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[STEMO]

Have a look at this, it's quite scary:

https://www.worldometers.info/world-population/

[Lizzie Zoom]

Yep, and some who seem to know these things predict that the total World population will hit 12 billion by 2050, or something like that

Thank! God I'll be dead well before then!

[STEMO]

Yep, and some who seem to know these things predict that the total World population will hit 12 billion by 2050, or something like that

Thank! God I'll be dead well before then!

97 is not a massive age these days, Lizzie. We might still be posting on here, telling Jaime he should he should be settling down now he's 80. 

[Rangie]

Yep, and some who seem to know these things predict that the total World population will hit 12 billion by 2050, or something like that

Thank! God I'll be dead well before then!

. 

Me too , something to look forward to Lizzie 😄😄😄

[Lizzie Zoom]

Yep, and some who seem to know these things predict that the total World population will hit 12 billion by 2050, or something like that

Thank! God I'll be dead well before then!

. 

Me too , something to look forward to Lizzie 😄😄😄

Yes, we can both look down at it all

[TheBoy]

Yep, and some who seem to know these things predict that the total World population will hit 12 billion by 2050, or something like that

Thank! God I'll be dead well before then!

97 is not a massive age these days, Lizzie. We might still be posting on here, telling Jaime he should he should be settling down now he's 80. 

Strangely enough, due to where we are run from and a waning appetite to keep proving what happened last time we tried one of these new ideas they come up with, my colleague and I were looking at retirement options.

Turns out we both need to work for longer. Bugger.

[Field Marshal Dr. Opti]

I'll be 51.

[STEMO]

Yep, and some who seem to know these things predict that the total World population will hit 12 billion by 2050, or something like that

Thank! God I'll be dead well before then!

97 is not a massive age these days, Lizzie. We might still be posting on here, telling Jaime he should he should be settling down now he's 80. 

Strangely enough, due to where we are run from and a waning appetite to keep proving what happened last time we tried one of these new ideas they come up with, my colleague and I were looking at retirement options.

Turns out we both need to work for longer. Bugger.

Depends what you want from your retirement. There's no need for a lot of dosh if you're too old to enjoy it.
My wife, after being moved from final salary to career average in 2016 will end up with a great pension when she's 67. But, if she wants to enjoy her retirement a bit earlier, say 63, she will still get a very reasonable pension and I might still be able to walk.

[TheBoy]

Yep, and some who seem to know these things predict that the total World population will hit 12 billion by 2050, or something like that

Thank! God I'll be dead well before then!

97 is not a massive age these days, Lizzie. We might still be posting on here, telling Jaime he should he should be settling down now he's 80. 

Strangely enough, due to where we are run from and a waning appetite to keep proving what happened last time we tried one of these new ideas they come up with, my colleague and I were looking at retirement options.

Turns out we both need to work for longer. Bugger.

Depends what you want from your retirement. There's no need for a lot of dosh if you're too old to enjoy it.
My wife, after being moved from final salary to career average in 2016 will end up with a great pension when she's 67. But, if she wants to enjoy her retirement a bit earlier, say 63, she will still get a very reasonable pension and I might still be able to walk.

My problem is I was TUPEd out of BT to HP in 2004, so my Section C (yes, I'm that young ) was frozen then, so doesn't have many years in it.  DC pensions since have not done very well due to the financial crisis, Brexit, and now Sniffle, to be followed by Brexit SNAFU.

My Sect C plus state pension should be enough to live on when I get the state pension at 67.  I dont have enough in my DC pensions to live off until then.

Hence, no cigar yet

[Rangie]

Yep, and some who seem to know these things predict that the total World population will hit 12 billion by 2050, or something like that

Thank! God I'll be dead well before then!

97 is not a massive age these days, Lizzie. We might still be posting on here, telling Jaime he should he should be settling down now he's 80. 

Strangely enough, due to where we are run from and a waning appetite to keep proving what happened last time we tried one of these new ideas they come up with, my colleague and I were looking at retirement options.

Turns out we both need to work for longer. Bugger.

Depends what you want from your retirement. There's no need for a lot of dosh if you're too old to enjoy it.
My wife, after being moved from final salary to career average in 2016 will end up with a great pension when she's 67. But, if she wants to enjoy her retirement a bit earlier, say 63, she will still get a very reasonable pension and I might still be able to walk.

.   

We do alright on our pensions , to be honest we haven't noticed any difference financially ,still manage to put a bit away  as well.
At the present time there's not a lot to spend it on.

