but if you can't afford more than 2 snotty kids without the taxpayer funding your little bastids, don't have more than 2.

Simples*


*Useless you are Starmer.

There's a cohort of voters that can have more than one wife and hoards of kids between them all, that Starmer and the Labour party are desperate to keep on side.  :-X

 57 
 on: Yesterday at 12:21:47 
Started by Field Marshal Dr. Opti - Last post by Field Marshal Dr. Opti
OK....so following the advice of Jimmy the Photocell seems to work as it should regarding light and dark.

I've turned the burner around (so it is facing outward) and I can now see there is no spark at the igniters. So some progress. ::)

 AI for no spark throws up burner control box....possible HT lead failure, ignition transformer fault.

Take your pick. ;)

 58 
 on: Yesterday at 12:14:22 
Started by Field Marshal Dr. Opti - Last post by STEMO
Another one I heard from Martin Lewis yesterday evening, pensioners will not have to pay income tax on their state pension, even if/when the pension exceeds the 20% tax threshold, which it will do in 2027.
However, they will have to pay tax on their occupational pension.

 59 
 on: Yesterday at 12:02:40 
Started by Field Marshal Dr. Opti - Last post by STEMO
The reason that the £20K cash limit has been kept for over 65's is that SS ISAs are basically stock market investments, and these sort of investments are only suited to medium and long term savings. Whilst the returns on the stock markets exceed cash long term, they are volatile and can go up and down lots in the short term - 20% drops aren't unknown. Therefore, SS ISAS aren't really suitable for coffin dodgers who may need to cash in the investments at short notice.

Personally I think even £12K p/a is far too much in cash regardless of age.
£24K for a couple or, in my case, £32K for a couple, which is plenty. But if we had more, I would make sure we both earned interest up to our respective allowances, and I'd keep the rest in our current account. I'm spiteful like that  :)

 60 
 on: Yesterday at 11:57:56 
Started by Field Marshal Dr. Opti - Last post by STEMO
CPI is 3.6%, cash ISAs paying over 4% are easy to find.

Very true, but a) people have to be on board with chopping and changing to get the best deals, and b) over the past 5yrs those savers will have lost a shed load of spending power as its been well over 10% at points.
If Rachel thinks that people who can afford to put more than £12K away each year are going to put it into stocks and shares, then she's plain stupid. To the vast majority of people, me included, stability is key.

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