Bloody cyclists should obey the Highway Code, and have insurance

If you join British Cycling ( like i did ) you actually do have insurance

Extract from membership paperwork .....
Please find details below of your British Cycling Membership.
Legal and insurance benefits
Most people wouldn’t dream of driving a car without insurance, yet some cyclists don’t take the same
steps to protect themselves when they are out on two wheels. Thankfully, you’re not one of them and
for as long as your ‘Ride’ membership remains valid you will benefit from two important areas of legal
and insurance support to protect you during your cycling activities:
• Legal Assistance & Advice - to support a claim made by you against a third party
• Liability Insurance - to protect you from a claim made by a third party against you
The Incident Helpline 0161 274 2015
The Cycling Incident Helpline offers legal and insurance assistance to members who have been
involved in an incident whilst riding or wheeling their bike and where appropriate will arrange advice
and representation from professional personal injury lawyers. Your membership details and a brief
description of the incident will be taken over the telephone and a report sent immediately to our
appointed solicitors and/or insurers.