[TheBoy]

Yep, and some who seem to know these things predict that the total World population will hit 12 billion by 2050, or something like that

Thank! God I'll be dead well before then!

97 is not a massive age these days, Lizzie. We might still be posting on here, telling Jaime he should he should be settling down now he's 80. 

Strangely enough, due to where we are run from and a waning appetite to keep proving what happened last time we tried one of these new ideas they come up with, my colleague and I were looking at retirement options.

Turns out we both need to work for longer. Bugger.

Depends what you want from your retirement. There's no need for a lot of dosh if you're too old to enjoy it.
My wife, after being moved from final salary to career average in 2016 will end up with a great pension when she's 67. But, if she wants to enjoy her retirement a bit earlier, say 63, she will still get a very reasonable pension and I might still be able to walk.

.   

We do alright on our pensions , to be honest we haven't noticed any difference financially ,still manage to put a bit away  as well.
At the present time there's not a lot to spend it on.

Civil Service golden pensions are a pipedream to anyone in the private sector.

[Rangie]

Yep, and some who seem to know these things predict that the total World population will hit 12 billion by 2050, or something like that

Thank! God I'll be dead well before then!

97 is not a massive age these days, Lizzie. We might still be posting on here, telling Jaime he should he should be settling down now he's 80. 

Strangely enough, due to where we are run from and a waning appetite to keep proving what happened last time we tried one of these new ideas they come up with, my colleague and I were looking at retirement options.

Turns out we both need to work for longer. Bugger.

Depends what you want from your retirement. There's no need for a lot of dosh if you're too old to enjoy it.
My wife, after being moved from final salary to career average in 2016 will end up with a great pension when she's 67. But, if she wants to enjoy her retirement a bit earlier, say 63, she will still get a very reasonable pension and I might still be able to walk.

.   

We do alright on our pensions , to be honest we haven't noticed any difference financially ,still manage to put a bit away  as well.
At the present time there's not a lot to spend it on.

Civil Service golden pensions are a pipedream to anyone in the private sector.

. 

Yes I was lucky or clever at the time , the new entrants to HMPS will not be as good , just glad I took some advice in my younger days.

[STEMO]

Yep, and some who seem to know these things predict that the total World population will hit 12 billion by 2050, or something like that

Thank! God I'll be dead well before then!

97 is not a massive age these days, Lizzie. We might still be posting on here, telling Jaime he should he should be settling down now he's 80. 

Strangely enough, due to where we are run from and a waning appetite to keep proving what happened last time we tried one of these new ideas they come up with, my colleague and I were looking at retirement options.

Turns out we both need to work for longer. Bugger.

Depends what you want from your retirement. There's no need for a lot of dosh if you're too old to enjoy it.
My wife, after being moved from final salary to career average in 2016 will end up with a great pension when she's 67. But, if she wants to enjoy her retirement a bit earlier, say 63, she will still get a very reasonable pension and I might still be able to walk.

.   

We do alright on our pensions , to be honest we haven't noticed any difference financially ,still manage to put a bit away  as well.
At the present time there's not a lot to spend it on.

Civil Service golden pensions are a pipedream to anyone in the private sector.

Only if the government doesn't go bust.

[Doctor Gollum]

There's that...

[Rangie]

Yep, and some who seem to know these things predict that the total World population will hit 12 billion by 2050, or something like that

Thank! God I'll be dead well before then!

97 is not a massive age these days, Lizzie. We might still be posting on here, telling Jaime he should he should be settling down now he's 80. 

Strangely enough, due to where we are run from and a waning appetite to keep proving what happened last time we tried one of these new ideas they come up with, my colleague and I were looking at retirement options.

Turns out we both need to work for longer. Bugger.

Depends what you want from your retirement. There's no need for a lot of dosh if you're too old to enjoy it.
My wife, after being moved from final salary to career average in 2016 will end up with a great pension when she's 67. But, if she wants to enjoy her retirement a bit earlier, say 63, she will still get a very reasonable pension and I might still be able to walk.

.   

We do alright on our pensions , to be honest we haven't noticed any difference financially ,still manage to put a bit away  as well.
At the present time there's not a lot to spend it on.

Civil Service golden pensions are a pipedream to anyone in the private sector.

Only if the government doesn't go bust.

.   

Funny enough we were talking about this same thing a few weeks ago with some friends ( ex colleagues) some surprised me by saying that they had no savings at all & would not survive without the pension from the Prison Service , luckily we are not in that position having sold properties a while back so would get by ok.